会议由本公司监事会主席孙建一主持，与会监事经充分讨论，审议通过了如 下议案： 一、审议通过了《关于审议公司 2023 年中期报告及摘要的议案》 监事会意见如下： 证券代码：601318 证券简称：中国平安 公告编号：临 2023-045 中国平安保险（集团）股份有限公司 第十届监事会第十二次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）监事会及全体监 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 本公司第十届监事会第十二次会议（以下简称"会议"）通知于 2023 年 8 月 15 日发出，会议于 2023 年 8 月 29 日在深圳市召开。会议应出席监事 5 人，实 到监事 5 人，会议有效行使表决权票数 5 票。本公司部分高级管理人员列席了会 议，会议的召集、召开程序符合《中华人民共和国公司法》和《中国平安保险（集 团）股份有限公司章程》（以下简称"《公司章程》"）的相关规定，会议合法、有 效。 4、通过检视《公司 2023 年中期报告》中所载的本公司报告期内利润分配方 案的执行情况、本公司 2023 年中期利润分配方案 ...

中国平安保险（集团）股份有限公司 独立董事的独立意见 根据《上市公司独立董事管理办法》《上海证券交易所股票上市规则》《上海证券交易所 上市公司自律监管指引第 1 号——规范运作》和《中国平安保险（集团）股份有限公司章程》 （以下简称"《公司章程》"）等相关规定，我们作为中国平安保险（集团）股份有限公司（以 下简称"公司"）的独立董事，基于独立客观判断，就下述事项发表独立意见： 一、关于公司 2023 年中期利润分配方案的独立意见 公司独立董事审阅了《关于派发 2023 年中期股息的议案》，认为本次利润分配方案决策程 序和机制完备、分红标准和比例明确且清晰，对公司偿付能力充足率无重大影响，符合《公司 章程》及相关审议程序的规定，充分保护了中小投资者的合法权益。 二、关于公司发行资本补充债券的独立意见 公司独立董事审阅了《关于发行资本补充债券的议案》，认为不存在可能对公司、被保险 人或中小股东权益产生重大影响的情形，并发表了同意的独立意见。 独立董事：伍成业、储一昀、刘宏、吴港平、金李、王广谦 2023 年 8 月 29 日 1 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-046 中国平安保险（集团）股份有限公司 2023 年中期利润分配方案公告 中国平安保险（集团）股份有限公司（以下简称"本公司"或"公司"）董事会 及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： | 股份类别 | 暂定股权 | 暂定最后 | 暂定除权 | 暂定现金红利 | | --- | --- | --- | --- | --- | | | 登记日 | 交易日 | （息）日 | 发放日 | | Ａ股 | 2023/10/24 | － | 2023/10/25 | 2023/10/25 | 一、 利润分配方案内容 公司拟派发 2023 年中期股息每股现金人民币 0.93 元（含税）。根据《上海证 券交易所上市公司自律监管指引第 7 号——回购股份》等有关规定，截至本次股 息派发 A 股股东股权登记日收市后，公司回购专用证券账户上的本公司 A 股股份 不参与本次股息派发。本次中期股息派发的实际总额将以本次股息派发 A 股股东 股权登记日时有权参与总股数为准计 ...

一、注重股东回报，每年实施两次现金分红 中国平安保险（集团）股份有限公司 2023 年中期投资者保护工作报告 平安致力于成为国际领先的综合金融、医疗健康服务提供商。平安积极响应"十四五" 发展规划，坚守金融主业，积极服务实体经济，强化保险保障功能，助力"数字中国"和"健 康中国"等国家战略实施，深化"综合金融+医疗健康"服务体系，提供专业的"金融顾问、 家庭医生、养老管家"服务。平安深入推进全面数字化转型，助力金融业务提质增效，加速 推进生态圈建设，实现"科技赋能金融、生态赋能金融、科技促进发展"。平安秉持以人民 为中心、以客户需求为导向，持续深化"一个客户、多种产品、一站式服务"的综合金融模 式，践行让客户"省心、省时、又省钱"的价值主张，为超2.29亿个人客户提供多样化的产 品及便捷的服务。 公司自2004年和2007年分别在香港联交所首次公开发行H股和在上海证券交易所首次 公开发行A股并上市以来，除努力创造更好的业绩回报投资者的信任与支持之外，也非常注 重投资者的保护，维护广大投资者权益。在过去的2023年上半年，公司在投资者保护方面的 工作如下： 1 公司严格遵循上海证券交易所和香港联交所上市规则要求 ...

中國平安保險（集團）股份有限公司 審計與風險管理委員會的職權範圍及運作模式 中國平安保險（集團）股份有限公司（以下稱「公司」）董事會（以下稱「董事會」）審 計與風險管理委員會（以下簡稱「審計與風險管理委員會」或者「委員會」）的職權 範圍及運作模式如下： 委員會在向董事會提交公司有關年度報告及賬目、半年度報告及（若擬 刊發）季度報告前，應特別針對下列事項進行審閱： 2 五 委員會的主要職責權限如下： （一） 主要負責就外聘審計師的委任、重新委任及罷免向董事會提供建議， 批准外聘審計師的薪酬及聘用條款，及處理任何有關該審計師辭職或 辭退該審計師的問題； （二） 擔任公司與外聘審計師之間的主要代表，負責監察二者之間的關係； 督促外聘審計師誠實守信、勤勉盡責，並按適用的標準檢討及監察外 聘審計師是否獨立客觀及審計程序是否有效；委員會應於審計工作開 始前先與審計師討論審計性質及範疇及有關申報責任； （三） 就外聘審計師提供非審計服務制定政策，並予以執行。委員會應就其 認為必須採取的行動或改善的事項向董事會報告，並建議有哪些可採 取的步驟； （四） 監察公司的財務報表及公司年度報告及賬目、半年度報告及（若擬刊 發）季度報 ...

Company Performance - The company ranked 33rd in the Fortune Global 500 and 1st among global insurance companies, maintaining its position as the 5th largest financial enterprise globally[1]. - As of June 30, 2023, the insurance service revenue was RMB 48,115 million, with a pre-tax operating profit of RMB 65,615 million and a net profit of RMB 46,335 million[43]. - The company achieved a net profit of CNY 25.39 billion in the first half of 2023, representing a year-on-year increase of 14.9%[156]. - The net profit for the first half of 2023 was RMB 9,285 million, an increase of 7.4% from RMB 8,642 million in 2022[82]. - The total operating income for the first half of 2023 was RMB 88,610 million, a decrease of 3.7% from RMB 92,022 million in 2022[185]. Customer Base and Retention - The company has over 2.29 billion personal customers, with more than 64% utilizing services from the healthcare ecosystem, resulting in an average of 3.43 contracts and an average AUM of approximately 55,800 yuan per customer[3]. - As of June 30, 2023, the group had over 229 million individual customers, an increase of 1.2% from the beginning of the year, with 14.29 million new customers added in the first half of 2023, representing a year-on-year growth of 2.3%[15]. - The group has approximately 153 million customers with over 5 years of tenure, accounting for 66.7% of the total customer base, indicating high customer retention[20]. - The 13-month policy continuation rate improved to 93.8%, up 2.1 percentage points year-on-year, while the 25-month policy continuation rate rose to 87.6%, an increase of 7.0 percentage points[41]. Business Growth and Strategy - In the first half of 2023, the new business value of the life insurance segment increased by 45.0% year-on-year, with agent channel productivity rising by 94.3%[4]. - The company plans to continue focusing on core business areas, cost reduction, and structural optimization in the second half of 2023[7]. - The company is committed to a strategy of "integrated finance + healthcare," aiming to meet the high-quality living needs of residents[3]. - The company aims to enhance its "insurance + service" product offerings to improve sales and business quality, leveraging its healthcare ecosystem[40]. Financial Performance and Investments - The total premium income from property insurance business was RMB 154.136 billion, an increase from RMB 146.792 billion in the previous year[136]. - The total investment income for the first half of 2023 reached RMB 79.64 billion, reflecting a significant increase of 41.6% from RMB 56.23 billion in 2022[120]. - The comprehensive investment return rate for the insurance fund investment portfolio was 4.1%, up by 0.7 percentage points year-on-year[115]. - The company's total investment assets amounted to RMB 4,615.76 billion, an increase from RMB 4,332.92 billion in December 2022, representing a growth of 6.5%[119]. Risk Management and Solvency - The company’s solvency ratios for life insurance, pension insurance, and health insurance are significantly above regulatory requirements as of June 30, 2023[44]. - The company has strengthened risk control measures, with a provision coverage ratio of 291.51%, an increase of 1.23 percentage points from the beginning of the year[130]. - The core solvency adequacy ratio was 176.6% as of June 30, 2023, slightly down from 177.6% at the end of 2022[135]. Technological Advancements and Digital Transformation - The company continues to enhance its technological capabilities and expand its ecosystem through ongoing research and development investments[181]. - The company is focusing on transforming its customer management model from "disease-centered" to "health-centered," aiming to develop products that meet diverse customer needs[85]. - The registered user count for the "Ping An Pocket Bank" APP reached 159.93 million, an increase of 4.6% since the beginning of the year[189]. Healthcare and Elderly Care Services - The company has initiated high-end elderly care projects in four cities, with over 60,000 customers qualifying for home elderly care services[4]. - The healthcare ecosystem has served 1.18 million users in chronic disease prevention, achieving a service satisfaction rate of 99%[51]. - The company has initiated high-quality elderly care services in cities including Shenzhen, Guangzhou, Shanghai, and Foshan, with a new project launched in Shanghai in February 2023[68].

证券代码：601318 证券简称：中国平安 公告编号：临 2023-042 中国平安保险（集团）股份有限公司 关于召开 2023 年中期业绩发布会的公告 会议召开时间：2023 年 8 月 30 日（星期三）中午 11:45-12:45 会议召开方式：网络直播 网络直播地址：全景网（www.p5w.net）和上证路演中心 （http://roadshow.sseinfo.com） （一）会议召开时间：2023 年 8 月 30 日（星期三）中午 11:45-12:45 （二）会议召开方式：网络直播 （三）网络直播地址：全景网（www.p5w.net）和上证路演中心 三、参加人员 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 投资者可于 2023 年 8 月 25 日（星期五）23:59 前将相关问题通过电子邮件 的形式发送至本公司投资者关系邮箱：IR@pingan.com.cn。本公司将会于 2023 年中期业绩发布会（以下简称"业绩发布会"）上对投资者 ...

| | | 2023 年 | 1-7 月 | | --- | --- | --- | --- | | 子公司名称 | 原保险合同保费收入 | | 同比 | | | （人民币万元） | | （%） | | 中国平安财产保险股份有限公司 | 17,754,582 | | 3.9 | | 中国平安人寿保险股份有限公司 | 32,208,869 | | 9.6 | | 平安养老保险股份有限公司 | 1,211,661 | | -6.1 | | 平安健康保险股份有限公司 | 959,514 | | 12.6 | 以上数据均未经审计，提请投资者注意。 特此公告。 中国平安保险（集团）股份有限公司董事会 2023 年 8 月 14 日 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担个别及连带责任。 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2023 年 1 月 1 日至 2023 年 7 ...

Financial Performance - In Q1 2023, the total revenue reached RMB 253,778 million, representing a 30.8% increase compared to RMB 194,061 million in Q1 2022[6] - The net profit attributable to shareholders was RMB 38,352 million, up 48.9% from RMB 25,758 million in the same period last year[6] - Basic earnings per share increased to RMB 2.17, reflecting a 47.6% rise from RMB 1.47 in Q1 2022[6] - In Q1 2023, the company achieved an operating profit of RMB 41.385 billion and a net profit of RMB 38.352 billion, representing a year-on-year growth of 48.9%[18] - The bank's net profit for Q1 2023 was RMB 14.602 billion, a 13.6% increase year-on-year[16] - Net profit for Q1 2023 was RMB 14,602 million, reflecting a 13.6% increase from RMB 12,850 million in Q1 2022[35] - The net profit attributable to shareholders was RMB 25.758 billion, with an operating profit of RMB 49.648 billion[21] - The operating profit for the life and health insurance segment was RMB 28.161 billion, contributing significantly to the overall operating profit of RMB 41.385 billion[20] Cash Flow and Investments - The net cash flow from operating activities was RMB 209,986 million, a decrease of 12.7% from RMB 240,633 million in Q1 2022[6] - Cash inflow from financing activities totaled 228,924 million RMB, a decrease from 397,567 million RMB in Q1 2022[65] - The net cash flow from investment activities was RMB 11,225 million, up from RMB 2,399 million in Q1 2022, indicating a substantial increase of 366.4%[68] - The cash received from investment income was RMB 11,396 million, significantly higher than RMB 4,008 million in the same period last year, representing an increase of 184.5%[68] - Cash flow from investment activities showed a net outflow of 27,575 million RMB, significantly improved from a net outflow of 147,828 million RMB in Q1 2022[65] Assets and Liabilities - Total assets as of March 31, 2023, amounted to RMB 11,287,495 million, a 2.5% increase from RMB 11,009,940 million at the end of 2022[7] - The company's total liabilities as of March 31, 2023, amounted to RMB 10,054,215 million, up from RMB 9,823,944 million[61] - Total liabilities decreased from RMB 99,619 million to RMB 98,239 million, a change of -1.4% following the new insurance contract standards[56] - The total equity attributable to shareholders increased to RMB 914,332 million from RMB 869,191 million, a rise of 5.2%[61] - The total size of the insurance investment portfolio exceeded RMB 4.49 trillion, growing by 3.1% since the beginning of the year[31] Customer and Market Metrics - As of March 31, 2023, the total number of shareholders was 1,016,584, with A-shareholders holding 36.85% of the shares[10][11] - The number of individual customers reached approximately 229 million, a 0.9% increase from the beginning of the year, with an average of 2.98 contracts per customer[22][23] - The health insurance premium income for Q1 2023 was RMB 40 billion, with over 64% of individual customers using services from the health ecosystem[24] - The company covered nearly 20,000 corporate clients with health management services, serving over 10 million employees[24] Insurance and Business Growth - The new business value of life and health insurance grew by 8.8% year-on-year to RMB 13.702 billion in Q1 2023, with a 21.1% increase when restated using year-end assumptions[16] - The property insurance business reported service income of RMB 76.312 billion, up 7.1% year-on-year, while maintaining a healthy combined cost ratio of 98.7%[16] - The scale premium for life and health insurance was RMB 234,333 million in Q1 2023[49] - Insurance service revenue increased by 7.1% to RMB 76,312 million compared to RMB 71,225 million in the same period last year[30] Technology and Innovation - The company filed 1,152 new technology patents in Q1 2023, bringing the total to 47,229, maintaining a leading position among international financial institutions[15] - The AI-driven product sales accounted for 49% of total sales in Q1 2023, with AI service volume making up 81% of total customer service interactions[15] - The company ranks first globally in digital medical patent applications, supporting sustainable development in its health ecosystem[25] Governance and Compliance - The company adopted the new insurance contract standards starting from January 1, 2023, with retrospective adjustments made to the previous period's financial statements[5] - The company is implementing new accounting policies for insurance contracts effective January 1, 2023, as mandated by the Ministry of Finance[53] - The company aims to enhance its governance structure and establish a long-term incentive mechanism through its stock ownership plans[46]