FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 第 2 頁 共 7 頁 v 1.3.0 FF305 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年8月28日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | | 是 | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括 ...

Core Insights - Prudential Financial, Inc. has expanded its EssentialTerm Suite, now offering coverage options starting at $0.25 million, aimed at providing greater flexibility and affordability for policyholders [1][10] - The EssentialTerm Suite emphasizes the importance of life insurance in legacy protection and long-term financial planning, linking short-term protection with lasting value [2] Product Features - The EssentialTerm Suite includes two enhanced term life options: EssentialTerm Value, which offers affordable temporary protection with conversion flexibility, and EssentialTerm Plus, which focuses on stronger conversion features for long-term planning [3] - The suite provides term options of 10, 15, 20, or 30 years with guaranteed level premiums, and allows conversion to a permanent policy while maintaining the same health classification, supported by a conversion credit within the first seven years [4] - Additional benefits include a built-in terminal illness rider for early access to death benefits and customizable coverage options with riders such as waiver of premium for disability and accidental death benefit [5] Financial Impact - The expansion of the EssentialTerm Suite is expected to enhance Prudential's financial performance by increasing premium income from larger policy sizes and flexible term options, while the conversion feature promotes long-term revenue streams and customer retention [6] - The inclusion of optional riders may contribute to incremental income with limited underwriting risk, potentially improving profitability and reinforcing Prudential's market position [6] Market Performance - Year-to-date, Prudential's shares have decreased by 7.8%, underperforming the industry average due to low interest rates, challenges in the group disability business, and rising expenses [7]

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of August, 2025 Commission File Number: 1-15040 PRUDENTIAL PUBLIC LIMITED COMPANY (Translation of registrant's name into English) PRUDENTIAL PLC HALF YEAR 2025 RESULTS: Delivering growth and capital returns to shareholders through consi: execution 13 Floor, One International Financial Centre, 1 Harbour View Street, Central, ...

格隆汇8月27日丨保诚(02378.HK)发布公告，2025年8月26日耗资296.1万英镑回购30.26万股。 ...

Financial Performance and Key Metrics - The company achieved double-digit growth across key financial metrics, with new business profit and adjusted operating profit per share both growing by 12% [6][13] - Gross operating free surplus generation increased by 14%, and dividends per share rose by 13% [6][14] - The return on embedded value improved to 15%, with net operating free surplus generation up by 20% [13][14] Business Line Performance - The Hong Kong market saw a 16% growth in new business profit, while Indonesia experienced a remarkable 34% growth [10][12] - The agency channel contributed 55% to new business profit growth, with active agents in Hong Kong up by 11% and productivity per active agent increasing by 4% [26][29] - The company is focusing on quality recruitment and productivity improvements in the agency business, particularly in Mainland China and ASEAN markets [26][41] Market Performance - The company reported strong performance across its core markets, with a notable increase in new business profit in both Hong Kong and Indonesia [10][12] - The agency strategy is being enhanced through targeted recruitment and training, with a focus on high-quality growth [11][41] Company Strategy and Industry Competition - The company is halfway through its strategic transformation initiated in August 2023, focusing on value creation and operational effectiveness [8][9] - Investments of $400 million have been made in technology and capabilities to drive growth and improve customer engagement [9][10] - The company aims to return over $5 billion to shareholders between 2024 and 2027, reflecting confidence in its capital generation and strategic progress [8][16] Management Commentary on Operating Environment and Future Outlook - Management expressed confidence in achieving 2027 financial objectives, citing strong performance in new business and effective management of in-force books [18][41] - The macro environment remains volatile, but the company is well-positioned due to its multi-channel and multi-market franchise [10][12] - Regulatory changes in Mainland China are expected to enhance agent retention and income stability, aligning with the company's focus on quality recruitment [26][28] Other Important Information - The company has settled the dividend claim in Malaysia, which is expected to positively impact future operations [6][64] - The potential IPO of the asset management business in India is under regulatory review, with updates to be provided in due course [4][8] Q&A Session Summary Question: Outlook on agency business in Mainland China and Hong Kong - Management highlighted a strong focus on quality recruitment in Mainland China, with active agents up by 6% and a change management program in place [26][28] - In Hong Kong, agency new business value growth remains solid, with a good balance between agency and bank assurance [29][100] Question: Capital management framework and future buybacks - The capital management update reflects confidence in the business model, with a focus on sustainable returns and regular reviews of excess capital for potential buybacks [31][34] Question: Key drivers of confidence in achieving 2027 objectives - Management cited strong performance metrics, quality business focus, and strategic investments as key drivers of confidence [40][41] Question: Margin improvement potential - Management sees opportunities for margin improvement through repricing, operating leverage, and improved health contributions [44][56] Question: Variances and historical levels - Management expects to return to historic positive levels of variances by 2027, driven by improved claims experience and cost containment [62][63] Question: Exits in Africa and Malaysian dividend issue - The company is focused on deploying capital in markets with growth potential, with ongoing evaluations of its presence in Africa [63][64] Question: New business appetite and product margins - Demand for US dollar-denominated products remains strong, with no significant impact from geopolitical factors [71][72]

Financial Data and Key Metrics Changes - The company achieved double-digit growth across key financial metrics, with new business profit and adjusted operating profit per share both growing by 12% [5][12] - Gross operating free surplus generation increased by 14%, and dividends per share rose by 13% [5][12] - The return on embedded value improved to 15%, with net operating free surplus generation up by 20% [12][15] Business Line Data and Key Metrics Changes - The agency business remains a primary acquisition channel, contributing to 55% of new business profit growth [23] - New business profit in Hong Kong grew by 16%, while Indonesia saw a remarkable 34% growth [8] - The NBP margin expanded by two percentage points to 38% compared to the previous year [16] Market Data and Key Metrics Changes - The Hong Kong market showed strong performance with a 15% growth rate in the first half, while the second quarter saw an increase to around 20% [91][92] - The company reported a 45% increase in new agency recruits in Mainland China, indicating strong growth potential despite regulatory changes [20][23] Company Strategy and Development Direction - The company is halfway through its strategic transformation launched in August 2023, focusing on high-quality new business and operational effectiveness [6][11] - Investments of $400 million have been made in technology and capabilities to enhance customer engagement and operational efficiency [7] - The company aims to return over $5 billion to shareholders between 2024 and 2027, with additional returns expected from the potential IPO of the asset management business in India [6][15] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving 2027 financial objectives, citing strong momentum and a focus on quality business [11][17] - The macro environment remains volatile, but the company is well-positioned due to its multichannel and multimarket franchise [8] - Management highlighted the importance of addressing underperformance in certain markets, particularly Malaysia and Vietnam, while capitalizing on growth opportunities in others [37][38] Other Important Information - The company has settled the dividend claim in Malaysia, which is expected to enhance shareholder returns [5][6] - The capital management update reflects a shift to a total return orientation, with a focus on sustainable cash returns [12][14] Q&A Session Summary Question: Outlook on Mainland China agency business - Management noted a strong focus on quality recruitment, with active agents up by 6% and a change management program in place to improve performance [23][24] Question: Capital management framework and future buybacks - The CFO explained that the capital management update reflects confidence in the business model, with a focus on sustainable annual net capital generation [28][30] Question: Key drivers of confidence in achieving 2027 objectives - Management cited a strong balance between agency and bank assurance, with specific change management programs in place to address underperformance in certain markets [36][37] Question: Margin improvement potential - The CFO highlighted opportunities for margin improvement through repricing, operating leverage, and improved health contributions [39][52] Question: Active agents and productivity metrics - Management acknowledged a 7% year-on-year decline in active agents but projected a growth rate of 7% to 10% for 2026 and 2027 [80][81] Question: Timing of remaining investment in capabilities - Management indicated that an additional $100 million to $120 million is expected to be invested by the end of the year, with further investments planned for 2026 [78][79] Question: Impact of regulatory changes on Hong Kong business - Management confirmed that the regulatory changes have not significantly impacted demand, with robust product margins maintained [92][98]

智通财经APP讯，保诚(02378)发布公告，于2025年8月26日斥资296.1万英镑回购30.26万股。 ...

FF305 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年8月27日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | | 是 | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | 庫存股份變動 | | | | | 事件 | | 已發行股份（不包括庫存股份）數 目 | 佔有關事件前的現有已發 行股份（不包括庫存股 份）數目百分比 (註3) | ...

保诚发布了截至2025年6月30日的六个月中期业绩。报告显示，按传统内含价值基准计算的新业务利润 增长了12%，达到12.60亿美元。经调整税前经营溢利增长了6%，为16.44亿美元；经调整税后经营溢利 增长了7%，为13.66亿美元。每股盈利(以经调整经营溢利为基础)为49.3美分，增长了12%。 执行总裁Anil Wadhwani对上半年业绩表示满意，指出关键指标均实现了双位数增长，符合公司此前提 出的指引。他提到公司已达到资本产生的转折点，能够更新资本管理计划并增加股东回报。公司对下半 年度及未来持续增长充满信心。 ...

Financial Performance - The company achieved double-digit growth across key financial metrics, with new business profit increasing by 12% to $1.3 billion and operating profit after tax per share growing by 12% [3][28][29] - Gross operating free surplus generation grew by 14%, marking an inflection point in capital generation [4][29] - The dividend per share increased by 13% to 7.71¢, with a commitment to greater than 10% annual growth from 2025 to 2027 [4][29][31] Business Lines Performance - New business profit in Hong Kong rose by 16%, driven by growth in both agency and bank assurance channels [9][32] - Indonesia saw exceptional growth with new business profit up 34%, while Malaysia experienced a decline due to lower agency contributions [11][32][33] - The health business reported a 13% increase in new business profit, supported by innovative product development [15][35] Market Performance - The company reported strong growth in key markets, with 13 out of 19 life markets showing new business profit growth [32] - In Singapore, new business profit grew by 5%, while Vietnam faced challenges impacting performance [11][12][32] - The agency channel contributed 55% of new business profit, highlighting its importance in the distribution model [17][19] Strategic Direction and Industry Competition - The company is focused on high-quality sustainable growth and enhancing shareholder returns through a disciplined capital allocation framework [2][5] - Investments in technology and capabilities are aimed at improving customer engagement and operational effectiveness [21][22] - The strategic focus includes strengthening the agency force and expanding bank assurance partnerships [7][9][18] Management Commentary on Operating Environment and Future Outlook - Management expressed confidence in achieving 2025 guidance and 2027 objectives, despite ongoing market volatility [2][26] - The long-term growth fundamentals in Asia and Africa are seen as significant opportunities for the company [24][56] - The company is committed to writing high-quality new business, particularly in health and protection sectors [23][54] Other Important Information - The company has initiated a $2 billion share buyback program, with $850 million completed as of August 18 [4][5] - A potential IPO of the Indian asset management business could provide additional capital returns to shareholders [6][31][53] - The company has invested $400 million in modernizing technology and capabilities since 2023 [20][21] Q&A Session Summary Question: What are the growth expectations for the company in the coming years? - The company is confident in achieving double-digit growth in capital generation beyond 2027, supported by strong positioning in growth markets [49][56] Question: How is the company addressing challenges in specific markets? - The company has clear plans to rebuild momentum in Malaysia and Vietnam, focusing on improving agency performance and market strategies [20][32]