Core Viewpoint - Citigroup offers a 3.5% forward dividend yield, which is higher than the average of 2.6% for banks, but its historical performance raises concerns about its reliability compared to TD Bank, which has a more consistent dividend and a yield of around 5% [1][8][11] Group 1: Citigroup's Historical Context - Citigroup faced significant challenges during the Great Recession, leading to a government bailout and a drastic cut in its dividend from $3.20 per share per quarter to just one penny [2][3] - The bank's dividend has increased over 1,000% in the past decade, but its stock price has only risen by about 15%, indicating a lack of strong investment performance [4] Group 2: Comparison with TD Bank - TD Bank has maintained its dividend during economic downturns, including the Great Recession, benefiting from strict Canadian banking regulations that support its market position [6][8] - Despite facing regulatory issues in its U.S. operations, TD Bank's strong foundation in Canada allows it to offer a more reliable dividend and a higher yield compared to Citigroup [9][10] - Overall, TD Bank presents a more attractive long-term investment opportunity due to its consistent business performance and higher dividend yield [11]

Group 1 - The potential trade war between Canada and the US is intensifying market uncertainties, leading to increased risks for various industries, particularly banks [1] - Banks are highly cyclical and closely tied to macroeconomic indicators, making them vulnerable in the current market environment [1] Group 2 - The article discusses the author's experience in the logistics sector and stock investing, highlighting a focus on ASEAN and NYSE/NASDAQ stocks, especially in banks, telecommunications, logistics, and hotels [1] - The author has diversified investments across different industries and market cap sizes, including holdings in US banks, hotels, shipping, and logistics companies [1]

Group 1: Performance Comparison - Bank of America has outperformed Toronto-Dominion Bank in stock price return over the past decade, with a stock price increase of nearly 169% and a total return of 232% when dividends are reinvested [2][3] - Toronto-Dominion Bank's dividend growth over the same period was only 80%, with a stock price increase of just under 30%, leading to a total return of 92% when dividends are reinvested [3] Group 2: Long-term Perspective - Over a longer time frame of approximately 25 years, Toronto-Dominion Bank's stock price gain of 344% significantly surpasses Bank of America's mere 64% gain, with TD Bank's total return reaching 989% [5] - The performance disparity is largely attributed to the impact of the Great Recession, where Bank of America required a government bailout and reduced its dividend from $0.64 to $0.01 per share [6][8] Group 3: Current Challenges and Opportunities - Toronto-Dominion Bank is currently facing issues related to money laundering in its U.S. business, which has raised concerns about its growth prospects, despite a historically high dividend yield of approximately 4.8% [10] - Despite these challenges, TD Bank continues to increase its dividend due to strong performance in its Canadian operations, presenting a potential buying opportunity for long-term dividend investors [11]

Group 1: Citigroup Overview - Citigroup has experienced a significant rise of over 22% in the past six months, outperforming the S&P 500, which has shown little movement during the same period [1] - The current dividend yield for Citigroup is 3%, which is considered acceptable but is notably lower than pre-Great Recession levels due to a drastic cut made previously [2] - Valuation metrics for Citigroup, including price-to-sales, price-to-earnings, and price-to-book ratios, are all above their five-year averages, indicating potential overvaluation [3] Group 2: Toronto-Dominion Bank (TD Bank) Overview - TD Bank offers a higher dividend yield of 4.8% and is viewed as a more attractive investment compared to Citigroup, especially for dividend-seeking investors [4] - The bank has faced regulatory issues in the U.S. related to money laundering, resulting in fines and an asset cap that will hinder growth in its U.S. operations for an extended period [5] - Despite the challenges in the U.S. market, TD Bank's Canadian operations remain strong, and the bank recently increased its dividend by 3%, signaling confidence in its financial stability [6] Group 3: Investment Perspective - TD Bank's stock is currently down approximately 30% from its 2022 highs, presenting a potential buying opportunity for investors looking for value [8] - The bank's situation is characterized as a low-risk turnaround, with investors receiving a substantial dividend while the company addresses its U.S. business challenges [8] - In a high market uncertainty environment, dividend investors may find TD Bank to be a more favorable option compared to the more expensive Citigroup [9]

New funding will enhance Kids Help Phone’s AI-driven mental health solutions through acceleratorKHP  TORONTO, March 18, 2025 (GLOBE NEWSWIRE) -- Kids Help Phone (KHP) is pleased to announce a new $600,000 donation from TD Bank Group (TD). With this generous support, KHP will continue to develop innovative platforms and tools, leveraging AI to enhance mental health and reach more young people than ever before. For more than three decades, TD has been a dedicated supporter in advancing youth mental health, di ...

Group 1 - The Toronto-Dominion Bank (TD) has a market capitalization of approximately $100 billion, distinguishing itself amid the ongoing trade war between the U.S. and Canada [2] - The Value Portfolio focuses on constructing retirement portfolios using a fact-based research strategy, which includes thorough analysis of 10Ks, analyst commentary, market reports, and investor presentations [2] - The investment strategy involves real money investments in the stocks that are recommended, indicating a commitment to the suggested portfolio [2] Group 2 - The Retirement Forum aims to provide actionable ideas, a high-yield safe retirement portfolio, and macroeconomic outlooks to help maximize capital and income for investors [1] - The forum emphasizes the importance of being informed about available retirement options to avoid missing out on potential opportunities [1]

If you want to generate significant long-term gains in the stock market, one place to start looking for investments is among the companies that Wall Street isn't all that thrilled with today. In the short term, these may not be good performers, and they may not have looked like great buys in recent months or years. But there can be winners to be found among cheaply valued stocks. The trick is to pick out the diamonds in the rough that have a lot of upside potential in the long run.Verizon Communications (VZ ...

Yesterday, The Toronto-Dominion Bank (NYSE: TD , TSX: TD:CA ) released its earnings for the fiscal first quarter of 2025 . The release beat expectations on both revenue and earnings per share (EPS), with revenueAnalyst’s Disclosure: I/we have a beneficial long position in the shares of TD either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relat ...

Group 1: IPOs - Basel Medical (BMGL) is launching an IPO priced at $4.00 for 2.205 million shares [1] - Luda Technology (LUD) is also launching an IPO priced at $4.00 for 2.5 million shares [3] - LZ Technology (LZMH) is set to price its IPO at $4.00 for 1.8 million shares [4] - Webus International (WETO) is pricing its IPO at $4.00 for 2 million shares [5] Group 2: Spot Secondary Offerings - Intelligent Living Application Group (ILAG) is conducting a spot secondary offering priced at $0.58 for 1.035 million shares [1] - SiriusPoint (SPNT) is offering a spot secondary priced at $14.00 for 4.107 million shares [1] - Keurig Dr Pepper (KDP) is executing a spot secondary offering priced at $32.80 for 73 million shares [5] - CCC Intelligent Solutions (CCCS) is pricing its spot secondary at $10.38 for 42 million shares [6] - Life Time Group (LTH) is conducting a spot secondary offering priced at $30.40 for 23 million shares [7]

Core Viewpoint - TD Bank has appointed Guidepost Solutions as the independent monitor to oversee its remediation efforts related to anti-money laundering compliance, as selected by U.S. authorities [1][3]. Group 1: Remediation Efforts - The bank is committed to improving its anti-money laundering (AML) compliance program as part of a settlement announced in October, which includes retaining a third-party monitor [2][4]. - TD Bank's U.S. head emphasized the ongoing commitment to building the necessary AML program and plans to provide quarterly updates on progress [2][3]. - The compliance program is expected to take multiple years, with costs covered by a $500 million fund set aside for this purpose [3]. Group 2: Management and Oversight - TD Bank has made significant changes to its U.S. Bank Secrecy Act (BSA)/AML program, including leadership overhaul, enhanced oversight, and new data-driven technology solutions [5]. - The bank anticipates implementing most management remediation actions by the end of 2025, with additional actions planned for 2026 [6]. Group 3: Financial Adjustments - In response to the money laundering-related scandal, TD Bank is selling its 10.1% stake in investment firm Charles Schwab to mitigate losses [6].