Exhibit 99.1 News Release TransUnion Announces Second Quarter 2025 Results "We are raising our 2025 guidance, reflecting strong results in the first half of the year and ongoing business momentum, balanced against continuing market uncertainty. We now expect revenue growth of 6 to 7 percent." CHICAGO, July 24, 2025 – TransUnion (NYSE: TRU) (the "Company") today announced financial results for the quarter ended June 30, 2025. Second Quarter 2025 Results Revenue: • Total revenue for the quarter was $1,140 mil ...

Core Insights - The BNPL Summit, organized by equipifi, will take place virtually on August 20-21, 2025, featuring leaders and innovators in the financial sector to discuss the future of payments and lending [1][2]. Industry Overview - BNPL has become an integral part of the modern payments ecosystem, with expectations for financial institutions to offer these services [4]. - The summit aims to address the growing importance of BNPL in expanding credit access and enhancing financial wellness [4]. Event Details - The summit will include two main focus areas: Day 1 will cover industry data, consumer trends, and strategies for BNPL adoption, while Day 2 will focus on implementation case studies, credit impact analysis, and emerging use cases for pay later solutions [7]. - The event is free for financial institutions, with sponsors including TransUnion, Velera, SWBC, and Jack Henry [4]. Company Insights - Equipifi is recognized as the leading BNPL platform for financial institutions in the U.S., providing a white label solution that aligns with consumer purchasing habits and financial goals [5]. - TransUnion, a key participant in the summit, is a global authority in credit data and insights, offering valuable programming to enhance the banking experience through BNPL [3][6].

Core Viewpoint - Analysts forecast that TransUnion (TRU) will report quarterly earnings of $0.99 per share, indicating no change from the previous year, with revenues expected to reach $1.1 billion, reflecting a 5.6% increase year-over-year [1]. Earnings Estimates - The consensus EPS estimate has been revised 0.3% higher over the last 30 days, indicating a collective reevaluation by analysts [2]. - Revisions to earnings projections are crucial for predicting investor behavior, as empirical studies show a strong correlation between earnings estimate trends and short-term stock performance [3]. Revenue Estimates - The consensus estimate for 'Revenue- U.S. Markets' is $853.91 million, showing a year-over-year change of +5.5% [5]. - 'Revenue- International' is expected to reach $248.04 million, indicating a +5.4% change from the previous year [5]. - Total gross revenue is projected at $1.10 billion, reflecting a +5.5% year-over-year change [5]. Segment Revenue Estimates - 'Revenue- U.S. Markets gross revenue- Financial Services' is forecasted to be $392.61 million, a +9.5% increase from the prior year [6]. - 'Revenue- U.S. Markets gross revenue- Emerging Verticals' is estimated at $321.70 million, indicating a +4.3% change [6]. - 'Revenue- International Gross Revenue- Canada' is projected at $39.93 million, a +2.9% change year-over-year [7]. - 'Revenue- International Gross Revenue- Latin America' is expected to be $33.80 million, reflecting a -2% change [7]. - 'Revenue- International Gross Revenue- UK' is anticipated to reach $65.00 million, indicating a +14.8% change [8]. - 'Revenue- International Gross Revenue- Asia Pacific' is forecasted at $26.66 million, a +1.8% change [8]. - 'Revenue- International Gross Revenue- Africa' is expected to be $17.03 million, reflecting a +7.8% change [9]. - 'Revenue- International Gross Revenue- India' is projected at $66.14 million, indicating a +4.2% change [9]. Adjusted EBITDA - The average prediction for 'Adjusted EBITDA- U.S. Markets' is $322.74 million, compared to $315.80 million reported in the same quarter last year [10]. Stock Performance - Shares of TransUnion have shown a +10% return over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [10].

Core Viewpoint - TransUnion (TRU) is anticipated to report flat earnings of $0.99 per share for the quarter ended June 2025, with revenues expected to reach $1.1 billion, reflecting a 5.6% increase from the previous year [1][3]. Earnings Expectations - The upcoming earnings report is scheduled for July 24, and the stock may experience upward movement if actual earnings exceed expectations, while a miss could lead to a decline [2]. - The consensus EPS estimate has been revised 0.27% higher in the last 30 days, indicating a slight bullish sentiment among analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model shows a positive Earnings ESP of +1.65% for TransUnion, suggesting a higher likelihood of beating the consensus EPS estimate [11]. - The stock currently holds a Zacks Rank of 2, which further supports the expectation of an earnings beat [11]. Historical Performance - In the last reported quarter, TransUnion exceeded the expected earnings of $0.98 per share by delivering $1.05, resulting in a surprise of +7.14% [12]. - Over the past four quarters, the company has consistently beaten consensus EPS estimates [13]. Conclusion - TransUnion is positioned as a strong candidate for an earnings beat, but investors should consider additional factors beyond earnings results when making investment decisions [16].

Economic Concerns and Consumer Behavior - 51% of Canadians cite recession as a top financial concern for the next six months, with 44% planning to reduce discretionary spending [1][10] - 63% of Canadians are looking for sales and discounts more frequently, while 40% are shopping at more affordable retailers [1][15] - 27% of Canadians report they will not be able to pay all current bills and loans in full, with 68% of those unable to pay indicating credit card payments as a priority [2][9] Mortgage Renewal and Financial Strain - Approximately 60% of Canadians' mortgages are up for renewal in 2025 or 2026, leading to potential payment shock due to rising interest rates [4][10] - Over two million consumers have seen a 25% increase in monthly mortgage payments since March 2022, with the average payment rising from $1,527 to $1,908 [5][6] - 53% of Gen X Canadians feel their financial situation is worse than planned, indicating a generational disparity in financial stress [3][9] Credit and Spending Adjustments - 72% of Canadians are not considering purchasing a home in the next year, reflecting a cautious approach to credit participation [7][10] - 74% of Canadians anticipating a recession plan to reduce spending to maintain financial resilience [11] - 46% of Canadians reported being targeted by fraud attempts, yet 37% took no action in response to cybersecurity concerns [12]

Core Points - Quadro Resources Ltd. announces that TRU Precious Metals Corp. has exercised the Initial Option under the Option Agreement dated June 15, 2022, for Quadro's Staghorn Property in Newfoundland and Labrador [1][2] - TRU has acquired a 51% undivided interest in the Staghorn Property, reflecting its commitment to advancing the project [2] - TRU has a 30-day period to elect to proceed with the Additional Option, which would allow it to earn an additional 14% interest in the Staghorn Property [3] - Quadro Resources holds a 49% ownership interest in the Staghorn property and fully owns the Long Lake property [4]

Group 1 - TransUnion (TRU) is a data service company that provides credit rating and data analytics through its OneTru platform [1] - The company is focusing on investing in the growth of its data assets and expanding into new market verticals and geographic regions [1]

Group 1 - TransUnion will release its financial results for Q2 2025 on July 24, 2025, at 6:00 a.m. Central Time [1] - A conference call to discuss the financial results will take place on the same day at 8:30 a.m. Central Time [1] - The press release and live webcast of the earnings call will be available on the TransUnion Investor Relations website [1] Group 2 - TransUnion is a global information and insights company with over 13,000 associates in more than 30 countries [2] - The company focuses on providing a reliable representation of individuals in the marketplace through actionable consumer insights [2] - TransUnion has expanded its services beyond core credit to include marketing, fraud, risk, and advanced analytics [2]

Core Insights - TransUnion's analysis indicates a record number of federal student loan borrowers are 90 or more days past due, with many at risk of defaulting soon [1][6] Delinquency Rates - As of April 2025, 31.0% of federal student loan borrowers are 90+ days past due, a significant increase from 20.5% in February 2025 and nearly triple the 11.7% rate in February 2020 [2][4] - The April 2025 delinquency rate is the highest recorded, showing only a modest increase from March 2025's 30.6% [3][5] Borrower Impact - Approximately 5.8 million federal student loan borrowers are reported as 90+ days past due, with only 0.3% currently in default [6] - An estimated 1.8 million of these borrowers could reach default status by July 2025, with an additional one million in August and two million in September [7] Credit Score Effects - Newly delinquent borrowers have experienced an average credit score drop of 60 points, with many shifting down at least one risk tier [2][8] - More than 20% of borrowers reported as 90+ DPD were in prime or above credit risk tiers before delinquency, but fewer than 2% remain in those tiers afterward [8][9] Recommendations for Borrowers - Borrowers at risk of default are encouraged to contact their loan servicers to explore options such as income-driven repayment plans or loan rehabilitation programs [8]

Core Insights - TELUS partners with TransUnion to implement Branded Call Display (BCD), enhancing customer engagement and protecting against call spoofing and fraud [1][2] - A TransUnion survey indicates that 70% of Canadian consumers are likely to answer calls from businesses displaying verified names and logos, while 61% have missed legitimate calls due to fraud concerns [6] Company Collaboration - The partnership aims to provide TELUS customers with rich call content, including business name, logo, and reason for the call, improving the customer experience [1][2] - This collaboration builds on previous successful initiatives, including the first international calls authenticated by STIR/SHAKEN protocols [2] Market Need - The solution addresses a critical need in the Canadian market, where consumers are increasingly concerned about fraud and unwanted calls [2] - Canadians prefer phone calls for critical communications, with 62% for personal matters, 55% for urgent circumstances, and 52% for high-value decisions [6]