Financial Performance & Guidance - Second quarter revenue reached $1.14 billion, a 10% increase[43] - Organic constant currency revenue grew by 9%, or approximately 6.5% excluding mortgage impacts[10, 44] - Adjusted EBITDA for the second quarter was $407 million, up 8%[43] - The company is raising full-year 2025 revenue guidance to $4.432 billion - $4.472 billion, representing a 6% to 7% increase[13, 62] - Full-year Adjusted EBITDA is guided to $1.580 billion - $1.610 billion, a 5% to 7% increase[67] - Adjusted Diluted EPS for the full year is expected to be $4.03 to $4.14, a 3% to 6% increase[67] Segment Performance - U S Markets revenue increased by 10% to $890 million, with Financial Services growing by 17%[10, 45] - International revenue grew by 6%, with India accelerating to 8% growth[10] Strategic Initiatives - Trusted Call Solutions (TCS) revenue is expected to scale from approximately $50 million in 2022 to an expected $150 million in 2025[27] - The company is targeting approximately $250 million in revenue for Trusted Call Solutions by 2028[42] - The company repurchased $47 million in shares year-to-date through mid-July[10, 57]

Core Viewpoint - TransUnion reported quarterly earnings of $1.08 per share, exceeding the Zacks Consensus Estimate of $0.99 per share, marking a year-over-year increase from $0.99 per share [1][2] Financial Performance - The company achieved revenues of $1.14 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.70% and showing growth from $1.04 billion a year ago [2] - Over the last four quarters, TransUnion has consistently exceeded consensus EPS estimates and revenue expectations [2] Stock Performance and Outlook - TransUnion shares have increased approximately 2% since the beginning of the year, while the S&P 500 has gained 8.1% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $1.04 for the upcoming quarter and $4.10 for the current fiscal year [7] Industry Context - The Business - Information Services industry, to which TransUnion belongs, is currently ranked in the top 14% of over 250 Zacks industries, indicating a favorable environment for stock performance [8]

CHICAGO, July 24, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the "Company") today announced financial results for the quarter ended June 30, 2025. Second Quarter 2025 Results Revenue: Total revenue for the quarter was $1,140 million, an increase of 10 percent (10 percent on a constant currency basis and 9 percent on an organic constant currency basis), compared with the second quarter of 2024. Earnings: Cash and cash equivalents was $688 million at June 30, 2025 and $679 million at December 31, 2024. ...

Exhibit 99.1 News Release TransUnion Announces Second Quarter 2025 Results "We are raising our 2025 guidance, reflecting strong results in the first half of the year and ongoing business momentum, balanced against continuing market uncertainty. We now expect revenue growth of 6 to 7 percent." CHICAGO, July 24, 2025 – TransUnion (NYSE: TRU) (the "Company") today announced financial results for the quarter ended June 30, 2025. Second Quarter 2025 Results Revenue: • Total revenue for the quarter was $1,140 mil ...

Core Insights - The BNPL Summit, organized by equipifi, will take place virtually on August 20-21, 2025, featuring leaders and innovators in the financial sector to discuss the future of payments and lending [1][2]. Industry Overview - BNPL has become an integral part of the modern payments ecosystem, with expectations for financial institutions to offer these services [4]. - The summit aims to address the growing importance of BNPL in expanding credit access and enhancing financial wellness [4]. Event Details - The summit will include two main focus areas: Day 1 will cover industry data, consumer trends, and strategies for BNPL adoption, while Day 2 will focus on implementation case studies, credit impact analysis, and emerging use cases for pay later solutions [7]. - The event is free for financial institutions, with sponsors including TransUnion, Velera, SWBC, and Jack Henry [4]. Company Insights - Equipifi is recognized as the leading BNPL platform for financial institutions in the U.S., providing a white label solution that aligns with consumer purchasing habits and financial goals [5]. - TransUnion, a key participant in the summit, is a global authority in credit data and insights, offering valuable programming to enhance the banking experience through BNPL [3][6].

Core Viewpoint - Analysts forecast that TransUnion (TRU) will report quarterly earnings of $0.99 per share, indicating no change from the previous year, with revenues expected to reach $1.1 billion, reflecting a 5.6% increase year-over-year [1]. Earnings Estimates - The consensus EPS estimate has been revised 0.3% higher over the last 30 days, indicating a collective reevaluation by analysts [2]. - Revisions to earnings projections are crucial for predicting investor behavior, as empirical studies show a strong correlation between earnings estimate trends and short-term stock performance [3]. Revenue Estimates - The consensus estimate for 'Revenue- U.S. Markets' is $853.91 million, showing a year-over-year change of +5.5% [5]. - 'Revenue- International' is expected to reach $248.04 million, indicating a +5.4% change from the previous year [5]. - Total gross revenue is projected at $1.10 billion, reflecting a +5.5% year-over-year change [5]. Segment Revenue Estimates - 'Revenue- U.S. Markets gross revenue- Financial Services' is forecasted to be $392.61 million, a +9.5% increase from the prior year [6]. - 'Revenue- U.S. Markets gross revenue- Emerging Verticals' is estimated at $321.70 million, indicating a +4.3% change [6]. - 'Revenue- International Gross Revenue- Canada' is projected at $39.93 million, a +2.9% change year-over-year [7]. - 'Revenue- International Gross Revenue- Latin America' is expected to be $33.80 million, reflecting a -2% change [7]. - 'Revenue- International Gross Revenue- UK' is anticipated to reach $65.00 million, indicating a +14.8% change [8]. - 'Revenue- International Gross Revenue- Asia Pacific' is forecasted at $26.66 million, a +1.8% change [8]. - 'Revenue- International Gross Revenue- Africa' is expected to be $17.03 million, reflecting a +7.8% change [9]. - 'Revenue- International Gross Revenue- India' is projected at $66.14 million, indicating a +4.2% change [9]. Adjusted EBITDA - The average prediction for 'Adjusted EBITDA- U.S. Markets' is $322.74 million, compared to $315.80 million reported in the same quarter last year [10]. Stock Performance - Shares of TransUnion have shown a +10% return over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [10].

Core Viewpoint - TransUnion (TRU) is anticipated to report flat earnings of $0.99 per share for the quarter ended June 2025, with revenues expected to reach $1.1 billion, reflecting a 5.6% increase from the previous year [1][3]. Earnings Expectations - The upcoming earnings report is scheduled for July 24, and the stock may experience upward movement if actual earnings exceed expectations, while a miss could lead to a decline [2]. - The consensus EPS estimate has been revised 0.27% higher in the last 30 days, indicating a slight bullish sentiment among analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model shows a positive Earnings ESP of +1.65% for TransUnion, suggesting a higher likelihood of beating the consensus EPS estimate [11]. - The stock currently holds a Zacks Rank of 2, which further supports the expectation of an earnings beat [11]. Historical Performance - In the last reported quarter, TransUnion exceeded the expected earnings of $0.98 per share by delivering $1.05, resulting in a surprise of +7.14% [12]. - Over the past four quarters, the company has consistently beaten consensus EPS estimates [13]. Conclusion - TransUnion is positioned as a strong candidate for an earnings beat, but investors should consider additional factors beyond earnings results when making investment decisions [16].

Economic Concerns and Consumer Behavior - 51% of Canadians cite recession as a top financial concern for the next six months, with 44% planning to reduce discretionary spending [1][10] - 63% of Canadians are looking for sales and discounts more frequently, while 40% are shopping at more affordable retailers [1][15] - 27% of Canadians report they will not be able to pay all current bills and loans in full, with 68% of those unable to pay indicating credit card payments as a priority [2][9] Mortgage Renewal and Financial Strain - Approximately 60% of Canadians' mortgages are up for renewal in 2025 or 2026, leading to potential payment shock due to rising interest rates [4][10] - Over two million consumers have seen a 25% increase in monthly mortgage payments since March 2022, with the average payment rising from $1,527 to $1,908 [5][6] - 53% of Gen X Canadians feel their financial situation is worse than planned, indicating a generational disparity in financial stress [3][9] Credit and Spending Adjustments - 72% of Canadians are not considering purchasing a home in the next year, reflecting a cautious approach to credit participation [7][10] - 74% of Canadians anticipating a recession plan to reduce spending to maintain financial resilience [11] - 46% of Canadians reported being targeted by fraud attempts, yet 37% took no action in response to cybersecurity concerns [12]

Vancouver, British Columbia--(Newsfile Corp. - July 10, 2025) - Quadro Resources Ltd. (TSXV: QRO) (OTC Pink: QDROF) (FSE: G4O) ("Quadro" or the "Company") announces that TRU Precious Metals Corp. ("TRU") has formally exercised the Initial Option under the Option Agreement dated June 15, 2022 (as amended), on Quadro's Staghorn Property in Newfoundland and Labrador.Pursuant to the terms of the Option Agreement, TRU has satisfied the requirements set forth in Sections 3.1 and 3.2 of the Agreement and as per ...

Group 1 - TransUnion (TRU) is a data service company that provides credit rating and data analytics through its OneTru platform [1] - The company is focusing on investing in the growth of its data assets and expanding into new market verticals and geographic regions [1]