TransUnion(TRU)

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Q4 2024 Auto and Property Insurance Shopping Increased 20% Compared to Q4 2023
Globenewswire· 2025-02-18 14:26
Property insurers struggle with profitability due to delayed rate increases and natural disastersCHICAGO, Feb. 18, 2025 (GLOBE NEWSWIRE) -- Both auto and property insurance shopping saw 20% year-over-year increases in Q4 2024, according to TransUnion (NYSE: TRU) research. However, profitability for auto and property insurance was uneven. While auto insurance has come close to achieving rate adequacy, the property insurance market has been constrained due to limited rate increases and losses from natural dis ...
TransUnion(TRU) - 2024 Q4 - Annual Report
2025-02-13 21:15
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 - OR - ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-37470 Delaware 61-1678417 (State or other jurisdiction of incorporation or organization) 555 West Adams, Chicago, Illinois 60661 ...
TransUnion(TRU) - 2024 Q4 - Earnings Call Transcript
2025-02-13 20:08
TransUnion (NYSE:TRU) Q4 2024 Earnings Conference Call February 13, 2025 9:30 AM ET Company Participants Greg Bardi - VP, IR Chris Cartwright - President & CEO Todd Cello - EVP & CFO Conference Call Participants Jeff Meuler - Baird Andrew Steinerman - JPMorgan Toni Kaplan - Morgan Stanley Faiza Alwy - Deutsche Bank Manav Patnaik - Barclays Jason Haas - Wells Fargo Andrew Nicholas - William Blair Ashish Sabadra - RBC Capital Markets Surinder Thind - Jefferies Kelsey Zhu - Autonomous Operator Good morning, an ...
TransUnion (TRU) Reports Q4 Earnings: What Key Metrics Have to Say
ZACKS· 2025-02-13 15:36
For the quarter ended December 2024, TransUnion (TRU) reported revenue of $1.04 billion, up 8.7% over the same period last year. EPS came in at $0.97, compared to $0.80 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $1.03 billion, representing a surprise of +0.88%. The company delivered an EPS surprise of +1.04%, with the consensus EPS estimate being $0.96.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street ex ...
TransUnion(TRU) - 2024 Q4 - Earnings Call Presentation
2025-02-13 15:32
Fourth Quarter 2024 Earnings This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of TransUnion's management and are subject to significant risks and uncertainties. Actual results may differ materially from those described in the forward-looking statements. Factors that could cause TransUnion's actual results to differ materially from those described in the forward- ...
TransUnion(TRU) - 2024 Q4 - Earnings Call Transcript
2025-02-13 15:32
TransUnion (TRU) Q4 2024 Earnings Call February 13, 2025 09:30 AM ET Company Participants Gregory Bardi - VP-IRChristopher Cartwright - President & CEOTodd Cello - Executive VP & CFO Conference Call Participants Jeffrey Meuler - AnalystAndrew Steinerman - Equity Research Analyst - Business & Info ServicesToni Kaplan - Executive Director, Senior Equity Research AnalystFaiza Alwy - Equity Research AnalystManav Patnaik - Managing Director, Equity Research AnalystJason Haas - Director & Senior Equity research A ...
TransUnion (TRU) Q4 Earnings and Revenues Top Estimates
ZACKS· 2025-02-13 13:26
TransUnion (TRU) came out with quarterly earnings of $0.97 per share, beating the Zacks Consensus Estimate of $0.96 per share. This compares to earnings of $0.80 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 1.04%. A quarter ago, it was expected that this credit reporting company would post earnings of $1.02 per share when it actually produced earnings of $1.04, delivering a surprise of 1.96%.Over the last four quarters, the ...
TransUnion Collaborates with Credit Sesame to Launch New Freemium Direct-to-Consumer Credit Education and Monitoring Offering
Globenewswire· 2025-02-13 11:22
Solution will engage more U.S. consumers to take action to manage their financial futuresCHICAGO, Feb. 13, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE:TRU) has announced the launch of its new direct-to-consumer experience in the U.S., enabled by its strategic collaboration with Credit Sesame, a leader in the credit management space. This new offering is expected to enable TransUnion to more fully serve the tens of millions of consumers who visit TransUnion digital properties annually, with a highly engaging f ...
TransUnion(TRU) - 2024 Q4 - Annual Results
2025-02-13 11:13
Exhibit 99.1 News Release TransUnion Announces Fourth Quarter and Full-Year 2024 Results and Refreshed Capital Allocation Framework CHICAGO, February 13, 2025 - TransUnion (NYSE: TRU) (the "Company") today announced financial results for the quarter and full-year ended December 31, 2024. Fourth Quarter 2024 Results Revenue: • Total revenue for the quarter was $1,037 million, an increase of 9 percent (9 percent on an organic constant currency basis), compared with the fourth quarter of 2023. Earnings: "Trans ...
Baby Boomers and Gen X Responsible for Increased Betting Activity in Q4 2024
Globenewswire· 2025-02-11 13:00
Core Insights - Engagement among Millennials and high-value bettors has declined, while overall betting activity increased slightly in Q4 2024 compared to Q4 2023 [1][2] Group 1: Betting Activity Trends - Betting activity rose to 26% of consumers in Q4 2024, up from 24% in Q4 2023, driven by generational shifts [1] - Millennials' engagement in betting dropped by 5% year-over-year in Q4 2024, while Baby Boomers and Gen Xers saw increases of 7% and 4% respectively [2] - Gen Z's participation remained stable, indicating a shift in engagement dynamics among different age groups [2] Group 2: Financial Profiles of Bettors - High-value bettors, defined as those spending over $500 per month, experienced an 8% drop in engagement with land-based operators and a 9% drop with online operators [3] - In Q4 2024, 54% of high-value bettors had good or excellent credit, an increase from 50% in Q4 2023, while those with poor financial profiles decreased from 7% to 4% [4] - Bettors demonstrated a more resilient financial profile compared to non-bettors, with over half reporting income increases in the past three months [5] Group 3: Credit Scores and Financial Health - More than half of land-based and online bettors reported good or excellent credit scores, compared to 47% of non-bettors [7] - One-third of non-bettors fell into poorer credit quality ranges, while only 22% of online bettors and 20% of land-based bettors did [7] Group 4: Regulatory Environment - Increased regulatory scrutiny on the betting industry in 2024, with studies highlighting financial risks for certain players [8] - The formation of the Responsible Online Gaming Association (ROGA) aims to establish responsible gaming standards and support research [8][10] - Operators face challenges in engaging with players who exhibit high financial volatility, necessitating vigilance in responsible gaming assessments [9]