Core Viewpoint - U.S. Bancorp (USB) is expected to report year-over-year increases in revenues and earnings for Q2 2025, benefiting from lower expenses and higher non-interest income [1] Group 1: Financial Performance Expectations - The company anticipates net interest income (NII) for Q2 2025 to be between $4.1 billion and $4.2 billion, with a consensus estimate of $4.01 billion, reflecting a marginal increase from the previous quarter [2][8] - The consensus estimate for total revenues in Q2 2025 is $7.06 billion, indicating a rise of 3.3% from the year-ago figure [13] - The Zacks Consensus Estimate for average earning assets is $611.2 million, suggesting a slight sequential increase [4] Group 2: Non-Interest Income and Trading Activity - Non-interest income is projected to rise by 3.3% due to gains in trading, mortgage, and card revenues, with total non-interest income estimated at $2.93 billion [9][8] - Trading volumes in equity derivatives and corporate bonds have increased, with the consensus estimate for commercial product revenues at $391 million, reflecting a 2.4% increase from the prior quarter [5] Group 3: Loan Activity and Market Conditions - Lending activity remained strong in Q2 2025, supported by a resilient labor market and easing inflation, with notable demand for commercial and industrial loans [3] - Mortgage banking revenues are expected to reach $179.6 million, indicating a 3.8% increase from the previous quarter, despite mortgage rates fluctuating in the mid-to-upper 6% range [6] Group 4: Expense Management and Asset Quality - The company aims to keep non-interest expenses at or below $4.2 billion in Q2 2025, despite higher costs related to compensation and employee benefits [10][9] - The Zacks Consensus Estimate for non-performing loans is $1.72 billion, indicating a rise of 1.8% from the prior quarter [10] Group 5: Earnings Expectations - U.S. Bancorp has a positive Earnings ESP of +0.21%, indicating a high likelihood of beating earnings estimates [11] - The consensus estimate for Q2 earnings is $1.07, reflecting a 9.2% increase from the year-ago reported number [12]

Core Viewpoint - Analysts expect U.S. Bancorp (USB) to report quarterly earnings of $1.07 per share, reflecting a year-over-year increase of 9.2%, with revenues projected at $7.06 billion, up 3.3% from the previous year [1] Earnings Projections - The consensus EPS estimate has been revised down by 0.7% in the last 30 days, indicating a reassessment by analysts [1][2] Key Financial Metrics - Efficiency Ratio is forecasted to reach 59.1%, down from 61.0% in the same quarter last year [4] - Average Balances - Total earning assets are estimated at $611.20 billion, slightly up from $608.89 billion year-over-year [4] - Total nonperforming loans are projected at $1.72 billion, down from $1.81 billion in the same quarter last year [5] - Total nonperforming assets are expected to be $1.75 billion, compared to $1.85 billion a year ago [5] - Leverage ratio is anticipated to reach 8.5%, up from 8.1% year-over-year [6] - Tier 1 Capital Ratio is expected to be 12.5%, compared to 11.9% in the same quarter last year [6] - Total Noninterest Income is projected at $2.93 billion, up from $2.82 billion year-over-year [6] - Net interest income (taxable-equivalent basis) is likely to reach $4.12 billion, compared to $4.05 billion in the same quarter last year [7] - Mortgage banking revenue is expected at $179.55 million, down from $190.00 million year-over-year [7] - Other noninterest income is estimated at $157.21 million, slightly up from $157.00 million last year [8] - Commercial products revenue is projected at $391.02 million, compared to $374.00 million in the same quarter last year [8] - Service charges are expected to reach $322.07 million, compared to $322.00 million in the same quarter last year [9] Stock Performance - U.S. Bancorp shares have increased by 9.7% over the past month, outperforming the Zacks S&P 500 composite, which rose by 4% [10]

Core Viewpoint - Top analysts on Wall Street recommend three dividend stocks for investors seeking stable returns amid uncertainties from tariffs and macroeconomic challenges: ConocoPhillips (COP.US), U.S. Bancorp (USB.US), and HP Inc. (HPQ.US) [1] ConocoPhillips - ConocoPhillips plans to distribute $2.5 billion to shareholders in Q1 2025, including $1.5 billion in stock buybacks and $1 billion in cash dividends [2] - The quarterly dividend is $0.78 per share, with an annualized dividend of $3.12 and a dividend yield of 3.3% [2] - Analyst Scott Hanold from RBC Capital Markets maintains a "Buy" rating with a target price of $115, expecting ConocoPhillips to outperform other large exploration and production companies [2][3] - Hanold highlights ConocoPhillips' focus on shareholder returns, strong balance sheet, and industry-leading dividend levels, along with its ability to generate competitive free cash flow across commodity price cycles [3] - The company has a low breakeven point, capable of covering production maintenance and dividends even when WTI crude oil prices are below $40 per barrel [3] U.S. Bancorp - U.S. Bancorp offers a diversified range of financial services, with a quarterly dividend of $0.50 per share, annualized at $2, and a dividend yield of 4.2% [5] - Analyst Gerard Cassidy from RBC Capital Markets reiterates a "Buy" rating with a target price of $50, citing the bank's new leadership and operational leverage goals [5][6] - U.S. Bancorp has been one of the best-performing banks in the U.S., with a compound annual growth rate (CAGR) of shareholder returns over the past 20 years, largely due to its focus on tangible book value and dividends [5] - Cassidy notes that U.S. Bancorp has returned up to 80% of its earnings through stock buybacks and dividends annually [5] HP Inc. - HP announced a quarterly dividend of $0.2894 per share, marking the fourth dividend for fiscal year 2025, with an annualized dividend of $1.1576 and a yield of 4.5% [7] - Analyst Amit Daryanani from Evercore maintains a "Buy" rating with a target price of $29, emphasizing HP's successful business diversification and production strategies [7][8] - HP aims for 90% of its products targeted at the U.S. market to be produced outside of China, with production remaining in Asia and some planned in Mexico [8] - The company is focused on achieving $2 billion in annual savings through cost-saving initiatives, including internal AI tools to enhance productivity and efficiency [8]

智通财经APP获悉，受特朗普关税以及宏观经济挑战的影响，市场对人工智能热潮的乐观情绪有所减 弱。在这种充满不确定性的背景下，华尔街顶级分析师为寻求稳定收益的投资者推荐了三只派息股票： 康菲石油(COP.US)、美国合众银行(USB.US)、惠普(HPQ.US)。 康菲石油 石油和天然气勘探和生产公司康菲石油在2025年第一季度向股东派发了25亿美元，其中包括15亿美元的 股票回购以及10亿美元的现金分红。康菲石油的季度股息为每股0.78 美元(年化股息为3.12 美元)，股息 收益率为 3.3%。 加拿大皇家银行资本市场分析师Scott Hanold重申对康菲石油的"买入"评级，目标价为115美元。该分 析师预计，康菲石油的表现将优于其他大型勘探和生产公司。 Hanold表示："康菲石油拥有注重回报的价值主张、强劲的资产负债表和行业领先的派息水平。" 该分析师认为，康菲石油具备在各种大宗商品价格周期中产生具有竞争力的自由现金流(FCF)的能力。 Hanold强调，该公司拥有全球性的多元化资产基础，这使其在经济和大宗商品价格周期中能够灵活投入 资金，从而实现行业领先的股东回报。 此外，康菲石油在二叠纪盆地的庞大 ...

Group 1 - U.S. Bancorp is scheduled to report its Q2 earnings on July 17th, following PNC Financial's report on July 16th and after all major money center banks like JPMorgan have reported [1] - The focus is on providing insightful rating analysis on leading financial firms to identify investment opportunities and potential risks [1] Group 2 - The article emphasizes the importance of stocks that exhibit both growth and quality factors, indicating a strong growth narrative supported by robust financial statements [1]

Core Viewpoint - The ongoing AI boom presents strong growth opportunities, but concerns about tariffs and macroeconomic challenges temper investor optimism. Dividend-paying stocks are recommended for consistent income amidst this uncertainty [1]. Group 1: ConocoPhillips (COP) - ConocoPhillips distributed $2.5 billion to shareholders in Q1 2025, comprising $1.5 billion in share repurchases and $1.0 billion in dividends, with a quarterly dividend of $0.78 per share, yielding 3.3% [2]. - Analyst Scott Hanold from RBC Capital maintains a buy rating on ConocoPhillips with a price target of $115, citing its strong balance sheet and competitive returns-focused value proposition [3][4]. - The company is positioned to generate competitive free cash flow (FCF) through various commodity price cycles, with a low break-even point below $40 per barrel [5]. Group 2: U.S. Bancorp (USB) - U.S. Bancorp offers a quarterly dividend of $0.50 per share, yielding 4.2%, and is recognized for its diversified financial services [7]. - Analyst Gerard Cassidy reaffirms a buy rating with a 12-month price target of $50, highlighting the bank's new leadership and strong operating leverage of 270 basis points reported in Q1 2025 [8][9]. - U.S. Bancorp has consistently returned up to 80% of its earnings through stock buybacks and dividends, with a focus on increasing tangible book value [9][10]. Group 3: HP Inc. (HPQ) - HP declared a quarterly dividend of $0.2894 per share, yielding 4.5%, and is on track to achieve significant cost savings through its Future Ready plan [12]. - Analyst Amit Daryanani maintains a buy rating with a price target of $29, noting HP's successful diversification and plans to manufacture 90% of U.S.-bound products outside China [13][14]. - HP aims to generate $2 billion in gross annual run-rate savings, leveraging internal AI tools to enhance productivity and efficiency [15].

Core Viewpoint - The market anticipates U.S. Bancorp (USB) will report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - U.S. Bancorp is expected to post quarterly earnings of $1.07 per share, reflecting a year-over-year increase of +9.2% [3]. - Revenues are projected to be $7.06 billion, which is a 3.2% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 0.67% over the last 30 days, indicating a reassessment by analysts [4]. - Despite the downward revision, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.08% [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - U.S. Bancorp currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, U.S. Bancorp exceeded the expected earnings of $0.99 per share by delivering $1.03, resulting in a surprise of +4.04% [13]. - The company has beaten consensus EPS estimates in each of the last four quarters [14]. Industry Comparison - The Bank of New York Mellon Corporation (BK), another player in the Zacks Banks - Major Regional industry, is expected to report earnings of $1.74 per share, reflecting a year-over-year change of +15.2% [18]. - BK's revenues are expected to be $4.86 billion, up 5.6% from the previous year, with a positive Earnings ESP of +1.03% and a Zacks Rank of 2 [19][20].

Gunjan Kedia, the new head of U.S. Bank parent U.S. Bancorp, has a chance to reinvigorate the country’s fifth biggest commercial lender after it disappointed investors and analysts with lackluster returns https://t.co/Wwz5r3OB4y ...

Company Overview - U.S. Bancorp (USB) is headquartered in Minneapolis and has experienced a price change of 0.21% this year [3] - The company currently pays a dividend of $0.50 per share, resulting in a dividend yield of 4.17%, which is higher than the Banks - Major Regional industry's yield of 3.52% and the S&P 500's yield of 1.52% [3] Dividend Analysis - The current annualized dividend of U.S. Bancorp is $2.00, reflecting a 1% increase from the previous year [4] - Over the past 5 years, U.S. Bancorp has increased its dividend 4 times, achieving an average annual increase of 4.24% [4] - The company's current payout ratio is 49%, indicating that it pays out 49% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for U.S. Bancorp's earnings in 2025 is $4.30 per share, which represents a year-over-year earnings growth rate of 8.04% [5] Investment Considerations - U.S. Bancorp is considered a strong dividend investment opportunity, especially for income investors, as it offers a compelling yield and solid earnings growth prospects [6] - The stock currently holds a Zacks Rank of 3 (Hold), indicating a stable investment outlook [6]

Core Viewpoint - U.S. Bancorp (USB) and M&T Bank Corporation (MTB) are both U.S. regional banks facing similar market pressures but have distinct growth strategies and geographic exposures [1][2]. Group 1: U.S. Bancorp (USB) - USB has undertaken strategic initiatives to enhance its market position, including acquisitions and partnerships to boost digital capabilities and diversify revenue streams [3][4]. - The company has seen a rise in net interest income (NII) and expects continued growth supported by investment portfolio repositioning and stabilizing funding costs [4][5]. - Management projects total revenues for 2025 to grow by 3-5% from $27.6 billion reported in 2024, driven by growth in non-interest income and NII [5]. - As of March 31, 2025, USB had a long-term debt of $59.9 billion and $17 billion in short-term borrowings, with cash and due from banks amounting to $50 billion, indicating a strong liquidity position [6]. - USB plans to increase its quarterly dividend by 4% to 52 cents per share and continues its $5 billion share repurchase program, with $4.9 billion remaining [7][9]. - USB trades below its five-year median P/E of 10.75 and the industry average of 11.13, making it attractive for value investors [18][21]. Group 2: M&T Bank Corporation (MTB) - MTB has demonstrated significant revenue growth, with expectations for higher NII driven by modest lending demand and Fed rate cuts [10][11]. - The company recorded solid loan and deposit growth, bolstered by the acquisition of People's United in 2022, which added $36 billion in loans and $53 billion in deposits [11][12]. - MTB's management anticipates average loans and leases to be between $135 billion and $137 billion, with total deposits projected at $162–$164 billion for 2025 [12]. - As of March 31, 2025, MTB had total borrowings of $12.1 billion and cash and interest-bearing deposits of $22.8 billion, reflecting a healthy financial position [13]. - MTB has also passed the stress test and increased its quarterly dividends by 4% to $1.35 per share, with a share repurchase program authorized for up to $4 billion [14]. Group 3: Comparative Analysis - Over the past three months, USB and MTB shares increased by 19.9% and 20.9%, respectively, outperforming the industry and S&P 500 [15]. - USB's forward P/E ratio is 10.33, lower than its five-year median and industry average, while MTB's P/E is 11.42, higher than its five-year median [18][21]. - Earnings estimates for USB indicate an 8% rise for 2025, while MTB's estimates show an 8.5% increase for the same year, with upward revisions for MTB's 2026 estimates [22][24]. - USB is viewed as a more compelling investment choice for value-oriented investors due to its lower valuation and broader strategic initiatives [25][26].