Financial Data and Key Metrics Changes - Verisk delivered 8.7% organic constant currency revenue growth in 2023, the strongest performance since its IPO in 2009 [10] - Free cash flow grew 6% to over $800 million, exceeding 2022 levels [12] - Fourth quarter revenue was $677 million, up 7.4% year-over-year, while income from continuing operations decreased by 15.5% to $182 million [37][38] - Adjusted net income decreased 9.3% to $204 million, with diluted adjusted EPS down 2.1% to $1.40 [54] Business Line Data and Key Metrics Changes - In the fourth quarter, organic constant currency revenues grew 6%, with underwriting up 7.3% and claims up 2.8% [39] - For the full year, total organic constant currency revenue growth was 8.7%, driven by 8.5% growth in underwriting and 9.3% in claims [41] - Subscription revenues, which comprise 80% of total revenue, grew 7.3% on an organic constant currency basis in Q4 [42] Market Data and Key Metrics Changes - The insurance industry faced profitability challenges due to higher catastrophe-related losses, with AM Best reporting $32.2 billion in losses for the first nine months of 2023 [15][17] - Net written premium growth increased 10.8% for the first nine months of 2023, indicating some recovery in the market [17] Company Strategy and Development Direction - The company is focused on three key priorities: delivering consistent top-line growth, driving operating efficiency and profitability, and ensuring disciplined capital allocation [19] - Investments are being made in generative AI and low no-code applications to enhance service delivery and operational efficiency [31][84] - The Core Lines Reimagine project aims to modernize data delivery and improve client engagement [22][32] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the long-term growth strategy, despite cyclical challenges in the insurance industry [13][14] - The company anticipates continued strong performance in 2024, with revenue guidance between $2.84 billion and $2.9 billion [58] - Management highlighted the importance of addressing regulatory focus on data privacy and fairness in underwriting processes [26] Other Important Information - The company returned $3 billion to shareholders through dividends and repurchases in 2023, with a 15% increase in quarterly cash dividends approved [57] - Recent leadership changes were announced, with new appointments to the Senior Operating Committee [35] Q&A Session Summary Question: Discussion on revenue guidance and transaction growth - Management noted that the hard insurance market is expected to persist into 2024, but transactional activity is likely to normalize [66] Question: Insights on the pricing environment for 2023 and 2024 - Management indicated that premium growth remains strong, with insurers securing rate approvals, which supports revenue [68] Question: Performance of auto underwriting revenues in Q4 and 2024 assumptions - Auto underwriting revenues saw a slight slowdown in Q4 but are expected to remain elevated in 2024 [72][73] Question: Subscription growth and marketing solutions outlook - Management expects marketing spend to return to normalized levels in the second half of 2024 as carriers achieve profitability [77] Question: New product pipeline and generative AI investments - Management expressed excitement about new product developments, particularly in generative AI applications across various business areas [79][84] Question: Margin expansion and efficiency initiatives - Management confirmed ongoing focus on efficiency to fund investments while achieving margin expansion [92][99]

4Q2023 Earnings Presentation February 21, 2024 ©Verisk Analytics, Inc. All rights reserved.1 4Q2023 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that may ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34480 VERISK ANALYTICS, INC. (Exact name of registrant as specified in its charter) Delaware 26-2994223 (State or other jurisd ...

Exhibit 99.1 Verisk Reports Fourth-Quarter 2023 and Full-Year 2023 Financial Results JERSEY CITY, N.J., February 21, 2024 — Verisk (Nasdaq:VRSK), a leading global data analytics and technology provider, today announced results for the fourth quarter and fiscal year ended December 31, 2023. Lee Shavel, president and CEO, Verisk: "Verisk's 2023 performance exceeded the expectations we set at Investor Day and demonstrated our potential as an insurance-focused organization. We achieved these results while imple ...

Verisk Analytics, Inc. (NASDAQ:VRSK) Q3 2023 Earnings Conference Call November 1, 2023 8:00 AM ET Company Participants Stacey Brodbar - Head, IR Lee Shavel - President & CEO Elizabeth Mann - CFO Neil Spector - President, ISO Maroun Mourad - President, Global Underwriting Conference Call Participants George Tong - Goldman Sachs Manav Patnaik - Barclays Capital Alex Kramm - UBS Greg Peters - Raymond James Andrew Jeffrey - Truist Securities Jeff Meuler - Baird Toni Kaplan - Morgan Stanley Andrew Steinerman - J ...

3Q2023 Earnings Presentation November 1, 2023 ©Verisk Analytics, Inc. All rights reserved.1 3Q2023 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that may c ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34480 VERISK ANALYTICS, INC. (Exact name of registrant as specified in its charter) Delaware 26-2994223 (State or ot ...

2Q2023 Earnings Presentation August 2, 2023 ©Verisk Analytics, Inc. All rights reserved.1 2Q2023 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that may cau ...

Verisk Analytics, Inc. (NASDAQ:VRSK) Q2 2023 Earnings Conference Call August 2, 2023 8:30 AM ET Company Participants Stacey Brodbar - Head, Investor Relations Lee Shavel - President and CEO Elizabeth Mann - Chief Financial Officer Conference Call Participants Heather Balsky - Bank of America George Tong - Goldman Sachs Andrew Steinerman - JP Morgan Toni Kaplan - Morgan Stanley Manav Patnaik - Barclays Greg Peters - Raymond James Andrew Jeffrey - Truist Jeff Silber - BMO Capital Markets Andrew Nicholas - Wil ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34480 Delaware 26-2994223 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification ...