Financial Data and Key Metrics Changes - In Q4 2024, consolidated revenue was $736 million, up 8.6% year-over-year, with income from continuing operations increasing by 12% to $204 million [29] - Diluted GAAP earnings per share (EPS) from continuing operations rose 15% to $1.44, driven by strong operating performance and a lower share count [29][39] - For the full year 2024, organic constant currency (OCC) revenue growth was 7.1%, building on 8.7% growth in 2023 [31] - Adjusted EBITDA margin for 2024 was 54.7%, up 120 basis points year-over-year, reflecting strong revenue growth and cost discipline [36] Business Line Data and Key Metrics Changes - Subscription revenues, which comprised 82% of total revenue in Q4, grew 11% on an OCC basis, driven by strength in subscription-based businesses and continued conversion from transactional contracts [32] - Underwriting revenues grew 7% and Claims revenues grew 12.7% in Q4, indicating sequential improvement across both segments [31] - Transactional revenue declined 1.1% on an OCC basis in Q4, reflecting ongoing conversion to subscription contracts [34] Market Data and Key Metrics Changes - The company experienced elevated transactional volume in property estimating solutions due to hurricanes Helene and Milton, although overall transactional revenues were down slightly [9][34] - The impact of California wildfires on the insurance industry was noted, with expectations for increased pricing and stability in the market due to heightened risk awareness [71][72] Company Strategy and Development Direction - The company is focused on three key initiatives: enhancing go-to-market strategies, deepening client engagement, and investing in innovation [10] - The Core Lines Reimagine project aims to improve product value and client satisfaction, with 13 new modules introduced in 2024 and more planned for 2025 [18][20] - The company is transitioning from a siloed organization to a more integrated one, enhancing its ability to deliver value to clients [21] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's growth trajectory, emphasizing the importance of value-driven pricing and strong client relationships [54][55] - The outlook for 2025 includes expected consolidated revenue in the range of $3.03 billion to $3.08 billion, translating to OCC revenue growth of 6% to 8% [42] - Management highlighted the potential for continued strong premium growth and improved profitability in the insurance industry [28] Other Important Information - The company returned $355 million to shareholders through repurchases and dividends in Q4 2024, marking the third consecutive year of over $1 billion returned [40] - A divestiture of a non-strategic asset, Atmospheric and Environmental Research, was completed, further demonstrating active portfolio management [24] Q&A Session Summary Question: On price realization and customer pushback - Management noted success in driving value-driven price increases, with clients perceiving greater value from products, particularly in Core Lines Reimagine and Extreme Events [50][52][54] Question: Impact of subscription conversions on 2025 - Management indicated that the impact of specific contract conversions would persist through mid-2025, with ongoing success in converting transactional revenue to subscription [57][60] Question: Storm activity impact on transactional revenue - Management clarified that while storm activity had an impact, it did not reach the threshold for significant revenue growth, and normalized storm activity is expected in 2025 [62][65] Question: State of insurance in California - Management discussed the need for increased pricing in California due to heightened risks from wildfires, with expectations for stability in pricing as models are accepted [71][72] Question: Contribution of pricing to growth in 2025 - Management emphasized that while strong pricing input is expected, the ultimate outcome will depend on clients' perception of value [76][79] Question: CapEx and free cash flow expectations - Management indicated that CapEx guidance for 2025 reflects a healthy level of organic investment, with confidence in free cash flow growth supported by a dividend increase [130][132]

Verisk Analytics, Inc. (NASDAQ:VRSK) Q4 2024 Earnings Conference Call February 26, 2025 8:30 AM ET Company Participants Stacey Brodbar - Head of IR and FP&A Lee Shavel - President and CEO Elizabeth Mann - CFO Saurabh Khemka - Co-President, Underwriting Solutions Conference Call Participants Toni Kaplan - Morgan Stanley George Tong - Goldman Sachs Surinder Thind - Jefferies Kelsey Zhu - Autonomous Research Faiza Alwy - Deutsche Bank Andrew Steinerman - J.P. Morgan Alex Kramm - UBS Ashish Sabadra - RBC Capita ...

4Q 2024 Earnings Presentation February 26, 2025 ©Verisk Analytics, Inc. All rights reserved. 1 4Q 2024 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that m ...

Verisk Analytics Inc. (VRSK) reported impressive fourth-quarter 2024 results. Both earnings and revenues surpassed the Zacks Consensus Estimate.See the Zacks Earnings Calendar to stay ahead of market-making news.VRSK’s adjusted earnings (excluding 12 cents from non-recurring items) were $1.61 per share, surpassing the Zacks Consensus Estimate by 0.6% and growing 15% from the year-ago quarter. Total revenues of $735.6 million beat the consensus estimate marginally and increased 8.6% on a year-over-year basis ...

Verisk Analytics (VRSK) came out with quarterly earnings of $1.61 per share, beating the Zacks Consensus Estimate of $1.60 per share. This compares to earnings of $1.40 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 0.62%. A quarter ago, it was expected that this insurance data provider would post earnings of $1.60 per share when it actually produced earnings of $1.67, delivering a surprise of 4.38%.Over the last four quarter ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34480 VERISK ANALYTICS, INC. (Registrant's telephone number, including area code) Securities registered pursuant to Section 12 ...

Exhibit 99.1 Verisk Reports Fourth-Quarter 2024 and Full-Year 2024 Financial Results JERSEY CITY, N.J., February 26, 2025 — Verisk (Nasdaq: VRSK), a leading global data analytics and technology provider, today announced results for the fourth quarter and fiscal year ended December 31, 2024. Lee Shavel, president and CEO, Verisk: "Verisk delivered strong fourth quarter results capping off another year of strong top line growth and margin improvement. We enter 2025 with strong momentum and are energized by th ...

Core Insights - Verisk reported strong financial results for Q4 2024, with significant growth in revenue and earnings, indicating robust operational performance and strategic client engagement [2][5][6]. Financial Performance - Q4 2024 revenues reached $736 million, reflecting an 8.6% increase compared to Q4 2023, while full-year revenues for 2024 totaled $2,882 million, up 7.5% [4][5]. - Income from continuing operations for Q4 2024 was $204 million, an increase of 11.6%, and for the full year, it was $951 million, up 23.7% [9][15]. - Adjusted EBITDA for Q4 2024 was $398 million, a 9.9% increase, with full-year adjusted EBITDA at $1,576 million, also up 9.9% [10][15]. - Diluted EPS for Q4 2024 was $1.44, up 15.2%, and for the full year, it was $6.66, reflecting a 27.6% increase [15][16]. Revenue Breakdown - Underwriting revenues for Q4 2024 were $512 million, up 6.8%, while claims revenues were $224 million, up 13.0% [8][13]. - For the full year, underwriting revenues totaled $2,025 million, a 7.0% increase, and claims revenues were $857 million, up 8.7% [8][13]. Cash Flow and Dividends - Net cash provided by operating activities for Q4 2024 was $255 million, a 1.2% increase, and free cash flow was $200 million, up 2.0% [16]. - The company announced a 15% increase in its dividend, raising it to $0.45 per share, reflecting confidence in its economic model [17]. Share Repurchase and Authorizations - Verisk executed an accelerated share repurchase program of $300 million in Q4 2024, receiving an initial delivery of 0.9 million shares [18]. - As of December 31, 2024, there was $592 million remaining under the share repurchase authorization, with an additional $1.0 billion approved by the Board of Directors [19]. 2025 Financial Guidance - The company provided guidance for 2025, projecting revenues between $3,030 million and $3,080 million, and adjusted EBITDA between $1,670 million and $1,720 million [23].

Core Insights - Verisk (VRSK) is set to release its fourth-quarter fiscal 2024 results on February 26, before market open [1] - The Zacks Consensus Estimate for revenues is $734 million, indicating an 8.4% increase year-over-year, driven by subscription revenue growth [3] - The consensus estimate for earnings per share (EPS) is $1.6, reflecting a 14.3% growth from the previous year [5] Revenue Breakdown - Estimated revenues from the United States are $603.5 million, representing an 8.1% year-over-year increase [4] - Estimated revenues from the U.K. are $53.2 million, indicating a 7% increase from the prior year [4] - Revenues from other countries are expected to grow 4.6% year-over-year to $72.5 million [4] Earnings Prediction - The model indicates that VRSK does not conclusively predict an earnings beat this time, with an Earnings ESP of +3.00% and a Zacks Rank of 4 (Sell) [6]

Rochester, NY AND Jersey City, New Jersey, Feb. 03, 2025 (GLOBE NEWSWIRE) -- EagleView, a leading provider of aerial imagery and insights, and Verisk (NASDAQ:VRSK), a leading global data analytics and technology provider, today announced the formal integration of EagleView Assess™ into Verisk's industry-leading Xactimate® and XactAnalysis® platforms for property claims management.  EagleView Assess uses simple-to-fly, fully autonomous drones to deliver clear and consistent property imagery, precise measurem ...