Core Viewpoint - Zhongyuan Bank (01216.HK) reported its interim results for the six months ending June 30, 2025, showing stable revenue and profit growth, alongside improvements in asset quality and capital adequacy ratios [1] Financial Performance - The bank achieved an operating income of RMB 13.563 billion [1] - Net profit reached RMB 2.129 billion, reflecting a growth of 0.5% [1] - The non-performing loan (NPL) ratio stood at 2.01%, a decrease of 0.01 percentage points from the end of the previous year [1] Asset Quality and Capital Adequacy - The provision coverage ratio improved to 161.05%, an increase of 6.02 percentage points compared to the end of the previous year [1] - Core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were reported at 8.67%, 11.18%, and 13.29%, respectively, with increases of 0.21, 0.25, and 0.27 percentage points from the end of the previous year [1] Total Assets and Loans - As of the reporting period, total assets amounted to RMB 1,407.927 billion, an increase of RMB 42.730 billion, or 3.1% [1] - Total loans (excluding accrued interest) reached RMB 715.016 billion, with a slight increase of RMB 5.61 billion, or 0.1% [1] - Deposit balance (excluding accrued interest) was RMB 943.675 billion, reflecting an increase of RMB 54.241 billion, or 6.1% [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD.* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1216） 建議修訂《公司章程》及撤銷監事會 中原銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，為了反映《中華 人民共和國公司法》及《香港聯合交易所有限公司證券上市規則》等法律法規的變 動，並參考借鑒同業經驗及結合本行的實際情況，本行召開了董事會會議，審議 通過其中包括有關建議修訂《中原銀行股份有限公司章程》（「《公司章程》」）、《中 原銀行股份有限公司股東大會議事規則》（「《股東大會議事規則》」）及《中原銀行股 份有限公司董事會議事規則》（「《董事會議事規則》」）的議案（「建議修訂」）。建議 修訂包括（但不限於）撤銷本行監事會。因此，建議修訂生效後，現任監事會成員 不再擔任監事及監事會相關職務。本行監事會成員均已確認與董事會並無意見分 歧，亦並無任何與本行 ...

Financial Performance - Net interest income for the six months ended June 30, 2025, was RMB 11,050.6 million, an increase of 3.2% compared to RMB 10,704.2 million in the same period last year[8]. - Total operating income decreased by 3.1% to RMB 13,562.5 million from RMB 13,992.1 million year-on-year[8]. - Net profit attributable to shareholders for the period was RMB 2,033.6 million, a slight decrease of 0.8% from RMB 2,049.5 million in the previous year[8]. - Operating income was RMB 13.563 billion, while net profit was RMB 2.129 billion, reflecting a year-on-year increase of RMB 0.11 billion, or 0.5%[21]. - The company's net profit for the period was RMB 2.13 billion, a slight increase of RMB 10.6 million or 0.5% compared to the previous year[30]. - The company's operating income for the period was RMB 13.56 billion, a decrease of RMB 429.6 million or 3.1% compared to the previous year[30]. Asset and Liability Management - The bank's total assets increased by 3.1% to RMB 1,407,926.5 million compared to RMB 1,365,197.0 million at the end of the previous year[11]. - The bank's total liabilities increased by 3.3% to RMB 1,307,147.9 million from RMB 1,264,813.7 million at the end of the previous year[11]. - Total assets reached RMB 1,407.93 billion, an increase of RMB 42.73 billion, or 3.1% year-on-year[18]. - The total amount of loans and advances issued by the company as of June 30, 2025, was RMB 721.85 billion, an increase of RMB 2.20 billion, with a growth rate of 0.3%[61]. - The total amount of investment securities and other financial assets was RMB 433,779.0 million, a slight increase from RMB 428,106.1 million as of December 31, 2024[74]. Loan and Deposit Growth - Total loans (excluding accrued interest) amounted to RMB 715.02 billion, with a slight increase of RMB 0.06 billion, or 0.1%[18]. - Deposits (excluding accrued interest) totaled RMB 943.68 billion, rising by RMB 54.24 billion, or 6.1%[18]. - Corporate deposits as of June 30, 2025, amounted to RMB 348.534 billion, ranking first in market share within the province[126]. - Retail deposits reached RMB 595.141 billion, an increase of RMB 36.201 billion, representing a growth of 6.48% compared to the end of the previous year[148]. Asset Quality and Risk Management - The non-performing loan ratio improved slightly to 2.01% from 2.02% at the end of the previous year[11]. - The total amount of non-performing loans (NPLs) was RMB 14.3501 billion, a decrease of RMB 0.0108 billion, with an NPL ratio of 2.01%, down 0.01 percentage points from the previous year[95]. - The company's impairment losses for the six months ended June 30, 2025, amounted to RMB 8.071 billion, a decrease of RMB 0.25 billion year-on-year, representing a decline of 0.3%[54]. - The company maintained a prudent risk appetite and enhanced its risk management system, ensuring compliance with regulatory requirements and effectively preventing various risks[190]. - The company established a comprehensive asset quality management target plan, optimizing its asset quality assessment system to maintain control over asset quality[193]. Capital Adequacy - The capital adequacy ratio increased to 13.29%, up by 0.27% from 13.02% at the end of the previous year[11]. - Core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.67%, 11.18%, and 13.29%, respectively, with increases of 0.21, 0.25, and 0.27 percentage points[18]. - The bank's core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio as of June 30, 2025, were 8.67%, 11.18%, and 13.29%, respectively, each increasing by 0.21, 0.25, and 0.27 percentage points from the end of the previous year[121]. Operational Efficiency - The bank's cost-to-income ratio improved to 29.13%, a decrease of 1.07% from 30.20% in the previous year[8]. - The average return on equity decreased to 4.73% from 4.96% year-on-year[8]. - The company's operating expenses decreased by RMB 327.1 million or 7.4% to RMB 4.07 billion, indicating improved cost management[30]. - The bank's electronic channel for corporate clients reached 318,300 customers, with an increase of 13,200 customers compared to the previous year[144]. Strategic Initiatives - The company plans to focus on expanding its market presence and enhancing its product offerings in the upcoming quarters[26]. - The bank has emphasized supporting high-quality development in key industries and projects, aligning with national and regional strategies[128]. - The bank's green finance initiatives align with national carbon neutrality goals, focusing on nine green sectors including energy transition and resource recycling[139]. - The bank's comprehensive product system was optimized to enhance customer experience and satisfaction during the reporting period[135]. Customer Engagement and Services - The number of retail customers reached 36.1508 million, an increase of 714,700 customers, marking a growth of 2.02%[150]. - The bank's mobile banking registered users reached 18.2966 million, with a net increase of 734,200 users as of June 30, 2025[169]. - The customer service center handled 2.82 million customer interactions, achieving a call connection rate of 96.51% and a customer satisfaction rate of 99.78%[172]. - The bank's financial management products served 37,992 customers, with a year-on-year increase of 32.08%[140]. Digital Transformation - The bank's digital transformation plan for 2025 was established, with 9.69 billion sales leads generated from big data use cases, resulting in a total sales amount of RMB 127.18 billion[177]. - The new generation core business system project is progressing steadily, with significant improvements in transaction response times, reducing transfer response time by 43%[178]. - The bank's cloud application system has reached a cloudization rate of 94%, with no major production responsibility incidents reported during the reporting period[182].

Group 1 - The core viewpoint of the article highlights the rapid growth and international expansion of Tian Sheng Electric Co., Ltd., a high-tech enterprise established in 2011, which has successfully penetrated markets in 90 countries and regions, including Singapore, the UK, Africa, and Southeast Asia [3][5] - The company has achieved a significant transformation towards intelligent and green manufacturing, focusing on products such as smart switch cabinets, new energy charging piles, and power IoT systems, which are widely used in major power grid projects [5][7] - The financial support from Zhongyuan Bank's Pingdingshan branch has been crucial in facilitating Tian Sheng Electric's growth, providing comprehensive credit support of 25 million yuan and enhancing business cooperation [5][7] Group 2 - Zhongyuan Bank's Pingdingshan branch has actively engaged in supporting local innovative enterprises, aligning with the regional development strategy and focusing on key industries such as nylon new materials and high-end equipment manufacturing [7] - In 2023, the bank has issued over 800 million yuan in loans to private enterprises in key industries, including 190 million yuan in credit support for over 120 innovative private enterprises and 70 technology-based small and micro enterprises [7] - As of the second quarter of 2025, the technology loan balance of Zhongyuan Bank's Pingdingshan branch reached 5.21 billion yuan, an increase of 1.11 billion yuan since the beginning of the year, indicating a strong commitment to integrating finance with technology [7]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD.* 茲提述中原銀行股份有限公司*（「本行」）日期為2025年7月31日的2025年第一次 臨時股東大會（「2025年第一次臨時股東大會」）通函（「通函」）及通告，內容有關 （其中包括）2025年第一次臨時股東大會。除文義另有所指外，本公告所用詞彙與 通函所界定者具有相同涵義。 董事會謹此宣佈，2025年第一次臨時股東大會已於2025年8月20日（星期三）在中 國河南省鄭州市鄭東新區金融島C3-18號中原銀行大廈實體舉行。 2025年第一次臨時股東大會由董事長郭浩先生主持。董事郭浩先生、馮若凡先 生、張姝女士、徐義國先生、趙紫劍女士、王茂斌先生、潘新民先生及高平陽先 生出席2025年第一次臨時股東大會。2025年第一次臨時股東大會的召開程序符合 相關法律法規及本行章程的規定。 通函所載決議案已在2025年第一次臨時股東大會上提呈供股 ...

Core Viewpoint - The article highlights the 40th anniversary of the People's Bank of China managing the national treasury, emphasizing the importance of public awareness regarding treasury operations and the role of banks in this context [1] Group 1: Treasury Awareness Campaign - The Zhengzhou branch of Zhongyuan Bank has actively responded to the national treasury's notification by organizing a series of promotional activities to enhance public understanding of treasury work [1] - Various promotional methods were employed, including setting up dedicated areas in bank branches, displaying electronic screens with the anniversary theme, and conducting grassroots educational activities [1] - Bank staff provided real-life examples to illustrate the close connection between the national treasury and daily life, showcasing the treasury's significant role in supporting national fiscal revenue and expenditure, macroeconomic regulation, and ensuring public welfare [1] Group 2: Future Initiatives - The promotional activities not only allowed the public to perceive the development changes of the national treasury over the past 40 years but also reinforced the bank's responsibility as an extension of treasury services [1] - Moving forward, the Zhengzhou branch of Zhongyuan Bank plans to continue enhancing treasury knowledge dissemination and improving service channels to better fulfill the treasury's functions of serving the nation and benefiting the public [1]

格隆汇8月13日丨中原银行(01216.HK)宣布，董事会会议将于2025年8月28日（星期四）举行，藉以（其 中包括）审议及批准本行及其附属公司截至2025年6月30日止的六个月期间的中期业绩及其发布。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD. * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1216） 董事會會議通知 中原銀行股份有限公司*（「本行」）董事（「董事」）會（「董事會」）謹此宣佈，董事會 會議將於2025年8月28日（星期四）舉行，藉以（其中包括）審議及批准本行及其附 屬公司截至2025年6月30日止的六個月期間的中期業績及其發佈。 代表董事會 中原銀行股份有限公司* 郭浩 董事長 中華人民共和國，鄭州 2025年8月13日 於本公告日期，董事會包括執行董事郭浩先生；非執行董事馮若凡先生及張姝女 士；獨立非執行董事徐義國先生、趙紫劍女士、王茂斌先生、潘新民先生及高平 陽先生。 * 中原銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可機構，並不受 限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存款業務。 ...

FF301 第 1 頁 共 10 頁 v 1.1.1 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01216 | 說明 | H股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 6,945,000,000 | RMB | | | 1 RMB | | 6,945,000,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 6,945,000,000 | RMB | | | 1 RMB | | 6,945,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | -- ...

Core Viewpoint - Zhongyuan Bank has been rated "AAA" for its second-tier capital bonds, indicating a strong financial position and competitive advantage within Henan Province [1] Group 1: Market Position and Competitive Advantage - Zhongyuan Bank maintains a high market position and strong competitive advantage as a provincial bank in Henan [1] - The bank's strategic position as a provincial financial institution is solid [1] Group 2: Management and Development - The bank has established a comprehensive corporate governance structure and has optimized its internal control and risk management systems [1] Group 3: Business Operations - Zhongyuan Bank leverages its geographical advantages for business expansion, with both deposit and loan business scales showing growth [1] - However, overall business growth is somewhat slow due to increasing competition from peers [1] Group 4: Financial Performance - The bank's non-performing loan ratio remains stable, and its provision coverage ratio meets regulatory requirements [1] - There is a presence of risk assets within investment assets, indicating a need for increased impairment provisioning [1] - Deposit stability has improved, and liquidity management pressure is manageable [1] - Net interest margin has narrowed, and the need for impairment provisioning has put pressure on profitability, with core capital facing replenishment challenges [1] Group 5: Regional Economic Context - Henan Province ranks high in national GDP, with strong local government financial strength and support capabilities, which can provide substantial backing to Zhongyuan Bank when necessary [1]