Group 1 - The core point of the article is that Zhongyuan Bank Co., Ltd. has applied for a patent related to a method for configuring business application conditions, which aims to enhance the flexibility in determining whether the information of a target object meets business application requirements [1]. Group 2 - Zhongyuan Bank Co., Ltd. was established in 2014 and is located in Zhengzhou, primarily engaged in monetary financial services. The company has a registered capital of 2,007,500,000 RMB [2]. - The bank has made investments in 16 enterprises and participated in 4,029 bidding projects. It holds 384 trademark information records and 61 patent information records, along with 132 administrative licenses [2].

Core Viewpoint - Zhongyuan Bank Pingdingshan Branch has established a financial grid volunteer service team to enhance community financial services and ensure the safety of residents' finances through professional financial capabilities and volunteer efforts [1][3] Group 1: Service Structure - The financial grid volunteer service team consists of core employees focused on four main tasks: financial knowledge dissemination, anti-fraud promotion, convenient financial services, and assistance for special groups [3] - The team conducts regular on-site services, home visits, and financial topic presentations to provide diverse activities for community residents [3] Group 2: Community Engagement - Volunteers provide face-to-face training for the elderly on operating smart devices and offer hands-on guidance to merchants on payment and settlement knowledge [3] - The initiative aims to break down common telecom and internet fraud tactics for community residents, making financial services more accessible and warm [3] Group 3: Future Plans - Zhongyuan Bank Pingdingshan Branch plans to continue using the grid as a service platform and volunteers as a connection to deliver financial policies, safety knowledge, and convenient services directly to residents [3] - The bank aims to build a "bridge of hearts" between the bank and the community, contributing to a safe, convenient, and warm community financial ecosystem [3]

Group 1 - The event "Leap Horse and Raise Whip: Rong Yao Eagle City" was held by the Pingdingshan Branch of Zhongyuan Bank, gathering over 400 participants to celebrate the New Year and discuss future prospects [1][3] - Zhang Zhihua, a member of the Party Committee and Secretary of the Discipline Inspection Commission of the Pingdingshan Branch, acknowledged the branch's achievements in 2025, focusing on the "Four Banks" strategy, and expressed gratitude to employees and the community for their support [3] - The evening's theme was "Striving, United, Dream-Chasing," featuring performances by branch employees and strategic partners, showcasing the spirit of Zhongyuan Bank [3][5] Group 2 - The performances included a music quick board titled "Eagle City Dream, Zhongyuan Shining," and skits depicting daily work, emphasizing customer service and social contribution [5] - The event also featured a lottery segment, providing New Year gifts to lucky attendees, reflecting the cultural development of Zhongyuan Bank's Pingdingshan Branch [5] - In 2026, the bank aims to innovate with a "thousand horses galloping" momentum and a "horse treading on the clouds" spirit, committing to local economic development in Pingdingshan [5]

FF301 2. 股份分類 普通股 股份類別 其他類別 (請註明) 於香港聯交所上市 (註1) 否 證券代號 (如上市) N/A 說明 內資股 法定/註冊股份數目 面值 法定/註冊股本 上月底結存 29,604,823,322 RMB 1 RMB 29,604,823,322 | 證券代號 (如上市) | 01216 | 說明 | H股 | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 6,945,000,000 | RMB | | 1 RMB | | 6,945,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 6,945,000,000 | RMB | | 1 RMB | | 6,945,000,000 | | I. 法定/註冊股本變動 | | | | | | | | --- | --- | --- | --- | --- | --- ...

2月3日金融一线消息，洛阳金融监管分局发布批复，同意中原银行股份有限公司洛阳桂花大道支行等10 家支行开业，批复日期为2026年1月30日。另一则批复文件中显示，同日，洛阳金融监管分局同意中原 银行股份有限公司栾川凤凰天街支行等11家支行开业。 上述21家支行的营业场所为均在河南省洛阳市，业务范围为：经银行保险监督管理机构或其他有行政许 可权的机构批准并经上级机构授权办理的业务。 据"洛阳金融发布"消息，1月31日，1月31日，中原银行栾川支行、孟津支行共21家新网点正式挂牌开 业，标志着中原银行吸收合并河南栾川民丰村镇银行、孟津民丰村镇银行工作圆满完成。 责任编辑：李琳琳 2月3日金融一线消息，洛阳金融监管分局发布批复，同意中原银行股份有限公司洛阳桂花大道支行等10 家支行开业，批复日期为2026年1月30日。另一则批复文件中显示，同日，洛阳金融监管分局同意中原 银行股份有限公司栾川凤凰天街支行等11家支行开业。 上述21家支行的营业场所为均在河南省洛阳市，业务范围为：经银行保险监督管理机构或其他有行政许 可权的机构批准并经上级机构授权办理的业务。 据"洛阳金融发布"消息，1月31日，1月31日，中原银行栾 ...

Core Viewpoint - The successful launch of the first "tax auction loan" personal loan business by Zhongyuan Bank's Luoyang Huayang Branch marks a significant innovation in financial products and reflects the bank's commitment to local governance and social responsibility [1] Group 1: Business Innovation - The "tax auction loan" amounts to 727,000 yuan, enabling citizens to purchase desired properties at affordable prices [1] - This initiative effectively connects the "tax auction + financial support" chain, alleviating short-term financial pressure on individuals while assisting tax authorities in accelerating asset liquidation and enhancing tax collection efficiency [1] Group 2: Collaboration and Future Plans - Zhongyuan Bank's Luoyang Branch actively engaged with local tax authorities to streamline the auction process, mortgage registration, and tax payment, ensuring risk control and operational pathways were well-defined [1] - The bank plans to deepen the "government-bank cooperation" model, optimize service processes, and expand the coverage of "tax auction loans" to provide convenient financing support for more citizens participating in judicial and tax auctions, aiming for a win-win situation for residents, tax authorities, and banking services [1]

（文章来源：北京商报） 北京商报讯1月23日，河南金融监管局发布《关于中原银行变更股权的批复》，同意洛阳国晟投资控股 集团有限公司受让洛阳市财政局持有中原银行的13.62亿股股份。受让后，洛阳市财政局不再持有中原 银行股份，洛阳国晟投资控股集团有限公司持有该行13.62亿股股份，持股比例为3.73%。 ...

Core Viewpoint - The article highlights the collaboration between Zhongyuan Bank Zhengzhou Branch and local police departments, emphasizing the importance of police-bank cooperation in maintaining social security and combating financial crimes [1] Group 1: Police-Bank Cooperation - Zhongyuan Bank Zhengzhou Branch conducted a police festival慰问活动 to express respect and gratitude towards police officers and auxiliary police for their contributions to social security and financial safety [1] - The bank has consistently prioritized collaboration with the police system in areas such as preventing telecom fraud, combating financial crimes, and conducting financial education [1] Group 2: Social Responsibility - The慰问活动 served to strengthen the foundation of police-bank cooperation and demonstrated the bank's commitment to social responsibility [1] - The bank plans to continue enhancing police-bank connections and expanding the depth of cooperation to contribute to a safer Zhengzhou and support the high-quality development of the local economy and society [1]

Core Viewpoint - The textile industry in Ruzhou, Henan Province, is experiencing significant growth, particularly in the machine embroidery sector, driven by local entrepreneurship and financial support from banks [1][4]. Group 1: Company Overview - Yiyue Textile Co., Ltd. in Ruzhou is a leading player in the machine embroidery industry, operating 12 production lines at full capacity and completing a 12,000-meter embroidery order [1]. - The company was established in 2017 by Chen Xiangxia and her husband, returning from Keqiao with capital and technology, and has since grown to occupy 3,000 square meters with 12 automated embroidery machines and over 20 workers [1][2]. - The company operates on an order-based production model, estimating an annual output of 500,000 meters of machine embroidery [1]. Group 2: Industry Context - Ruzhou's embroidery industry has attracted over 70 machine embroidery enterprises and nearly 1,500 workers, generating an annual output value of 2.5 billion yuan, with products exported to over 20 countries and regions [1]. - The region is recognized as a comprehensive industrial park that integrates returning migrant workers' entrepreneurship, new industry cultivation, and employment transfer, becoming the largest professional light textile industry base in Henan Province [4]. Group 3: Financial Support and Challenges - The textile industry faces financial pressures due to long payment cycles from downstream companies, with payment terms extending from monthly to three months and foreign trade orders extending to six months [2]. - Zhongyuan Bank has provided financial support to Yiyue Textile, including a loan of 490,000 yuan to alleviate operational costs and a subsequent 900,000 yuan machine embroidery loan, marking the first loan under the bank's credit policy for the embroidery industry [4][5]. - The bank aims to enhance cooperation with the entire machine embroidery industry chain to support industrial transformation and local economic development [5].

Group 1 - The pilot program for the transfer of personal loan non-performing assets has been extended until December 31, 2026, to support financial institutions in clearing non-performing assets [1] - The China Securities Depository and Clearing Corporation announced a temporary waiver of listing service fees and an 20% discount on transaction service fees starting January 1, 2026, aimed at activating the non-performing asset transfer market [1] - The combination of policy extension and discounts is expected to enhance the efficiency of personal loan non-performing asset disposal [1] Group 2 - The Hong Kong Monetary Authority announced the extension of Vice President Yuen Kwok-hang's term for two more years, effective August this year, continuing his responsibilities in banking policy, regulation, and compliance [2] Group 3 - In 2025, domestic commercial banks experienced a net increase of 623 physical branches, marking the first positive growth in three years, with 8,494 new branches opened and 7,871 closed [3] - The structural changes in branch openings and closures reflect banks' proactive adjustments in optimizing service channels [3] Group 4 - Following the implementation of the Compliance Management Measures for Financial Institutions, the approval process for Chief Compliance Officers has accelerated, with at least 56 institutions receiving regulatory approval [4] - The approval spans various types of institutions, including banks and insurance companies, with a notable trend of both large and small banks appointing compliance officers [4] Group 5 - Several joint-stock banks' Asset Investment Companies (AIC) are focusing on emerging industries, with projects like investment in electric vehicles and clean energy [5] - These AICs face challenges such as risk control and lack of experience in equity investment, prompting industry suggestions to develop risk management and assessment mechanisms suitable for long-term investments [5] Group 6 - Over 30 banks launched their first large-denomination time deposit products at the beginning of 2026, with some offering rates as low as 0.95%, indicating a trend towards lower interest rates [6] - The narrowing gap between short-term large-denomination time deposit rates and regular savings rates has diminished the attractiveness of these products [6] Group 7 - Zhongyuan Bank has received regulatory approval to abolish its supervisory board, transferring its powers to the audit committee of the board of directors, effective January 5, 2026 [7] - This governance structure change marks a significant adjustment in the bank's corporate governance framework [7] Group 8 - The Hebei Financial Regulatory Bureau has approved the appointment of Wang Qingbo and Li Shijun as vice presidents of Handan Bank, requiring them to report their status within three months [8] - The approval aims to enhance the management structure of Handan Bank and support its business development [8] Group 9 - A new type of "food ordering scam" has emerged, where fraudsters use video calls to trick merchants into displaying payment codes, leading to unauthorized transactions [9] - The police advise merchants to disable "no-password payment" options to prevent the leakage of payment code information [9] Group 10 - Li Yu, the president of Guangyin Wealth Management, is set to return to Guangfa Bank as the deputy head of its Shanghai branch, alongside the external appointment of two vice presidents from China Life [10]