KPMG 率马威 《零售与消费品行业：变革、转型与突破》系列报告之二 物料包括，助力琴售 消费企业经营收局 me e 4-0 1.1.2.2 ent EST 版 Ann D > i 序言 3 IN 宏观下中国消费市场的波动与复苏 5 02 消费品与零售行业变化趋势及管理挑战 10 03 乘"消费提振"之势，以"四力"驱动 企业业绩增长 20 04 ——毕马威中国零售与 "管理促进经营" 消费品行业管理咨询解决方案 26 结语 33 2023年是全面贯彻党的二十大精神的开局之年，也是改革开放45周年，这是一个值得铭记和回顾的重要时刻。 改革开放以来，我国零售业快速发展，在短短四十五年的时间里历经多次变革，每一次革新都折射出时代的 伟大进步。 除了改革开放四十五周年，2023年也是我国政府提出的"消费提振年"。实体零售、线上消费等场景有望加 快恢复，市场规模进一步扩大。然而，在市场成熟、用户市场认知不断提升的大环境下，行业竞争日趋激烈。 对企业而言，市场机会正在从"可捕捉"变为"要赢得"，如何持续赢得市场与用户成为企业经营的重要议 题。企业不仅需要强大的个人，更需要有强大的组织能力与体系支撑，这对企业实现短期业绩 ...

KPMG 些品威 商业银行内重观察 2024年三季度 毕马威金融行业研究中心 二令二四年七月 66 刊物简介 毕马威"内审观察李何"系列为商业银行内部审计服 专题报告。我们持续跟踪国内外户部审计理论发展、行业重要求规及监管政策化、监管检查与处罚动态 市场变化及舆情信息等，运用毕马威专家团队丰富的 业经验及专业解读，及时与您分享内部审计相关的风险，并 内审观察（2024年二季度） 1. 内审风险提示 监管新规範导 二季度，全国人大常委会、国务院、财政部、中国人民银行（"人民银行"）、国家金融监督管理总局（"金融 监管总局"）、中国证券监督管理委员会（"证监会"）、国家外汇管理局（"外管局"）等监管机构、行业自 律组织、交易所等共发布63篇新规及征求意见稿，重点影响信贷业务、债券业务、支付结算、代理业务、反洗 "五篇大文章"等业务及管理领域。全国人大常委会、国务院、人民银行、金融监管总局与证监会均于二季 म् 度陆续公布了2024年立法工作计划，金融稳定法、商业银行法、国有资产法，以及涉及国有金融资本监管、地 方金融监管等重要法律法规均在制定或审议过程中。结合已发布的立法计划及征求意见稿来看，金控集团管理、 数据 ...

КРИС 毕马威 金融新规模 (6月刊) 2024年7月 目录 口 6月金融新规概览 口 中国人民银行发布2024年规章制定工作计划 1、金融监管总局再添政策利好普惠保险高质量发展 2、中国证监会公布行政处罚裁量基准 3、券商债券业评价新规出炉 4、绿色债券评估证机构检查新规出台 5、国务院发文促进创业投资高质量发展 6、央行等七部门齐发力做好科技金融大文章 影响机构： 资产管理 首页公银行 保险公司 esse 其他 IR ♕ 6月金融新规概览 持续发力"五篇大文章" 一、 2024年元號計划陆续公布 多部门协同促进经济发展 中華监管受化画像 四、强化监督与自律 强化监管与行业自律 日点来美 6月，国务院办公厅、人民银行、金融监管总局、证监会、中市协、中 证协等监管机构、行业自律组织等共发布重要新规18项，包含正式发 文13项，征求意见稿5项，涉及科技金融、普惠保险、绿色债券、程序 化交易等重要业务及管理领域。 6月涉及普惠金融、科技金融、绿色金融领域的 新规持续发布，后续工作计划亦明确将有相关政 策陆续出台。金融监管总局召开了"五篇大文章" 相关的专家座谈会，预计五篇大文章将持续作为 金融支持国家战略与实体 ...

金融新规热读 （5月刊） 2024年6月 ...

金融业监管 2024年一季度 数据处罚分析及洞察建议 “监”听则明 麦好在种，秋好在管 毕马威金融数字化赋能咨询 ...

2024年 中国便利店 发展报告 kpmg.com/cn 2024 6 ...

Investment Rating - The report does not explicitly provide an investment rating for the asset management and private equity industry in 2024 Core Insights - The asset management and private equity industry in Hong Kong and mainland China has undergone significant changes due to economic, geopolitical, and regulatory shifts, impacting investment strategies and market sentiment [4][7] - Despite challenges, the resilience of Hong Kong and mainland China is evident, with increasing demand for quality financial products and wealth management services driven by a growing middle class and wealth accumulation [4][8] - The report anticipates a potential rebound in IPO activities in 2024, reflecting investor confidence in China's long-term growth prospects [4][8] Summary by Sections Economic and Geopolitical Context - The asset management industry faces challenges from geopolitical tensions and rising interest rates, which have affected asset valuations and investment strategies, particularly in sensitive sectors like real estate [4][7] - The report highlights the need for Hong Kong to attract investments from new regions, especially the Middle East and ASEAN, amid ongoing geopolitical uncertainties [7][8] Market Trends and Opportunities - There is a diversification trend in private equity investments, with funds looking beyond China to markets like Japan, South Korea, and India due to the large amounts of capital raised [7][17] - The report emphasizes the importance of the mainland Chinese market, which continues to mature, driven by retail and institutional investor growth [11][19] Regulatory Developments - Hong Kong's government is committed to supporting the asset management industry through regulatory updates and incentives, including new licensing regimes for trustees and the introduction of virtual asset regulations [21][24] - The report notes that the regulatory environment is evolving to ensure Hong Kong maintains its status as a global asset management hub, with a focus on virtual assets and tokenization [22][28] Family Offices and High Net Worth Individuals - The report discusses initiatives aimed at attracting family offices and ultra-high-net-worth individuals to Hong Kong, including tax incentives and residency programs [30][31] - The growing interest in family offices is linked to the competitive tax regime and the government's support for innovation and technology investments [30][31]

新家居寻求 竞争存量蓝海 —— 2024大湾区家居建材影响力20品牌报告 ...

金融新规热读 （4月刊） 2024年5月 ...

Investment Rating - The report does not explicitly state an investment rating for the industry Core Insights - The GDP growth rate for Q1 2024 reached 5.3%, slightly up from 5.2% in Q4 2023, indicating a positive economic trend [10] - Manufacturing and infrastructure investments are supporting fixed asset investment growth, with manufacturing investment increasing by 9.9% and infrastructure investment by 8.8% in Q1 2024 [25][28] - Consumer spending is gradually recovering, with retail sales growing by 4.7% year-on-year in Q1 2024, although still below the previous year's growth [45] Economic Trends - The economic growth rate in Q1 2024 exceeded market expectations, driven by strong industrial production and manufacturing investment, while real estate investment remains weak [10][40] - The contribution of net exports to economic growth turned positive for the first time since Q4 2022, contributing 0.8 percentage points to GDP growth [19] - The manufacturing sector showed resilience, with industrial value-added growth reaching 6.0% in Q1 2024, supported by equipment updates and export recovery [13][28] Policy Analysis - Fiscal policy in Q1 2024 was relatively restrained, with broad fiscal expenditure growth at -1.5%, the lowest since 2018 [7][33] - Monetary policy remained flexible and targeted, with a reduction in the reserve requirement ratio and adjustments to lending rates to support economic activity [8][39] - Future fiscal measures are expected to accelerate, with plans for the issuance of long-term special bonds to boost infrastructure investment [39] Investment Trends - Fixed asset investment in Q1 2024 grew by 4.5%, with significant contributions from manufacturing and infrastructure sectors [25][28] - The manufacturing investment growth rate was notably high, driven by export recovery and equipment updates, with a focus on high-tech industries [28][30] - Real estate investment continued to decline, with a decrease of 9.5% year-on-year, reflecting ongoing challenges in the housing market [40][42] Consumer Behavior - Consumer spending is showing signs of recovery, with service consumption outpacing goods consumption, indicating a shift in consumer preferences [45] - The retail sales growth rate of 4.7% in Q1 2024 reflects a gradual release of consumer potential, although it remains below pre-pandemic levels [45][47] - The demand for upgraded consumer goods is increasing, supported by policies promoting consumption [45]