Envela ( ELA ) is a leading re-commerce business in the broader circular economy space I have recently discovered. The company has two main businesses. The first one is Consumer, which buys and resells authenticated luxury goods like jewelry, rareAnalyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receivin ...

Live Chat on The Biotech Forum sees frequent discussion of specific covered call trades. To see what covered call trades I am currently executing along with a model portfolio of attractive biotech stocks, just initiate your free trial into The Biotech Forum by clicking HERE .Bret Jensen has over 13 years as a market analyst, helping investors find big winners in the biotech sector. Bret specializes in high beta sectors with potentially large investor returns.Bret leads the investing group The Biotech Forum, ...

It's been a wild ride already in January for the stock market, but few industries have been as roundly shaken as major healthcare insurers. News on Medicare reimbursement rates sent the stocks of UnitedHealth Group (With combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the industry today. He has been a regular contributor on Seeking Alp ...

Core Insights - The national average mortgage rates are currently favorable for many buyers and refinancers, with the average 30-year fixed mortgage rate at 5.91% and the 15-year fixed rate at 5.44% [1][16][17] Current Mortgage Rates - The average 30-year fixed mortgage rate is 5.91% and the 15-year fixed rate is 5.44% [1][16] - Other mortgage rates include: - 20-year fixed: 5.86% - 5/1 ARM: 5.93% - 7/1 ARM: 6.04% - 30-year VA: 5.50% - 15-year VA: 5.13% - 5/1 VA: 5.16% [4] Mortgage Refinance Rates - Current mortgage refinance rates are generally higher than purchase rates, but specific rates were not detailed in the provided content [3] Mortgage Payment Calculations - For a $300,000 mortgage: - 30-year term at 5.91% results in a monthly payment of approximately $1,781 and total interest of $341,279 over the loan's life - 15-year term at 5.44% results in a monthly payment of approximately $2,442 and total interest of $139,508 [8] Fixed vs. Adjustable-Rate Mortgages - Fixed-rate mortgages lock in the interest rate for the entire loan term, while adjustable-rate mortgages (ARMs) have a fixed rate for an initial period before adjusting based on market conditions [9][10] - ARMs typically start with lower rates but can increase after the initial period [11] Strategies for Lower Mortgage Rates - To secure lower mortgage rates, borrowers should aim for higher down payments, excellent credit scores, and low debt-to-income ratios [12] - Waiting for rates to drop may not be the best strategy; focusing on personal finances is recommended [13] Choosing a Mortgage Lender - It is advisable to apply for mortgage preapproval with multiple lenders within a short time frame to facilitate accurate comparisons [14] - When comparing lenders, the annual percentage rate (APR) should be considered as it reflects the true cost of borrowing [15] Future Rate Expectations - Forecasts indicate that the 30-year mortgage rate may remain around 6.1% through 2026, with predictions from Fannie Mae suggesting a rate near 6% by the end of the year [18]

Core Viewpoint - French IT company Capgemini announced the sale of its U.S. subsidiary Capgemini Government Solutions following pressure to clarify a contract signed with U.S. immigration authorities [1] Group 1 - Capgemini is divesting its U.S. subsidiary, indicating a strategic shift in its operations [1] - The decision comes amid scrutiny regarding a specific contract related to U.S. immigration [1]

They are great long-term options.Over the past decade, AbbVie (ABBV +1.17%) and Mastercard (MA 0.91%) have produced strong market returns. Their performance is even better once we account for dividends reinvested. That is one of the reasons income investing is so powerful: Dividends can significantly boost long-term returns. With that said, here is why AbbVie and Mastercard remain excellent dividend picks today. 1. AbbVieThere is at least one thing that makes AbbVie an outstanding dividend stock. The compan ...

Core Viewpoint - Eight OPEC+ countries have agreed in principle to maintain a planned pause in their oil output hikes for March, indicating a strategic decision to stabilize oil prices amid market fluctuations [1] Group 1 - The decision comes from three OPEC+ sources and is reflected in a draft statement seen by Reuters, highlighting the collaborative approach among member countries [1] - This pause in output hikes suggests a focus on managing supply levels to prevent oversaturation in the oil market, which could lead to price declines [1] - The agreement is part of ongoing discussions within OPEC+ to balance production levels and support global oil prices [1]

Core Viewpoint - The analyst previously held a bearish stance on OneWater Marine (ONEW) but has identified two factors that could prompt a more favorable outlook on the stock [1]. Group 1: Analyst Background - The analyst is the founder of Goulart's Restaurant Stocks, focusing on the U.S. restaurant industry, including various segments from quick-service to fine dining [2]. - The research firm applies advanced financial modeling and sector-specific KPIs to uncover hidden value in public equities, particularly in micro and small caps often overlooked by mainstream analysts [2]. - The analyst has a strong academic background with an MBA in Controllership and Accounting Forensics and a Bachelor's in Business Administration, along with specialized training in valuation and financial modeling [2].

Core Insights - BYD's vehicle sales experienced a significant decline of 30.1% in January compared to the same month last year, marking the fifth consecutive month of sales decrease [1] Company Summary - The decline in sales is attributed to external uncertainties and intense competition within the electric vehicle market [1]

The conglomerate is still the ultimate sleep-well-at-night stock.Has Berkshire Hathaway (BRK.A +1.19%) (BRK.B +0.80%) lost its luster now that Warren Buffett has stepped down as CEO? Some might think so, but I don't.Sure, Berkshire has lagged well behind the S&P 500 (^GSPC 0.43%) since Buffett announced at the company's annual shareholder meeting in May 2025 that he planned to pass the torch to Greg Abel. However, I believe there's one especially compelling reason why now is a great time to buy Berkshire Ha ...