iREIT+HOYA Capital is the premier income-focused investing service on Seeking Alpha. Our focus is on income-producing asset classes that offer the opportunity for sustainable portfolio income , diversification , and inflation hedging . Get started with a Free Two-Week Trial and take a look at our top ideas across our exclusive income-focused portfolios.The market continues to favor expensive stocks, with the S&P 500 ( SPY ) trading at a forward PE of 25.5. It’s important to keep in mind, however, that this ...

Core Insights - Ford reported strong Q3 results, earning 45 cents per share, exceeding the expectation of 36 cents per share, with revenue of over $47 billion, surpassing Wall Street's forecast by $4 billion [1][6] Financial Performance - EBIT for the quarter was $2.6 billion, flat compared to the previous year, with an EBIT margin of 5.1%, slightly below last year's 5.5% [2] - Free cash flow reached $4.3 billion, significantly higher than the previous year [2] Division Performance - The commercial vehicles division performed well, generating a profit of $1.98 billion [2] - Internal combustion engine vehicles contributed a profit of $1.54 billion [2] - The electric vehicle (EV) segment reported a loss of $1.41 billion, despite an increase in EV sales compared to the previous year [2][3] Supply Chain Challenges - The company faced a $1 billion impact from tariff costs, which was lower than initial expectations [3] - An aluminum fire at Nollis, a supplier in upstate New York, has restricted production, with an estimated impact of $1.5 to $2 billion on Ford this year [4] Strategic Adjustments - To mitigate the impact of aluminum shortages on F-150 and Super Duty production, Ford plans to increase F-Series production by 50,000 vehicles in 2026 and add 1,000 jobs at its plants in Kentucky and Michigan [5] Future Guidance - Ford's EBIT guidance for the full year is adjusted to $6 to $6.5 billion, down by approximately $0.5 billion from previous expectations [6] - The free cash flow forecast for 2025 is set at $2.3 billion [6]

Group 1 - The market is currently favoring expensive stocks, with the S&P 500 trading at a forward PE of 25.5, indicating a preference for higher valuation stocks [2] - It is noted that the high valuation of the S&P 500 does not represent the majority of stocks in the market, suggesting a divergence in stock performance [2] Group 2 - iREIT+HOYA Capital focuses on income-producing asset classes that provide sustainable portfolio income, diversification, and inflation hedging [1]

Core Insights - The article emphasizes the importance of financial preparedness in the face of economic uncertainties, highlighting that long-term savings goals can often be overshadowed by immediate survival needs due to past financial crises. Group 1: Financial Assessment and Planning - Assessing one's financial status is crucial, which involves taking an inventory of current resources and listing essential spending needs to create an organized plan [3] - Building a budget is essential for tracking income and expenses, helping to identify areas for potential cutbacks and ensuring wise spending [4] Group 2: Emergency Preparedness - Starting an emergency fund, even with small contributions, is recommended to accumulate savings for unexpected financial challenges [5] - Utilizing windfalls like bonuses or tax refunds to bolster the emergency fund is advised, along with following the 50/30/20 rule for budgeting [6] Group 3: Income Generation and Debt Management - Establishing a passive income stream through gig economy opportunities can provide additional financial security [7] - Paying off high-interest credit card balances is crucial to avoid accumulating debt and to maintain available credit for emergencies [8]

Core Insights - Greenlight Capital's funds returned -3.6% in Q3 2025, underperforming the S&P 500 index which returned 8.1% during the same period [1] - Year-to-date, the fund returned 0.4%, significantly lower than the S&P 500's 14.8% [1] Company Analysis: PG&E Corporation (NYSE:PCG) - PG&E Corporation is a regulated utility in California, involved in the transmission and distribution of electricity and natural gas [3] - The stock of PG&E Corporation had a one-month return of 9.05%, but it has lost 19.82% of its value over the past 52 weeks [2] - As of October 23, 2025, PG&E's stock closed at $16.30 per share, with a market capitalization of $35.903 billion [2] - Greenlight Capital established a medium-sized position in PG&E at an average price of $15.15 per share [3] - The company operates as a local monopoly, theoretically earning a guaranteed return on capital invested, but faces complications due to political factors affecting cost recoveries from disasters like wildfires [3] - California's regulated utilities, including PG&E, have a higher cost of capital compared to those in other states, leading to increased prices for residents [3] - Affordability of utility services has become a significant political issue in California, prompting state officials to seek reforms [3]

Core Insights - Macy's has opened a 1.4 million-square-foot automated warehouse in China Grove, North Carolina, aimed at modernizing operations and enhancing customer experience [1][2] - The warehouse is expected to handle nearly 30% of Macy's digital supply chain capacity, improving online order fulfillment and inventory management [2][3] - This $548 million investment is part of Macy's strategy to reverse a 2.5% year-over-year decline in net sales reported in Q2 2025 [3][4] Strategic Shift - Macy's is implementing a "Bold New Chapter" strategy to regain customers and achieve sustainable growth amid ongoing sales declines and store closures [5] - The focus is on the remaining 350 stores, particularly higher-end brands like Bloomingdale's and Bluemercury [6] - The company plans to open 30 smaller-concept stores over the next two years and has revamped 125 existing stores to align with consumer preferences [7] Competitive Landscape - Macy's renewed focus on efficiency and speed is a response to e-commerce giants like Amazon, which have set high consumer expectations for delivery [8][9] - E-commerce is projected to account for nearly 35% of all retail sales by the end of 2025, significantly impacting traditional retail [10] - The average parcel delivery speed has improved by about 40%, highlighting the need for retailers to adapt to faster logistics [11]

Ford Stock Breaks Resistance as Markets Reward Profitable Growth Strategy ByItai Smidt Stock Markets Published 10/24/2025, 01:47 PM Ford Stock Breaks Resistance as Markets Reward Profitable Growth Strategy View all comments (0)0 Itai Smidt Articles(25)|My Homepage Follow GM 3.78% F 12.88% RIVN -0.47% Ford Motor Co. (NYSE:F) surged 10.9% to $13.68 in Friday trading after posting stronger-than-expected third-quarter results that underscored the automaker's financial resilience, operational discipline, and ren ...

Core Points - Adverum is under investigation for potential breaches of fiduciary duty and other legal violations related to its transaction with Eli Lilly [1] - The transaction offers Adverum shareholders $3.56 in cash and contingent value rights potentially worth up to $8.91 per share, totaling a maximum of $12.47 per share [2] - The contingent value rights include up to $1.78 per share contingent on U.S. approval of Ixo-vec within seven years and up to $7.13 per share if annual worldwide net sales exceed $1 billion within ten years [2] - The transaction agreement restricts competing offers for Adverum, imposing significant penalties for accepting alternative bids, raising concerns about the board's fiduciary duties [3] Company and Industry Insights - The Ademi Firm specializes in shareholder litigation concerning buyouts, mergers, and shareholder rights, indicating a focus on protecting investor interests in corporate transactions [4] - The investigation into Adverum reflects broader concerns in the industry regarding the fairness of transactions and the responsibilities of corporate boards to their shareholders [3][4]

Core Insights - IRSA Inversiones y Representaciones S.A. has filed its 20-F Form for Fiscal Year 2025, which ended on June 30, 2025, with the SEC [1][4] - The company is recognized as Argentina's largest and most diversified real estate firm, with shares listed on both BYMA and the New York Stock Exchange [2][4] - IRSA manages a significant portfolio that includes shopping centers, office buildings, and luxury hotels, and holds a stake in Banco Hipotecario, the largest mortgage supplier in Argentina [2][4] Company Overview - IRSA is the leading real estate company in Argentina, focusing on a diverse range of properties [2] - The company operates a growing portfolio primarily in Buenos Aires, which includes shopping centers and office buildings [2] - In addition to real estate, IRSA has investments in the banking sector through its stake in Banco Hipotecario [2]

October is turning out to be quite a month for the crypto industry. When Bitcoin (BTC) hit a new all-time high (ATH) north of $126,000 during the first week, it seemed like "Uptober." But the moment President Donald Trump threatened to impose a 100% tariff on China toward the end of the second week, it turned out to be "Rektober." Yesterday, Trump surprised the crypto industry when he pardoned convicted Binance founder Changpeng “CZ” Zhao. Related: Binance founder reacts to Trump’s presidential pardon Th ...