🗞️ Need to catch up on the news? Here's our top 10 from today:🔸 US Senate Banking Committee says it's working together with SEC Chair Paul Atkins on crypto market structure bill, aiming to position America as the global crypto capital.🔹CFTC announces a 35-member Innovation Advisory Committee which includes CEOs from Coinbase, Polymarket, Ripple, Kraken, Gemini, Chainlink Labs, and Robinhood.🔸 Coinbase added $39 million worth of Bitcoin in Q4 2025.🔹 Coinbase missed Q4 estimates, reporting a $667 million loss ...

🚨JUST IN: SWIFT JOINS CHAINLINK FOR BANK OF ENGLAND SYNCHRONISATION LAB TEST@Swiftcommunity has been selected to participate in the @bankofengland Synchronisation Lab.The payments platform joins @Chainlink to test both PvP and DvP tokenized securities settlement.Chainlink 🤝 SWIFT ...

🔥 JUST IN: SWIFT joins the Bank of England Synchronisation Lab to test cross-border FX and DvP tokenized securities settlement. https://t.co/PIwve0P2Mm ...

"In a few years, blockchain will become completely invisible. End consumers won't care what chain, what platform, they'll just move assets and trade securities in a whole new paradigm."Devendra Verma from SWIFT on the future of digital rails at #ConsensusHK. https://t.co/FyoGEExoRF ...

Core Viewpoint - SWIFT is launching a new global payments scheme aimed at making cross-border transfers for consumers and small businesses as fast and predictable as domestic payments, with a phased rollout starting in 2026 [1][3]. Group 1: Initiative Details - The new payments scheme will involve more than 40 banks in its development and aims to address issues such as slow delivery, unclear fees, and unpredictable exchange rates in cross-border payments [1][3]. - Participating banks will adhere to a strict rulebook that includes upfront disclosure of fees and foreign exchange rates, guaranteed full-value delivery, and end-to-end visibility on payment status [3][4]. Group 2: Industry Context - The announcement reflects a strategic shift in response to the challenges faced by traditional banking in cross-border retail payments, which have lagged behind domestic payments that settle in seconds [2][5]. - Fintech firms and blockchain-based networks have capitalized on the inefficiencies of the current correspondent banking model, which often results in delays and value loss during international transfers [5].

RT Ethereum (@ethereum)Ethereum is the #1 choice for global financial institutions.Over the last few months, adoption has accelerated. Here are 35 stories of how institutions are building on Ethereum.1/ @krakenfx launched xStocks on Ethereum, issuing tokenized versions of popular U.S. stocks and ETFs as ERC-20 tokens.Kraken’s eligible clients can now deposit and withdraw fully collateralized equities, directly on Ethereum.2/ @OndoFinance launched Ondo Global Markets on Ethereum with 100+ tokenized U.S. stoc ...

Key Insights - The global payment industry underwent significant changes in 2025, with stablecoins emerging as a key infrastructure for payments, gaining widespread recognition and acceptance [3] - The development of Central Bank Digital Currencies (CBDCs) has been hesitant, with various countries taking different stances on their implementation [4] - The rise of AI applications in payments, particularly through AI Agents, has transformed transaction processes and user experiences [5] - The integration of Web2 and Web3 has become a hot topic, as traditional payment giants adapt to the growing influence of stablecoins [6] - The acceleration of e-wallet adoption is reshaping the global payment landscape, challenging traditional card networks [7] - A surge in mergers and acquisitions within the payment sector indicates a shift towards more specialized services and localized operations [8] - Strengthened anti-money laundering regulations are creating new challenges and changes in the payment industry [9] - A trend towards reducing payment fees is emerging, driven by competition and regulatory pressures [10][11] - The global payment infrastructure is undergoing reconstruction, with initiatives like SWIFT's ISO 20022 migration enhancing efficiency and transparency [12] - Emerging markets are gaining attention from payment companies, with significant investments and expansions occurring in regions like Africa and South America [13]

Core Insights - Ethereum has made significant progress in gaining acceptance among centralized institutions in 2025, a year marked by major regulatory changes in the crypto industry [2][3] - The network's builders have historically focused on technical achievements and decentralization, but this year has seen a shift towards broader economic and political engagement [1][2] Group 1: Institutional Adoption - Centralized institutions are urgently expanding their businesses onto blockchain networks, with a notable preference for Ethereum's multi-layer network model [5][6] - Major financial players, including Fidelity and SWIFT, have chosen Ethereum for their tokenization projects, indicating a strong institutional validation of the network [6][7] - The trend of adopting Ethereum has occurred organically, driven by its perceived suitability for business rather than through aggressive marketing efforts [5][6] Group 2: Global Reach - Financial institutions from various regions, including Upbit in South Korea, Ant Group in China, and Amundi in Europe, have engaged in tokenization projects using Ethereum [7] - The success of Ethereum in institutional settings is exemplified by the establishment of layer-2 networks, such as Base, which have gained traction in Wall Street circles [6][7]

Core Insights - FISCO BCOS has established itself as one of the largest and most active domestic open-source alliance blockchain ecosystems in China, gathering over 5,000 institutions and 100,000 individual developers, with 600 industry digitalization benchmark applications [1][24][20] - The value reassessment of FISCO BCOS revolves around three main logics: deep integration with the real economy, driving data infrastructure upgrades, and stimulating global financial innovation [1][27][32] Group 1: Industry Applications - The blockchain applications cover 19 major fields, with significant benchmark case results in infrastructure, cross-border services, smart governance, green low-carbon initiatives, healthcare, social welfare, rural revitalization, financial services, and more [2][43] - In the infrastructure sector, the Blockchain Service Network (BSN) has established a national digital credential system, while cross-border data verification platforms have addressed credit isolation issues, facilitating cross-border financing and talent mobility [2][8] - In the financial services sector, blockchain solutions have alleviated financing difficulties for small and micro enterprises through supply chain finance systems and regional equity platforms [2][10] Group 2: Technological Advancements - FISCO BCOS boasts a high performance of over 200,000 TPS (transactions per second) and is compatible with mainstream software and hardware, integrating privacy computing and artificial intelligence technologies [2][24] - The open-source nature of FISCO BCOS promotes multi-party collaboration, forming a trusted collaborative network across industries and regions [2][24] Group 3: Future Directions - FISCO BCOS aims to continue deepening technological development and expanding application scenarios, pushing blockchain further into production and daily life, becoming a cornerstone of the digital civilization era [2][20] - The establishment of cross-border data verification platforms, such as the Shenzhen-Singapore platform, exemplifies the practical value and demonstration effect of blockchain in enhancing economic cooperation and talent flow [28][30]

🔥 JUST IN: SWIFT and 30+ banks are designing a blockchain ledger to support tokenized assets alongside existing financial systems.SWIFT already connects over 11,500 financial institutions across 200+ countries. https://t.co/EHghi1C34Z ...