运营商财经网 张运迪/文 2016年后，刘小军跨入公司核心管理层，先后出任中信信托业务总监、副总经理等职。在任期间，对泛 资管时代的信托公司业务定位、产品布局、投资运作等积累了深入的研究和实践 2024年2月，刘小军出任重庆发展投资公司董事长。一年后，2025年3月，其职业生涯迎来转折，加入重 庆农商行，接棒谢文辉担任该行党委书记，直至此次正式履新董事长职务。 有意思的是，一般来说，上市银行董事长任职资格获得监管批复的时长，大约在1至4个月不等。而刘小 军的任职资格批复时长，达到了近10个月之久。 之前，因其任职资格一直未获监管批复，该行行长隋军一直处于代为履职状态。根据《中资商业银行行 政许可事项实施办法》规定，代为履职的时间不得超过6个月。显然，行长隋军代为履职的时间曾存在 超期情况。 近日，重庆农商行发布公告称，该行近日已收到批复，国家金融监督管理总局重庆监管局已核准刘小军 担任该行董事长的任职资格。 公开信息显示，刘小军出生于1976年12月，今年50岁；是经济学硕士，还有经济师职称。 从工作经历看，刘小军具备横跨国有大行、头部信托、地方金融平台的复合型管理背景。 早年间，刘小军曾供职于建行总行，曾任 ...

Core Viewpoint - The State Council's recent meeting has outlined a comprehensive policy package aimed at promoting domestic demand through financial and fiscal collaboration, focusing on enhancing consumer spending capabilities by optimizing personal consumption loan interest subsidy policies [1] Group 1: Policy Implementation - The "double subsidy" policy for personal consumption loans will be optimized, including expanding the range of institutions eligible for subsidies and simplifying the approval process by breaking down data barriers between government departments and financial institutions [1][6] - The initial implementation of the subsidy policy has seen significant engagement from major banks, with Industrial and Commercial Bank of China issuing nearly 400 billion yuan in personal consumption loans by the end of November 2025, and Agricultural Bank of China reporting a balance of 1.46 trillion yuan in personal consumption loans, with a growth rate of 9.4% [2] Group 2: Expansion of Eligible Institutions - The current subsidy policy covers 18 national commercial banks and several leading consumer finance companies, with expectations for further expansion to include more regional banks, enhancing the policy's reach [3][4] - Local governments, such as those in Chongqing and Sichuan, have already begun to integrate regional banks into the subsidy framework, demonstrating a trend towards a "national and local subsidy" model that could be adopted by more provinces [4] Group 3: Financial Impact and Recommendations - The consumer finance sector is expected to benefit significantly from the subsidy policy, particularly for smaller banks that serve clients more affected by economic downturns, thus increasing the marginal utility of the subsidies [5] - Recommendations for optimizing the subsidy policy include establishing differentiated subsidy strategies based on regional development levels and specific consumer needs, as well as integrating digital technologies to enhance monitoring and efficiency in fund allocation [6][7]

Core Viewpoint - The State Council's recent meeting has outlined a comprehensive policy package aimed at promoting domestic demand through financial and fiscal collaboration, particularly focusing on enhancing consumer spending capacity through optimized loan subsidy policies [1] Group 1: Policy Implementation - The "double subsidy" policy will optimize the implementation of loans for service industry entities and personal consumption loans, aiming to increase the supply of quality services and enhance consumer spending ability [1] - The policy includes a 1% interest subsidy for personal consumption loans under certain conditions, with a maximum subsidy of 3,000 yuan per borrower for loans above 50,000 yuan [3] Group 2: Financial Institution Participation - The initial batch of institutions eligible for the subsidy includes 18 national commercial banks and several leading consumer finance companies, with expectations for the expansion of eligible institutions in future policy adjustments [4] - Financial institutions have increased credit issuance in the consumer sector, with significant loan disbursements reported by major state-owned banks [3] Group 3: Regional Policy Adaptation - Several provinces, including Chongqing, Sichuan, and Guizhou, have already included local banks in the subsidy policy, demonstrating a trend towards regional adaptation of the national policy [6] - The "national subsidy + local subsidy" model is expected to be adopted by more provinces, enhancing policy coverage and efficiency in reaching consumers [6] Group 4: Future Policy Optimization - Future policy evaluations may lead to the extension of the subsidy period and adjustments in the range of supported institutions, with a focus on managing financial risks and ensuring effective policy execution [9] - Recommendations for optimizing the subsidy policy include establishing differentiated subsidy strategies based on regional development levels and specific consumer needs, as well as improving data sharing between government and financial institutions to streamline loan approval processes [10][11]

（编辑 任世碧） 证券日报网讯 1月12日，渝农商行发布公告称，本行部分董事、高级管理人员于2026年1月5日至1月7日 期间，以自有资金从二级市场买入本行A股股票192，000股，成交价格区间为每股人民币6.36元至6.42 元。 ...

1月12日，渝农商行公告，部分董事及高级管理人员于2026年1月5日至1月7日以自有资金从二级市场合 计增持该行A股股票19.2万股，成交价格区间为每股人民币6.36元至6.42元。其中，刘小军买入50000 股，隋军买入47000股，张进买入30000股，谭彬买入15500股，唐莉买入29500股，刘祎买入20000股。 上述人员确认在法定期限内不减持其持有股份，该行将持续关注并依法披露相关信息。 | 姓名 | 职务 | 买入数量(股) | 变动后持股数(股) | | --- | --- | --- | --- | | 刘小军 | 执行董事、董事长 | 50.000 | 50.000 | | 陪军 | 执行董事、行长 | 47.000 | 122.400 | | 张进 | 副行长 | 30.000 | 30.000 | | 遭彬 | 副行长 | 15.500 | 15.500 | | 唐莉 | 副行长 | 29.500 | 29.500 | | 刘伟 | 副行长(拟任) | 20.000 | 20.000 | 责任编辑：钟离 银行频道更多独家策划、专家专栏，免费查阅>> ...

重庆农商行表示，上述董事、高级管理人员确认，本次股票交易均遵守适用的证券交易规则，在法定期 限内不减持其持有的该行股份。重庆农商行将持续关注上述增持主体持有该行股份变动的有关情况，并 按照法定要求及时履行信息披露义务。 北京商报讯（记者 孟凡霞 周义力）1月12日，重庆农商行发布公告，该行部分董事、高级管理人员于 2026年1月5日至1月7日期间，以自有资金从二级市场买入该行A股股票19.2万股，成交价格区间为每股 人民币6.36元至6.42元。其中，执行董事、董事长刘小军增持该行5万股股份，变动后持股数为5万股股 份；执行董事、行长隋军增持该行4.7万股股份，变动后持股数为12.24万股股份；副行长张进增持该行3 万股股份，变动后持股数为3万股股份；副行长谭彬增持该行1.55万股股份，变动后持股数为1.55万股股 份；副行长唐莉增持该行2.95万股股份，变动后持股数为2.95万股股份；拟任副行长刘祎增持该行2万股 股份，变动后持股数为2万股股份。公告显示，刘祎担任该行副行长的任职资格尚需取得国家金融监督 管理总局重庆监管局核准。 ...

证券代码：601077 证券简称：渝农商行 公告编号：2026-002 重庆农村商业银行股份有限公司 关于部分董事、高级管理人员增持本行股票的公告 本行将持续关注上述增持主体持有本行股份变动的有关情况，并按照法定要 求及时履行信息披露义务。 特此公告。 重庆农村商业银行股份有限公司董事会 2026 年 1 月 12 日 重庆农村商业银行股份有限公司（以下简称"本行"）部分董事、高级管理 人员于 2026 年 1 月 5 日至 1 月 7 日期间，以自有资金从二级市场买入本行 A 股 股票 192,000 股，成交价格区间为每股人民币 6.36 元至 6.42 元，具体情况如下： | 姓名 | 职务 | 买入数量（股） | 变动后持股数（股） | | --- | --- | --- | --- | | 刘小军 | 执行董事、董事长 | 50,000 | 50,000 | | 隋军 | 执行董事、行长 | 47,000 | 122,400 | | 张进 | 副行长 | 30,000 | 30,000 | | 谭彬 | 副行长 | 15,500 | 15,500 | | 唐莉 | 副行长 | 29,500 | 29 ...

1月12日金融一线消息，渝农商行公告，部分董事及高级管理人员于2026年1月5日至1月7日以自有资金 从二级市场合计增持本行A股股票19.2万股，成交价格区间为每股人民币6.36元至6.42元。其中，刘小军 买入50000股，隋军买入47000股，张进买入30000股，谭彬买入15500股，唐莉买入29500股，刘祎买入 20000股。上述人员确认在法定期限内不减持其持有股份，本行将持续关注并依法披露相关信息。 | 姓名 | 职务 | 买入数量(股) | 变动后持股数(股) | | --- | --- | --- | --- | | 刘小军 | 执行董事、董事长 | 50.000 | 50.000 | | 陪军 | 执行董事、行长 | 47.000 | 122.400 | | 张进 | 副行长 | 30.000 | 30.000 | | 遭彬 | 副行长 | 15.500 | 15.500 | | 唐莉 | 副行长 | 29.500 | 29.500 | | 刘伟 | 副行长(拟任) | 20.000 | 20.000 | 责任编辑：李琳琳 1月12日金融一线消息，渝农商行公告，部分董事及高级管理人员于202 ...

MACD金叉信号形成，这些股涨势不错！ 格隆汇1月12日｜渝农商行公告，部分董事及高级管理人员于2026年1月5日至1月7日以自有资金从二级 市场合计增持本行A股股票19.2万股，成交价格区间为每股人民币6.36元至6.42元。其中，刘小军买入 50000股，隋军买入47000股，张进买入30000股，谭彬买入15500股，唐莉买入29500股，刘祎买入20000 股。上述人员确认在法定期限内不减持其持有股份，本行将持续关注并依法披露相关信息。 ...

Market Overview - The agricultural commercial bank sector experienced a decline of 0.14% on January 12, with Yunnan Agricultural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 4165.29, up 1.09%, while the Shenzhen Component Index closed at 14366.91, up 1.75% [1] Individual Bank Performance - Zijin Bank closed at 2.79, with an increase of 0.72% and a trading volume of 386,600 shares, totaling a transaction value of 107 million yuan [1] - Su Nong Bank closed at 5.06, up 0.40%, with a trading volume of 204,900 shares, totaling 104 million yuan [1] - Ruifeng Bank closed at 5.51, up 0.36%, with a trading volume of 181,100 shares, totaling approximately 99.28 million yuan [1] - Qing Nong Bank closed at 3.11, up 0.32%, with a trading volume of 422,100 shares, totaling 131 million yuan [1] - Yunnan Agricultural Commercial Bank closed at 6.51, down 0.91%, with a trading volume of 690,100 shares [1] Capital Flow Analysis - The agricultural commercial bank sector saw a net outflow of 59.28 million yuan from institutional investors, while retail investors contributed a net inflow of 49.11 million yuan [1] - The table of capital flow indicates that Changshu Bank had a net inflow of 7.30 million yuan from institutional investors, while it faced a net outflow of 22.43 million yuan from speculative funds [2] - Yunnan Agricultural Commercial Bank experienced a net outflow of 21.20 million yuan from institutional investors, but a net inflow of 42.56 million yuan from speculative funds [2]