The only cure for the Breakpoint hangover is more shipping 🚢🚢🚢Wrapping up 2025 the only way Solana knows how.Here's everything we remember that happened:📰 Headline News- @Visa is on track to settle $3.5b annually on Solana- @coinbase enabled DEX trading for Solana tokens in their app- NEAR from @NEARProtocol is now live on Solana- Lightspeed from @Blockworks_ enabled applications for funds with $50M+ AUM- @qdayclock launched quantum readiness on a Solana testnet- @InvescoUS debuted a Solana ETF in partnersh ...

RT Joseph Young (@iamjosephyoung)ethereum + base now settle $180 BILLION in raw stablecoin volume EVERY DAY.even if you aggressively strip out the noise and MEV, it's around ~$40B in organic daily settlement.for context: that’s comparable in scale to visa’s daily payment volume.believe in ETH. https://t.co/rpsmVTGXia ...

Core Insights - Visa Inc. has successfully completed hundreds of secure, agent-initiated transactions, marking a significant step towards mainstream adoption of AI-driven payments by 2025 [1] - Nearly 47% of U.S. shoppers are currently using AI tools for various shopping tasks, indicating a major shift in consumer behavior [1] - Visa anticipates that millions of consumers will utilize AI agents for purchases by the 2026 holiday season, building on its Visa Intelligent Commerce initiative [1] Visa's Initiatives - Visa is collaborating with over 30 partners to develop AI-driven commerce solutions, with more than 20 agents integrating with Visa Intelligent Commerce [1] - The company is expanding its Intelligent Commerce framework globally, with pilot programs expected to launch in Asia Pacific and Europe in early 2026, and preparations underway in Latin America and the Caribbean [2] - In the Middle East, Visa is partnering with Aldar to facilitate AI agent payments for repetitive fees in the UAE [2] Technology and Security - Visa is establishing standards for trusted agentic transactions through the introduction of the Trusted Agent Protocol, which helps merchants differentiate between malicious bots and legitimate AI agents [2] - Akamai has joined Visa in supporting the Trusted Agent Protocol, enhancing identity, authentication, and fraud controls for AI-driven commerce [4] Partner Contributions - Skyfire is enabling product recommendations and purchases through browser automation for Consumer Reports [3] - Nekuda is facilitating seamless purchases from fashion apps via one-click checkout integrations [3] - PayOS is providing payment infrastructure for agent-driven checkouts with online retailers [3] - Ramp is applying Visa Intelligent Commerce to streamline B2B payments and enhance cashback opportunities for corporate clients [3]

Core Viewpoint - The A-share index experienced a collective rise on December 19, driven by news related to stablecoins, with the fintech and software development sectors showing strong performance [1] Group 1: Market Performance - The ChiNext software ETF Huaxia (159256) saw its gains expand to nearly 1%, with constituent stocks such as Sifang Jingchuang and Caixun shares rising over 5% [1] - Leading stocks in the sector included Aerospace Zhizhuang, Chuangye Huikang, and Zhongke Chuangda, which led the gains [1] Group 2: Industry Developments - Visa launched a stablecoin settlement service based on USDC in the U.S., allowing card-issuing and acquiring banks to settle VisaNet transactions via the Solana blockchain, enhancing liquidity management efficiency with near real-time fund clearing [1] - The software industry plays a crucial role in the AI industry chain, primarily in the midstream technology layer and downstream application layer, providing essential technical support and facilitating the implementation of AI applications [1] Group 3: Strategic Insights - Longjiang Securities highlighted that in the context of intensified Sino-U.S. technological competition, achieving complete autonomy in key areas is essential for China's technological development, particularly in the context of supply chain security [1] - As critical policy assessment years like 2025 approach, domestic operating systems and foundational software within the Xinchuang industry chain are areas of significant focus [1]

Core Insights - Visa Inc. is enhancing its role in digital commerce by collaborating with Akamai to improve transaction security for AI-driven shopping agents, addressing the growing need for trust in autonomous transactions [2][4] - The integration of Visa's Agent Protocol with Akamai's behavioral intelligence allows merchants to authenticate AI agents and validate consumer intent, which is essential as automated shopping experiences evolve [3][9] - This initiative not only focuses on secure payments but also aims to reshape accountability and verification in AI-led commerce, potentially influencing competitive dynamics in the industry [5] Competitive Landscape - Competitors such as Mastercard and Affirm are also advancing their AI commerce strategies, with Mastercard's Agent Pay focusing on secure interactions between AI agents and merchants [6] - Affirm is collaborating with Google to support AI-driven payment solutions, enhancing the integration of buy now, pay later services with AI agents [7] Financial Performance - Visa's stock has increased by 11.2% over the past year, outperforming the industry, which has seen a decline of 7.3% [8] - The forward price-to-earnings ratio for Visa is 26.14, higher than the industry average of 20.79, indicating a premium valuation [11] - The Zacks Consensus Estimate for Visa's fiscal 2026 earnings suggests an 11.7% increase compared to the previous year, with earnings per share estimates showing significant year-over-year growth [13][14]

Core Insights - Skyfire has developed a fully functional prototype of an AI agent that can autonomously complete consumer purchases in a secure manner, utilizing its Know Your Agent (KYAPay) protocol and Visa's payment infrastructure, marking a significant advancement in agentic commerce [1][4] Group 1: Technology and Functionality - The KYAPay protocol ensures that both consumers and merchants can verify the identity of the AI agent, allowing for secure transactions initiated by non-human actors [2][3] - In a demonstration, an AI agent was tasked with finding the best headphones and successfully completed a purchase on Bose.com, showcasing the agent's ability to evaluate options and execute transactions independently [3][4] - The transaction process is designed to protect sensitive consumer information by providing secure access to Visa credentials, enabling checkout without exposing personal data [4] Group 2: Market Position and Vision - Skyfire positions itself as a comprehensive platform for agentic commerce, equipping AI agents and merchants with the necessary tools for autonomous transactions, including verified identity and tokenized payment methods [5] - The company emphasizes the importance of trust in agentic commerce, stating that verified identity and reliable payment systems are essential for the safe and scalable operation of AI agents in the marketplace [4][5] - Skyfire is backed by notable investors, including Evolution, DCVC, a16z CSX, and Coinbase Ventures, indicating strong market confidence in its technology and business model [5]

Group 1 - Visa has successfully completed hundreds of AI transactions as part of a pilot program initiated after its product event in April [1] - The fintech industry, including Visa, is rapidly developing tools that enable consumers to use AI agents for completing transactions [1] - Visa's head of growth products and partnerships anticipates significant consumer adoption of AI in various environments this year [2] Group 2 - AI is transforming the e-commerce experience, altering how customers browse and purchase goods [2] - Mastercard is testing a feature called Agent Pay for AI-assisted online shopping, while Amazon is trialing a "Buy For Me" service [3] - A survey by Visa indicates that nearly 50% of U.S. shoppers are utilizing AI for purchases, suggesting potential for consistent consumer use [3] Group 3 - Visa plans to launch pilot programs in Asia and Europe next year and is collaborating with over 20 partners on AI agent tools [4]

Week in Solana: Best of Breakpoint 2025! Mega DDoS Attack ThwartedSolana Breakpoint announcements from Yas Island in Abu Dhabi cap off a big week for Solana where this year TradFi met internet capital markets.SOL down 8% to $128, but institutional momentum building! Visa enables USDC settlements for US banks! CME launches SOL futures! Firedancer goes live on mainnet pushing toward 1M TPS! Network survives massive 6 Tbps DDoS attack!Here's this week's breakdown 🧵1/6 ...

Michael Saylor: The U.S. Dollar Is the Biggest Winner in the Stablecoin WaveStrategy co-founder Michael Saylor told CNBC on Nov. 29 that stablecoins and Bitcoin are in “completely different lanes.” He said stablecoins compete with Visa, Mastercard, and the traditional banking system, with the U.S. dollar poised to be the biggest winner as stablecoins expand globally. By contrast, he described Bitcoin as “digital capital” focused on long-term value storage, competing with gold, real estate, public equities, ...

📊 BIG: Total stablecoin supply is up 33% this year to over $304B, with monthly adjusted volumes now exceeding Visa and PayPal, per Delphi Digital. https://t.co/Zfusjq9lCd ...