香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Bank of Qingdao Co., Ltd.* * H 3866 關於公司章程修訂獲監管機構核准 及不再設置監事會的公告 茲提述青島銀行股份有限公司（「本行」）日期為2025年8月28日及2025年9月26日的公告以 及日期為2025年9月8日的通函，內容有關（其中包括）本行2025年第一次臨時股東大會、 2025年第一次A股類別股東大會及2025年第一次H股類別股東大會審議通過公司章程修訂 的相關議案及本行2025年第一次臨時股東大會審議通過不再設置監事會的相關議案。 近日，本行收到《國家金融監督管理總局青島監管局關於青島銀行修改公司章程的批 覆》（青金覆〔2025〕278號），本次修訂後的《青島銀行股份有限公司章程》（「公司章程」）已 獲核准。本次修訂後的公司章程全文已在深圳證券交易所網站(http://www.szse.cn/）、巨 潮資訊網(http://www.cninfo.com.cn ...

青岛银行股份有限公司 董事会薪酬委员会工作规则 （2025 年 11 月修订） 第一章 总 则 第一条 为进一步建立健全青岛银行股份有限公司（以下 简称"本行"）薪酬管理制度，完善本行治理结构，根据《中 华人民共和国公司法》《中华人民共和国商业银行法》《银 行保险机构公司治理准则》《上市公司独立董事管理办法》 《深圳证券交易所股票上市规则》《香港联合交易所有限公 司证券上市规则》（以下简称"《香港上市规则》"）、《青 岛银行股份有限公司章程》（以下简称"本行章程"）及其 他有关法律、行政法规、部门规章、规范性文件及监管机构 的有关规定，本行特设董事会薪酬委员会（以下简称"本委 员会"），并制定本工作规则。 第二条 本委员会是董事会下设的专门工作机构，主要负 责拟定董事和高级管理层成员的考核标准并进行考核，拟 定、审查董事和高级管理人员的薪酬政策与方案，向董事会 提出考核和薪酬方案的建议，并监督方案的实施，或根据董 事会授权就上述事项进行决策。 第二章 人员组成 第三条 本委员会至少由三名具有与本委员会职责相适 应的专业知识和工作经验的董事组成，独立董事人数应超过 1 成员总数的 1/2。 第四条 本委员会的委 ...

青岛银行股份有限公司章程 青岛银行股份有限公司章程 2025 年 11 月 | | | 青岛银行股份有限公司章程 第一章 总 则 第一条 为维护青岛银行股份有限公司（以下简称"本 行"）、股东、职工和债权人的合法权益，规范本行的组织和 行为，根据《中华人民共和国公司法》（以下简称《" 公司法》"）、 《中华人民共和国证券法》（以下简称"《证券法》"）、 《中华人民共和国商业银行法》（以下简称《" 商业银行法》"）、 《银行保险机构公司治理准则》、《上市公司章程指引》、 《上市公司独立董事管理办法》、《香港联合交易所有限公 司证券上市规则》（以下简称"《香港上市规则》"）等法律、 行政法规、部门规章、规范性文件及监管机构的有关规定， 制定本章程。 第二条 本行是依据《公司法》《商业银行法》和其他 有关规定成立的股份有限公司。 本行经中国人民银行（银复[1996]353 号文）批准，于 1996 年 11 月 15 日以发起方式设立，1996 年组建时本行名 称为青岛城市合作银行；1998 年更名为青岛市商业银行股份 有限公司，2008 年更名为青岛银行股份有限公司。 本行于 1996 年 11 月 15 日在青 ...

第二条 本委员会是董事会下设的专门工作机构，主要负 责拟定董事和高级管理层成员的选任程序和选择标准，对董 事和高级管理层成员人选及其任职资格和条件进行遴选、初 步审核，并向董事会提出建议，或根据董事会授权就上述事 项进行决策。 第二章 人员组成 第三条 本委员会至少由三名具有与本委员会职责相适 （2025 年 11 月修订） 第一章 总 则 青岛银行股份有限公司 董事会提名委员会工作规则 第一条 为规范青岛银行股份有限公司（以下简称"本 行"）董事、高级管理人员的产生程序，优化董事会组成， 完善本行治理结构，根据《中华人民共和国公司法》《中华 人民共和国商业银行法》《银行保险机构公司治理准则》《上 市公司独立董事管理办法》《深圳证券交易所股票上市规则》 《香港联合交易所有限公司证券上市规则》《青岛银行股份 有限公司章程》（以下简称"本行章程"）及其他有关法律、 行政法规、部门规章、规范性文件及监管机构的有关规定， 本行特设董事会提名委员会（以下简称"本委员会"），并制 定本工作规则。 第五条 本委员会设主任委员一名，由独立董事担任，负 责主持委员会工作；主任委员在委员内选举，并由董事会选 举产生。 主任委员的 ...

1 会计或法律等某一方面的专业知识和工作经验，且至少有一 名独立董事具备适当的专业资格，或具备适当的会计或相关 的财务管理专长。职工董事可以成为审计委员会成员。 青岛银行股份有限公司 董事会审计委员会工作规则 （2025 年 11 月修订） 第一章 总 则 第一条 为强化青岛银行股份有限公司（以下简称"本 行"）董事会决策功能，做到事前审计、专业审计，确保董 事会对本行财务收支和各项经营活动的有效监督，完善本行 治理结构，根据《中华人民共和国公司法》《中华人民共和 国商业银行法》《银行保险机构公司治理准则》《上市公司独 立董事管理办法》《深圳证券交易所股票上市规则》《香港联 合交易所有限公司证券上市规则》《青岛银行股份有限公司 章程》（以下简称"本行章程"）及其他有关法律、行政法规、 部门规章、规范性文件及监管机构的有关规定，本行特设董 事会审计委员会（以下简称"本委员会"），并制定本工作规 则。 第二条 本委员会是董事会下设的专门工作机构，主要负 责审核本行财务信息及其披露、监督及评估内外部审计工作 和内部控制，并向董事会提出建议，或根据董事会授权就上 述事项进行决策。 第二章 人员组成 第三条 本委员会至 ...

青岛银行股份有限公司（以下简称"本行"）于2025年9月26日召开的2025年第 一次临时股东大会、2025年第一次A股类别股东大会及2025年第一次H股类别股东 大会审议通过了《关于修订<青岛银行股份有限公司章程>的议案》，于2025年9月 26日召开的2025年第一次临时股东大会审议通过了《关于青岛银行股份有限公司不 再设置监事会的议案》。 近日，本行收到《国家金融监督管理总局青岛监管局关于青岛银行修改公司章 程的批复》（青金复〔2025〕278号），本次修订后的《青岛银行股份有限公司章 程》（以下简称"《公司章程》"）已获核准。本次修订后的《公司章程》全文已在 深圳证券交易所网站（http://www.szse.cn/）、巨潮资讯网（http://www.cninfo.com.cn/）、 香港联合交易所有限公司披露易网站（http://www.hkexnews.hk/）及本行网站 （http://www.qdccb.com/）披露，供投资者查阅。自本次修订后的《公司章程》获 核准之日起，本行"董事会战略委员会"更名为"董事会战略和可持续发展委员会"。 证券代码：002948 证券简称：青岛银行 公告编号 ...

Core Viewpoint - Regional banks have seen significant increases in shareholding by executives and institutional investors throughout the year, indicating growing confidence in these financial institutions [1] Group 1: Executive Shareholding Increases - Several regional banks, including Nanjing Bank, Wuxi Bank, Suzhou Bank, Lanzhou Bank, Chengdu Bank, Chongqing Bank, Qingdao Bank, and Xiamen Bank, have reported increases in shareholding by executives and institutional shareholders [1] - Su Nong Bank's management team, including President Wang Liang and Vice Presidents Fei Haibin and Geng Zhi, plans to increase their A-share holdings by no less than 1.8 million yuan within six months starting from November 11, 2025 [1] - Qilu Bank has disclosed that its executives have collectively increased their holdings by approximately 3.15 million yuan, which accounts for 90% of the planned increase amount [1] Group 2: Institutional Shareholding Increases - Qingdao Bank has announced that its shareholder, Qingdao Guoxin Financial Holdings Group Co., Ltd., has recently increased its H-share holdings through the Hong Kong Stock Connect, raising its total shareholding to 15.42%, making it the largest shareholder of the bank [1]

Core Viewpoint - A new wave of shareholder buybacks has emerged among A-share listed banks since November 2025, indicating strong confidence in the banking sector's value and performance [1][3]. Group 1: Shareholder Actions - From November 1 to 24, six listed banks disclosed shareholder or executive buyback activities, with significant purchases from major shareholders in banks like Nanjing Bank and Chengdu Bank [3]. - Notably, Nanjing Bank's largest shareholder, BNP Paribas, increased its stake from 17.02% to 18.06% by acquiring approximately 128.23 million shares, marking its second large-scale buyback this year [6][7]. - Local state-owned enterprises are also actively investing in regional banks, as seen with Chengdu Bank's major shareholders increasing their holdings by 34.24 million shares at a cost of 611 million yuan [7]. Group 2: Market Performance - The banking sector has shown strong performance, with major banks like Bank of China and Industrial and Commercial Bank of China reaching historical highs in stock prices [3]. - Agricultural Bank of China has seen a year-to-date increase of nearly 60%, while several regional banks have also reported gains exceeding 20% [10]. - In November alone, the banking sector's cumulative increase was 2.78%, outperforming other industries, with some banks experiencing significant stock price increases [11]. Group 3: Financial Performance - The overall performance of listed banks has been resilient, with 35 out of 42 banks reporting year-on-year profit growth in the first three quarters of 2025 [9]. - The net interest margin for commercial banks stabilized at 1.42% in Q3 2025, with improvements noted particularly among joint-stock banks and city commercial banks [9]. - The financial stability and positive market actions have created a favorable environment for bank stocks, leading to a revaluation trend [9]. Group 4: Future Outlook - Multiple institutions believe that the banking sector is entering a favorable configuration window, with optimistic expectations for stock performance based on resilient fundamentals and valuation advantages [12]. - The demand for bank stocks is expected to rise due to their defensive attributes, attracting long-term capital from insurance funds and asset management companies [12][13]. - Analysts suggest that the investment logic for 2026 will focus on high dividend yields and defensive characteristics, while also considering the growth potential and long-term value of banks [13].

Core Viewpoint - Qingdao Bank has released a "Foreign Trade Financial White Paper" outlining 17 specific measures to support foreign trade enterprises in enhancing their global presence, aligning with the national strategy of "expanding high-level opening-up" [1][3]. Group 1: Financial Support Initiatives - The bank has established a cross-border financial product system centered around Qingyin Huitong, Qingyin Trade Loan, Qingyin Golden Bridge, and Qingyin Huitong, serving over 5,000 foreign trade enterprises with an international settlement volume exceeding $20 billion and cross-border RMB settlement exceeding 50 billion [1]. - Qingdao Bank aims to integrate financial support for stabilizing foreign trade into its strategic planning, enhancing trade facilitation, and providing comprehensive support for enterprises to "go global" [1][3]. Group 2: Regional Focus and Industry Specialization - The bank focuses on Shandong's foreign trade industry characteristics, particularly in machinery, agricultural products, and textiles, implementing a "one place, one policy" service model [1][9]. - It is developing a comprehensive financial system for bulk commodities, including innovative tools like digital warehouse receipts and specialized shipping financial products to foster competitive regional foreign trade industry clusters [1][12]. Group 3: Cost Reduction and Efficiency Improvement - Qingdao Bank has introduced a series of services aimed at reducing comprehensive costs for enterprises, enhancing funding efficiency, and improving risk response capabilities [2][16]. - Specific measures include fee reductions, cross-border financing price subsidies, and the promotion of specialized credit financing products to help enterprises convert transaction flows into credit resources [17][16]. Group 4: Innovation in Financial Services - The bank is committed to innovating financial service mechanisms and enhancing its cross-border financial service capabilities through the launch of the CIPS direct reference system [1][7]. - It is also exploring digital settlement solutions to support new foreign trade business models, such as cross-border e-commerce and overseas warehouses [17].

Core Viewpoint - The major shareholder, BNP Paribas, has significantly increased its stake in Nanjing Bank, raising its total holding to over 18%, marking a historical high, which reflects confidence in the bank's future development and value growth [1][2]. Shareholding Changes - BNP Paribas acquired approximately 128 million shares from September 29 to November 20, increasing its direct holding from 4.27% to 5.31%, while the total holding of BNP Paribas and its concerted parties rose from 17.02% to 18.06% [1][5]. - Other major shareholders, including Zijin Group and Nanjing Gaoke, have also increased their stakes in Nanjing Bank in recent months, indicating a trend of confidence among major stakeholders [6][7]. Financial Performance - For the first three quarters of 2025, Nanjing Bank reported a revenue of 41.949 billion yuan, a year-on-year increase of 8.79%, and a net profit of 18.005 billion yuan, up 8.06% [6]. - The bank's total assets exceeded 2.96 trillion yuan, reflecting a growth of 370.908 billion yuan compared to the end of the previous year [6]. Market Sentiment - The stock price of Nanjing Bank has increased by 12.61% over the past two months, demonstrating positive market sentiment following the major shareholders' increased holdings [7]. - Other banks in the sector, such as Qingdao Bank and Chengdu Bank, have also seen significant increases in shareholding from their major shareholders, indicating a broader trend of confidence in the banking sector [8]. Valuation Context - Despite recent increases in bank stock prices, overall valuation levels remain low, with the A-share banking sector trading at a price-to-book (PB) ratio of 0.73, suggesting potential for further valuation recovery [9].