Crypto clarity is officially back on the table. And this is something very, very important because again, we know how important clarity is for crypto to thrive. Now, before we really get into the details of that, I do have a few other things that I want to go over.Like for an example, this big Ripple victory that just happened. Now, we thought that all of the litigation and the cases were behind us. Well, there was still a major class action lawsuit that was still in question and that is now completely shut ...

Core Viewpoint - XRP experienced a significant price rally to $3.65 in July 2025, driven by optimism surrounding the SEC lawsuit and renewed retail interest, but has since fallen to around $1.90, approximately 50% below its peak [1][6]. Group 1: Market Sentiment and Predictions - Standard Chartered set a target of $8 for XRP, with Ripple's CEO, Brad Garlinghouse, noting a "massive sea change" in Wall Street's interest that has not yet been reflected in crypto markets [2]. - Garlinghouse emphasized that regulatory progress, particularly with the GENIUS Act and the upcoming CLARITY Act, is crucial for Ripple's long-term outlook, rather than short-term price fluctuations [3]. - Despite Garlinghouse's bullish outlook for the broader crypto market to reach all-time highs in 2026, XRP's price has not followed suit due to various market dynamics [4][7]. Group 2: Factors Affecting XRP Price - Post-lawsuit profit-taking has led to increased selling pressure, as many early investors sold their holdings after the SEC settlement, contributing to a supply overhang [11][8]. - Capital rotation towards Bitcoin and Ethereum has left payment tokens like XRP behind, as speculative interest has shifted to other narratives such as DeFi and AI [13]. - ETF inflows for XRP have been below expectations, with only $1.3 billion attracted since November 2025, which is significantly lower compared to Bitcoin and Ethereum products [14][15]. - Macro conditions, including high interest rates, have suppressed risk appetite, leading investors to favor yield-bearing assets over payment-focused tokens like XRP [16]. Group 3: Price Outlook Scenarios - The bullish case for XRP suggests a potential rally to $3.50-$5.00 if ETF inflows exceed $3 billion and the CLARITY Act is passed, alongside increased institutional adoption [22]. - The base case predicts stabilization between $2.50 and $3.50 with moderate ETF inflows and gradual regulatory improvements [23]. - The bearish case indicates a potential decline to $1.50-$2.00 if ETF outflows continue and macroeconomic headwinds persist, with weak network activity further suppressing momentum [25]. Group 4: Current Market Dynamics - XRP remains approximately 50% below its July 2025 cycle high due to profit-taking, capital rotation, and unmet ETF demand, despite Wall Street's optimistic target of $8 by year-end [26]. - For XRP to recover, it requires significant ETF inflows, the passing of the CLARITY Act, and improved macro conditions, otherwise, it is likely to consolidate between $1.50 and $2.50 [27].

🚨UPDATE: CRYPTO PAC AMASSES $193M WAR CHEST@Fairshake and its affiliates raised $193 million by the end of 2024.The funds are aimed at backing pro-crypto candidates in 2025–2026.@Ripple, @Coinbase, @a16z, @Gemini, @cryptocom, and @krakenfx are backing Fairshake, per CNBC.The push comes ahead of key U.S. votes on digital asset legislation. ...

🇸🇦 Saudi ArabiaRipple signs MOU with Riyad Bank's Jeel to pilot blockchain payments, custody, and tokenization under Vision 2030. Riyad Bank manages $130B. Partnership explores cross-border corridors and digital asset infrastructure. Saudi Arabia moves to catch up with UAE's regional leadership in enterprise blockchain.7/9 ...

2026 is the year where RWAs essentially go mainstream. We are not even a full month into 2026 and tokenization has made its name known already in a big way at this year's Davos. Now at this year's Davos there was a lot of great conversations obviously but one of the biggest things that we did see you know talked about in a big way was tokenization.We have here from Brian Armstrong at Davos. Tokenization was one of the most discussed trends expanding beyond stable coins into equities, credit, and other finan ...

🇺🇸 LATEST: Crypto PAC Fairshake reports $193M cash on hand ahead of 2026 midterms, up 37% since July, with major contributions from Ripple, a16z, and Coinbase. https://t.co/6txE8koxhN ...

智通财经APP获悉，美国银行业与加密货币行业的游说团体及高管计划于下周一赴白宫举行会谈，眼下 一项颇具争议的数字资产立法正引发各方激烈争议。 此次拟议中的会谈，源于美国最大加密货币交易所Coinbase(COIN.US)首席执行官Brian Armstrong公开 撤回对一份备受期待的加密货币市场结构重塑法案核心草案的支持。 Coinbase对银行业游说团体的一项立法诉求表示反对：后者试图在法案中加入条款，限制加密货币交易 所为用户持币行为提供相关奖励的能力。 银行业认为，此类持币奖励活动会分流银行的客户存款;而加密货币交易所则表示，这只是为用户提供 更具吸引力的服务方案。 数字资产行业倡导组织区块链协会(Blockchain Association)在一份声明中表示，感谢白宫促成行业各方 相关利益主体会面，推动就稳定币持币奖励问题达成折中方案。 而加密货币行业的政治行动委员会Fairshake于本周三公布的消息，也印证了该行业日益提升的政治影响 力：中期选举临近，该委员会的资金储备已超1.93亿美元，资金主要来自Coinbase、Ripple以及风投机 构a16z的大额捐赠。Fairshake称，这笔资金将 ...

Daily News 🗞 | January 29• Bitcoin traders eye $93.5K liquidation sweep despite Fed interest rate pause• Dubai Insurance launches crypto wallet premium payments, claims settlements• WisdomTree launches tokenized funds on Solana with USDC, PYUSD support• Ripple wins appeal in long-running XRP unregistered securities litigation• Tether plans up to 15% gold allocation as it nits $5,500+ another all-time high#CryptoNews #PoloniexNEWS ...

🚨 UPDATE: XRP millionaire wallets rise for the first time since September, adding 42 wallets with 1M+ tokens, an encouraging long-term signal, per Santiment. https://t.co/ULXyut35zP ...

Group 1: Political Influence and Financial Power - The cryptocurrency industry has accumulated $193 million in political contributions ahead of the midterm elections, prompting the White House to address a stalled digital asset bill [1][2] - The political action committee Fairshake reported holding $193 million at the end of 2025, nearly matching the $195 million spent during the entire 2024 election cycle [2] - Major contributions include $25 million from Ripple, $24 million from a16z, and $25 million from Coinbase, with Fairshake committed to supporting pro-crypto candidates [3] Group 2: Legislative Challenges - The CLARITY Act, a key legislative priority for the cryptocurrency industry, has been stalled due to conflicts between crypto firms and traditional banks over stablecoin yield provisions [4] - The White House is intervening, with President Trump's crypto policy council set to meet with executives from both the crypto and banking sectors to negotiate a compromise [5] Group 3: Banking Sector Concerns - The banking industry has raised alarms about the potential risks posed by the growth of stablecoins, estimating that US bank deposits could decrease significantly as stablecoin market cap expands [6] - Standard Chartered's research indicates that if the stablecoin market reaches $2 trillion, US banks could lose approximately $500 billion in deposits by 2028, with emerging markets facing losses up to $1 trillion [7] - Bank of America CEO has warned that as much as $6 trillion, or 30-35% of total US commercial bank deposits, could eventually transition into stablecoins [8]