If you found it insightful, reshare it with your network.Find me → @_avichawlaEvery day, I share tutorials and insights on DS, ML, LLMs, and RAGs. https://t.co/pFxYUsWxlvAvi Chawla (@_avichawla):Bias-variance tradeoff has a missing detail!Not many ML engineers know about it.Consider fitting a polynomial regression model on some dummy dataset, say, y=sin(x) + noise.As shown in the first plot in the image, as we increase the degree (m):- The training loss will go https://t.co/BIdCfkZRHO ...

Group 1 - V2X, Inc. has been awarded a position on the Automated Test Systems Division's Multiple Award IDIQ contract by the Air Force Life Cycle Management Center [1] - The contract involves providing rapid, full lifecycle support for Automated Test Systems used to sustain critical warfighter operations globally [1] - The systems supported include a variety of aircraft platforms such as fighter jets, bombers, cargo aircraft, unmanned aerial vehicles, and helicopters [1] Group 2 - The IDIQ contract has a base ordering period of five years, with an option to extend for an additional five years [1] - V2X will maintain and sustain both commercial and noncommercial products across the ATS Division's portfolio [1] - The company employs approximately 16,000 professionals and integrates AI and machine learning capabilities to enhance mission success [1]

The Public Company Accounting Oversight Board (PCAOB) in the US has disclosed that Christina Ho will end her tenure as board member. Her service will conclude on either 31 January 2026 or as soon as the Securities and Exchange Commission (SEC) names her replacement. Ho joined the PCAOB board in November 2021 after being selected by the SEC. Throughout her period at the organisation, she led the Technology Innovation Alliance Working Group, which connected the board with specialists in new technological ...

​CoreWeave, Inc. (NASDAQ:CRWV) is one of the Best Up and Coming Tech Stocks to Buy. The stock has been on a downward trajectory despite an earnings beat on November 10. The main reason behind the falling share price is the delay from third-party data center partners, which the CEO, Michael Intrator, anticipates to be resolved by fiscal Q1 2026. ​On November 11, David Nicholson, chief research officer at Futurum, and Mike Maloney, CEO at Incyt, appeared on the Schwab Network to discuss their outlook on Cor ...

9月19日，跨境电商加速平台Pattern Group（下称"Pattern"或"公司"）宣布，其普通股首次公开发行 （IPO）于美国东部时间当日在纳斯达克全球精选市场挂牌交易，股票代码为"PTRN"。此次IPO共发行 21,428,572股A类普通股，其中包含公司新发行的10,714,286股及现有股东出让的10,714,286股，发行定 价为每股14.00美元，合计募资3.0亿美元。截至上周五收盘，Pattern股价报15.63美元，较发行价上涨 11.64%，对应市值达27.51亿美元，这一表现充分体现了市场对其业务模式与增长潜力的高度认可。 Pattern从亚马逊一家卖冰箱贴的小店起步，后来逐步研发了为电商销售加速的人工智能和机器学习技 术。目前其业务主要包括：一是采购品牌产品，直接在各大平台销售；二是代运营，为品牌提供涵盖运 营、渠道、营销、履约交付等在内的一站式跨境电商解决方案。此外还有物流履约、软件与数据营销 等。核心就是帮品牌运营线上渠道并转化为销量。 根据招股书，Pattern的收入来源多元，包括经销差价、服务佣金、SaaS订阅费以及定制化咨询服务等， 业务覆盖全球 60多个主流电商平台，包 ...

Atlanta, GA, Dec. 02, 2025 (GLOBE NEWSWIRE) -- ScanTech AI Systems Inc. (the "Company" or "ScanTech AI") (Nasdaq: STAI), a developer of advanced AI-powered security screening and imaging systems, today announced that on November 26, 2025 (the “Notice”), the Nasdaq Listing Qualifications Department (“Staff”) of The Nasdaq Stock Market LLC (“Nasdaq”) notified the Company that its securities are subject to delisting from the Nasdaq Global Market. As previously disclosed, on May 27, 2025, Staff notified the Com ...

Onity Group (NYSE:ONIT) 2025 Conference Summary Company Overview - Onity Group operates as a non-bank mortgage servicer and originator, managing both owned and sub-serviced Mortgage Servicing Rights (MSRs) [1][2] - The company engages in various types of loans including forward loans, reverse loans, conventional loans, and small balance commercial and multifamily loans [2] Business Model - Onity has two primary business segments: servicing and origination - **Servicing**: Manages MSRs for itself and for other clients, with a focus on both owned and sub-serviced MSRs [1][2] - **Origination**: Operates through correspondent lending and direct-to-consumer channels, utilizing advanced technologies like quantitative modeling and machine learning [3] Financial Performance - Year-to-date Return on Equity (ROE) was reported at 25% with a book value per share of approximately $62, reflecting a $2.71 increase year-over-year [3] - The debt-to-equity ratio stood at 3.1 to 1 as of the end of the third quarter [3] Market Insights - The mortgage origination market is projected to reach approximately $1.9 trillion, with a servicing market estimated at $14.5 trillion, typically six to eight times the origination market [5] - Onity's investment thesis highlights profitability that is comparable or superior to peers, with a more attractive valuation, indicating a value play for investors [6] Strategic Initiatives - The company is focused on capital-like growth through sub-servicing and aims to enhance its scale to improve net income margins [4] - Onity has announced a transaction to exit the reverse sub-servicing market, simplifying its business model and allowing for redeployment of approximately $9.6 billion in assets [10][12] Competitive Landscape - The company has signed nine new clients in the sub-servicing space and is negotiating with several large clients for future growth [12] - The competitive landscape is evolving with significant M&A activity, including notable transactions involving larger players like Bayview and Rocket [22][25] Technology and Operational Efficiency - Onity emphasizes the importance of technology and operational superiority, having achieved 12 consecutive quarters of adjusted pre-tax income, with the most recent quarter reporting $31 million [7][16] - The company has received multiple awards for service excellence from GSEs and has a competitive cost structure compared to peers [14][15] Future Outlook - Onity expects to exceed its ROE guidance of 16%-18% and anticipates strong growth in its UPB [17] - The company is focused on organic growth and optimizing liquidity to handle market fluctuations [16][17] Conclusion - Onity Group is positioned for growth in the mortgage servicing and origination markets, with a balanced business model that leverages technology and operational efficiency to enhance profitability and shareholder value [18][28]

Core Viewpoint - Loop Capital Markets maintains a "Buy" rating for Apple Inc. and raises its price target from $315 to $325, reflecting confidence in the company's future performance [1][6] Company Developments - Apple plans to launch its first foldable smartphone in 2026, which could drive future growth and support the increased price target set by Loop Capital [2][6] - The resignation of Apple's head of artificial intelligence and machine learning may impact the company's strategic direction in AI, an area where it is perceived to be lagging [3][6] Market Performance - Apple's stock is currently priced at $284.18, showing a slight increase of 0.38% or $1.08, with a trading range today between $282.67 and $285.01 [4][6] - The company's market capitalization is approximately $4.2 trillion, indicating its strong position in the technology sector [5][6] - Today's trading volume stands at 7,616,895 shares, reflecting strong investor interest despite leadership changes and competitive pressures [5][6]

Valuation and Performance - UnitedHealth Group Incorporated (UNH) is currently trading at 18.48X forward 12-month earnings, which is below its five-year median P/E of 19.28X, indicating a slight discount relative to its historical norm [1] - The stock's valuation is above the Zacks Medical – HMOs industry average of 15.22X, suggesting that investors are pricing in a premium for the company's scale and stability [1] - Over the past six months, UnitedHealth shares have gained 7.3%, outperforming the broader industry's 1% decline but trailing the S&P 500's 17.1% surge [4] Growth Outlook and Market Conditions - The valuation of UnitedHealth raises questions about whether it is justified given the company's growth outlook and shifting market conditions [2] - Competitors Humana Inc. (HUM) and Elevance Health, Inc. (ELV) trade at 19.26X and 11.86X, respectively, indicating contrasting valuation setups across the sector [2] Margin Pressures and Operational Challenges - UnitedHealth faces margin strain from elevated medical costs, reimbursement limits, and choppy enrollment [6] - Concerns persist regarding whether medical expense growth will outpace pricing adjustments, potentially squeezing margins further [8] - The company is exiting Latin America, agreeing to sell Banmedica for $1 billion as part of operational streamlining [6][13] Membership Trends and Future Projections - Medicare Advantage enrollment is expected to fall by approximately one million members next year as UnitedHealth recalibrates its plan lineup [10] - The Zacks Consensus Estimate for 2025 EPS is $16.29, which is 41.1% lower than last year, but projected to rebound to $17.59 in 2026, representing an 8% improvement [15] - Revenue is expected to grow 11.9% in 2025 and 2.5% in 2026 [15] Long-Term Growth Potential - Despite near-term turbulence, UnitedHealth remains a powerhouse in U.S. healthcare, supported by rising healthcare spending, demographic aging, and increasing chronic disease rates [16] - The demand for higher-margin commercial offerings is expected to strengthen, although membership may fluctuate due to policy changes and subsidy reductions [17] Regulatory Scrutiny - The U.S. Department of Justice is examining UnitedHealth's Medicare billing processes and reimbursement practices, adding another layer of uncertainty [12]

Core Insights - Digital Turbine (APPS) shares have increased by 221.9% over the past year, significantly outperforming the Zacks Internet – Software industry's growth of 0.9% [1] - The stock has also outperformed peers such as Unity Software (U) and AppLovin (APP), which returned 76.4% and 70.1% respectively [2] Business Performance - Digital Turbine's On Device Solutions (ODS) are central to simplifying app discovery and delivery through partnerships with carriers and OEMs, including Application Media and Content Media [5] - The ODS business has seen an 80% year-over-year growth in the second quarter of fiscal 2026, now accounting for over 25% of ODS revenues [6] - Revenue per device in the ODS business has grown by more than 30% year-over-year, driven by strong advertiser demand and global user growth [7] Financial Outlook - Digital Turbine projects fiscal 2026 revenues between $540 million and $550 million, with adjusted EBITDA expected to be between $100 million and $105 million [15] - The Zacks Consensus Estimate for APPS' third-quarter fiscal 2026 earnings is 16 cents per share, indicating a year-over-year growth of 23% [15] Strategic Partnerships - Digital Turbine has established strong partnerships with major companies like Xiaomi, Samsung, HMD, Nokia, and Motorola, enhancing its market position [13] - The addition of TIM (TIMB) as a partner in 2025 will further improve the smartphone experience through personalized app recommendations [14] Investment Recommendation - Given the growth in ODS and AGP, rising advertiser demand, strong international expansion, and diversified partnerships, Digital Turbine is considered an attractive investment opportunity [17]