智通财经APP获悉，2月5日，港元拆息全线反弹，而与楼按相关的一个月拆息报2.59452%，升10.017基 点，结束连跌9个交易日；反映银行资金成本的三个月拆息报2.7775%，升3.571基点。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.86583 | | 1 星期 | 2.01321 | | 2 星期 | 2.45536 | | 1 個月 | 2.59452 | | 2 個月 | 2.73792 | | 3 個月 | 2.77750 | | 6 個月 | 2.88435 | | 12 個月 | 2.97536 | 隔夜息报1.86583%，升8.333基点；一周拆息升8.261基点，报2.01321%，两周则升6.125基点，报 2.45536%。长息方面，六个月拆息升1.584基点，报2.88435%，一年期则升1.006基点，报2.97536%。 ...

| 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.78250 | | 1 星期 | 1.93060 | | 2 星期 | 2.39411 | | 1 個月 | 2.49435 | | 2 個月 | 2.67946 | | 3 個月 | 2.74179 | | 6 個月 | 2.86851 | | 12 個月 | 2.96530 | 隔夜息报1.7825%，跌1.179基点；一周拆息跌5.904基点，报1.9306%，两周则升0.59基点，报 2.39411%。长息方面，六个月拆息跌0.072基点，报2.86851%，一年期则跌1.649基点，报2.9653%。 智通财经APP获悉，2月4日，港元拆息普遍下跌，而与楼按相关的一个月拆息连跌9个交易日报 2.49435%，跌2.559基点；反映银行资金成本的三个月拆息报2.74179%，跌0.66基点。 ...

| 香港時間2026-2-3 | | --- | | 上午11時15分的結算率。 | 反映银行资金成本的三个月拆息报2.74839%，跌2.602基点。长息方面，六个月拆息跌1.44基点，报 2.86923%，一年期则跌0.184基点，报2.98179%。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.79429 | | 1 星期 | 1.98964 | | 2 星期 | 2.38821 | | 1 個月 | 2.51994 | | 2 個月 | 2.67946 | | 3 個月 | 2.74839 | | 6 個月 | 2.86923 | | 12 個月 | 2.98179 | 智通财经APP获悉，2月3日，港元拆息普遍下跌，隔夜息报1.79429%，跌0.214基点；一周拆息跌4.429 基点，报1.98964%，两周则升3.559基点，报2.38821%。与楼按相关的一个月拆息连跌8天报2.51994%， 跌1.369基点。 ...

| 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.79643 | | 1 星期 | 2.03393 | | 2 星期 | 2.35262 | | 1 個月 | 2.53363 | | 2 個月 | 2.72393 | | 3 個月 | 2.77441 | | 6 個月 | 2.88363 | | 12 個月 | 2.98363 | 智通财经APP获悉，2月2日，港元拆息普遍下跌，而与楼按相关的一个月拆息报2.53363%，跌7.994基 点；反映银行资金成本的三个月拆息报2.77441%，跌5.154基点。 隔夜息报1.79643%，跌38.321基点；一周拆息跌26.321基点，报2.03393%，两周则跌5.488基点，报 2.35262%。长息方面，六个月拆息跌0.732基点，报2.88363%，一年期则无升跌，报2.98363%。 ...

隔夜息报2.17964%，升28.107基点;一周拆息跌5.06基点，报2.29714%，两周则跌1.107基点，报 2.4075%。长息方面，六个月拆息跌0.482基点，报2.89095%，一年期则跌1.322基点，报2.98363%。 智通财经APP获悉，1月30日，港元拆息普遍回落，而与楼按相关的一个月拆息报2.61357%，跌3.643基 点;反映银行资金成本的三个月拆息报2.82595%，升0.297基点。 （原标题：港元拆息普遍回落 一个月息报2.61%） ...

Group 1 - The Federal Reserve has maintained the federal funds rate at 3.5% to 3.75%, aligning with market expectations, while HSBC has kept its prime rate at 5%, indicating that other banks are likely to follow suit [1] - The current mortgage interest rate in Hong Kong is primarily at 3.25%, down from 4.125% before the interest rate cut cycle began in September 2024, providing significant relief for homeowners [2] - The average rental yield in the Hong Kong property market is currently at 3.5%, which is higher than the mortgage interest rate of 3.25%, suggesting potential for property price recovery and increased market activity [3] Group 2 - The expectation is that the U.S. will continue to lower interest rates this year, which could further reduce Hong Kong's interbank offered rate (HIBOR), benefiting banks by easing funding costs [1][2] - The current one-month HIBOR has decreased from an average of 3.5% in October last year to 2.65%, but it still needs to drop below 1.95% for further reductions in mortgage rates [2] - Positive factors such as stable stock market performance and increased demand for stable returns are expected to continue driving property market transactions in Hong Kong [3]

智通财经APP获悉，1月29日，港元拆息普遍向下，而与楼按相关的一个月拆息连跌五日报2.65%，跌 1.321基点;反映银行资金成本的三个月拆息报2.82298%，跌1.619基点。 隔夜息报1.89857%，升7.536基点;一周拆息跌6.297基点，报2.34774%，两周则跌2.845基点，报 2.41857%。长息方面，六个月拆息跌1.887基点，报2.89577%，一年期则跌0.809基点，报2.99685%。 | 香港时间2026-1-29 | | | --- | --- | | | 上午11时15分的结算率。 | | 到期日 | 港元利息结算率 | | 陽夜 | 1.89857 | | 1 星期 | 2.34774 | | 2 星期 | 2.41857 | | 1 个月 | 2.65000 | | 2个月 | 2.78185 | | 3 个月 | 2.82298 | | 6个月 | 2.89577 | | 12 个月 | 2.99685 | ...

智通财经APP获悉，1月28日，港元拆息普遍向下，而与楼按相关的一个月拆息连跌四日报2.66321%， 跌8.25基点;反映银行资金成本的三个月拆息报2.83917%，跌0.869基点。 隔夜息报1.82321%，跌33.215基点;一周拆息跌10.625基点，报2.41071%，两周则跌7.244基点，报 2.44702%。长息方面，六个月拆息跌0.459基点，报2.91464%，一年期则升0.155基点，报3.00494%。 | 到期日 | 港元利息结算率 | | --- | --- | | 陽夜 | 1.82321 | | 1 星期 | 2.41071 | | 2 星期 | 2.44702 | | 1 个月 | 2.66321 | | 2 个月 | 2.80446 | | 3个月 | 2.83917 | | 6个月 | 2.91464 | | 12 个月 | 3.00494 | ...

智通财经APP获悉，1月26日，港元拆息个别发展，而与楼按相关的一个月拆息连跌两日报2.78167%， 跌1.125基点;反映银行资金成本的三个月拆息报2.85637%，跌2.869基点。 隔夜息报2.11167%，跌5.619基点;一周拆息升10.274基点，报2.50143%，两周则升1.684基点，报 2.58125%。长息方面，六个月拆息升0.286基点，报2.93792%，一年期则无升跌，报3%。 | 到期日 | 港元利息结算率 | | --- | --- | | 陽夜 | 2.11167 | | 1 星期 | 2.50143 | | 2 롤期 | 2.58125 | | 1 个月 | 2.78167 | | 2个月 | 2.83601 | | 3个月 | 2.85637 | | 6个月 | 2.93792 | | 12 个月 | 3.00000 | ...

Group 1 - The Hong Kong interbank offered rates (HIBOR) generally decreased, with the one-month HIBOR dropping to 2.79292%, down by 1.113 basis points [1] - The three-month HIBOR, reflecting the cost of bank funding, reported at 2.88506%, a decrease of 2.06 basis points [1] - The overnight rate increased to 2.16786%, rising by 8 basis points, while the one-week rate fell by 11.667 basis points to 2.39869% [1] Group 2 - The two-week HIBOR decreased by 16.297 basis points to 2.56441% [1] - The six-month HIBOR fell by 0.899 basis points to 2.93506%, while the one-year rate remained unchanged at 3% [1] - The interest rates for various tenors are as follows: overnight at 2.16786, one week at 2.39869, two weeks at 2.56441, one month at 2.79292, two months at 2.85000, three months at 2.88506, six months at 2.93506, and twelve months at 3.00000 [2]