Core Insights - KeyCorp reported $1.83 billion in revenue for Q2 2025, a year-over-year increase of 20.9% [1] - The EPS for the same period was $0.35, up from $0.25 a year ago, exceeding the consensus estimate of $0.34 [1] - The revenue surpassed the Zacks Consensus Estimate of $1.8 billion, resulting in a surprise of +1.74% [1] Financial Metrics - Net Interest Margin (Proforma) was 2.7%, matching the average estimate by analysts [4] - Net loan charge-offs to average loans stood at 0.4%, consistent with analyst estimates [4] - Cash Efficiency Ratio (non-GAAP) was 62.4%, slightly better than the average estimate of 63.5% [4] - Average balance of total earning assets was $170 billion, slightly below the average estimate of $171.16 billion [4] - Book value at period end was $15.32, exceeding the average estimate of $15.08 [4] - Leverage Ratio was 10.3%, above the average estimate of 10.2% [4] - Tier 1 Risk-based Capital Ratio was 13.4%, matching the average estimate [4] - Total nonperforming assets were $707 million, better than the average estimate of $744.86 million [4] - Total Risk-based Capital Ratio was 15.7%, slightly above the average estimate of 15.6% [4] - Nonperforming loans at period-end were $696 million, better than the average estimate of $738.47 million [4] - Total Noninterest Income was $690 million, exceeding the average estimate of $671.92 million [4] - Corporate services income was $76 million, above the average estimate of $65.91 million [4] Stock Performance - KeyCorp shares returned +10.9% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - The PNC Financial Services Group reported $5.69 billion in revenue for Q2 2025, a 5.1% year-over-year increase, with an EPS of $3.85 compared to $3.30 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate by 1.28%, while the EPS surprised by 8.15% over the consensus estimate [1] Financial Metrics - Net interest margin stood at 2.8%, matching the average estimate of 2.8% from seven analysts [4] - Net charge-offs to average loans were 0.3%, better than the average estimate of 0.4% [4] - Efficiency ratio was reported at 60%, slightly better than the average estimate of 60.3% [4] - Book value per common share was $131.61, exceeding the average estimate of $129.21 from six analysts [4] - Total interest-earning assets averaged $507.61 billion, close to the average estimate of $508 billion [4] - Total nonperforming assets were $2.14 billion, lower than the estimated $2.37 billion [4] - Leverage ratio was 9.3%, slightly above the average estimate of 9.2% [4] - Total nonperforming loans were $2.11 billion, better than the average estimate of $2.33 billion [4] - Tier 1 risk-based ratio was 11.9%, matching the average estimate [4] - Total capital risk-based ratio was 13.6%, slightly below the average estimate of 13.9% [4] - Total noninterest income was $2.11 billion, exceeding the average estimate of $2.04 billion [4] - Net interest income (FTE) was $3.58 billion, in line with the average estimate [4] Stock Performance - PNC shares returned +10.9% over the past month, outperforming the Zacks S&P 500 composite's +4.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - Carvana reported $4.23 billion in revenue for Q1 2025, a year-over-year increase of 38.3% and an EPS of $1.51 compared to -$0.41 a year ago, exceeding Zacks Consensus Estimates for revenue and EPS [1] - The company has shown strong stock performance, with shares returning +46.8% over the past month, outperforming the Zacks S&P 500 composite's +10.6% change, and currently holds a Zacks Rank 1 (Strong Buy) [3] Financial Performance Metrics - Retail vehicle unit sales reached 133,898, surpassing the six-analyst average estimate of 129,401 [4] - Retail vehicle sales, net, amounted to $2.98 billion, exceeding the four-analyst average estimate of $2.88 billion, representing a year-over-year change of +37% [4] - Wholesale sales and revenues were reported at $863 million, above the estimated $804.95 million, reflecting a +31.4% change year-over-year [4] - Other sales and revenues totaled $389 million, exceeding the estimated $339.14 million, with a significant year-over-year increase of +69.9% [4] Profitability Metrics - Per retail unit gross profit totaled $6,938, slightly below the estimated $6,956.18 [4] - Per retail unit gross profit for retail vehicles was $3,204, compared to the average estimate of $3,350.74 [4] - Per unit revenue for retail vehicles was $22,256, lower than the estimated $22,762.43 [4]

Core Insights - The Charles Schwab Corporation reported a revenue of $5.6 billion for the quarter ended March 2025, marking an 18.1% increase year-over-year, with an EPS of $1.04 compared to $0.74 in the same quarter last year, exceeding the Zacks Consensus Estimate of $5.52 billion by 1.48% and delivering an EPS surprise of 4% [1] Financial Performance Metrics - Total client assets reached $9,929.7 billion, slightly below the average estimate of $10,139.62 billion from seven analysts [4] - The net interest margin was reported at 2.5%, aligning with the average estimate based on six analysts [4] - Daily average trades totaled 7.39 million, surpassing the average estimate of 6.78 million from five analysts [4] - Average interest-earning assets were $427.27 billion, slightly above the average estimate of $426.55 billion from five analysts [4] Revenue Breakdown - Net interest revenue was $2.71 billion, exceeding the average estimate of $2.62 billion from eight analysts, representing a year-over-year increase of 21.2% [4] - Asset management and administration fees generated $1.53 billion, slightly above the average estimate of $1.52 billion from seven analysts, reflecting a 13.5% year-over-year change [4] - Other net revenues amounted to $210 million, surpassing the average estimate of $176.64 million from seven analysts, with a year-over-year increase of 32.1% [4] - Bank deposit account fees were reported at $245 million, below the average estimate of $255.68 million from seven analysts, with a year-over-year increase of 33.9% [4] - Trading revenue was $908 million, slightly below the average estimate of $919.52 million from seven analysts, with an 11.1% year-over-year increase [4] - Mutual Fund OneSource and other non-transaction fee funds generated $222 million, exceeding the average estimate of $216.19 million from three analysts, reflecting a 6.2% year-over-year increase [4] - Schwab equity and bond funds, ETFs, and collective trust funds (CTFs) generated $122 million, slightly below the average estimate of $126.13 million from three analysts, with a 14% year-over-year increase [4] - Schwab money market funds generated $418 million, exceeding the average estimate of $410.17 million from three analysts, representing a 24.4% year-over-year increase [4]

Financial Performance - Community Trust Bancorp (CTBI) reported revenue of $66.16 million for the quarter ended March 2025, reflecting a 12.1% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $1.22, up from $1.04 in the same quarter last year, with an EPS surprise of +2.52% over the consensus estimate of $1.19 [1] Key Metrics - Efficiency ratio was reported at 51.9%, better than the average estimate of 53.1% [4] - Net Interest Margin stood at 3.6%, exceeding the estimated 3.4% [4] - Average balances of interest-earning assets were $5.85 billion, slightly below the average estimate of $5.87 billion [4] - Net charge-offs as a percentage of average loans and leases were 0.1%, better than the estimated 0.2% [4] - Total Non-Interest Income was $14.90 million, below the estimated $15.28 million [4] - Net Interest Income was reported at $51.27 million, surpassing the estimated $49.89 million [4] - Deposit related fees were $6.82 million, lower than the estimated $7.24 million [4] - Loan related fees were $0.97 million, below the average estimate of $1.10 million [4] - Trust revenue was $3.98 million, slightly below the estimated $3.99 million [4] Stock Performance - Shares of Community Trust Bancorp have returned -8.3% over the past month, compared to the Zacks S&P 500 composite's -4.2% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - TJX reported revenue of $16.35 billion for the quarter ended January 2025, a decrease of 0.4% year-over-year, with EPS at $1.23, up from $1.12 in the same quarter last year, exceeding both revenue and EPS estimates [1] - The company achieved a revenue surprise of +0.98% compared to the Zacks Consensus Estimate and an EPS surprise of +6.03% [1] Financial Performance Metrics - Comparable store sales increased by 5% overall, surpassing the average estimate of 3.3% [4] - HomeGoods comparable store sales rose by 5%, exceeding the estimated 3.7% [4] - Marmaxx comparable store sales grew by 4%, above the 3.6% estimate [4] - TJX International (Europe & Australia) saw a 7% increase in comparable store sales, compared to the 4% estimate [4] - Comparable store sales in TJX Canada surged by 10%, significantly higher than the 1.5% estimate [4] Store and Sales Data - The number of HomeSense stores in Europe was reported at 75 million, below the estimated 83 million [4] - Sierra stores in the U.S. numbered 117, slightly below the 121 estimate [4] - Marshalls in the U.S. had 1,230 stores, slightly above the 1,219 estimate [4] - Net sales for Marmaxx were $9.97 billion, slightly below the $10.02 billion estimate, reflecting a -0.7% change year-over-year [4] - TJX International net sales were $2.08 billion, below the $2.11 billion estimate, representing a -1.1% change year-over-year [4] - TJX Canada net sales reached $1.45 billion, exceeding the $1.37 billion estimate, with a -1.2% change year-over-year [4] - HomeGoods net sales were $2.85 billion, above the $2.73 billion estimate, showing a +1.6% change year-over-year [4]