SoFi Technologies, Inc. (SOFI) reported $1.01 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 37%. EPS of $0.13 for the same period compares to $0.05 a year ago.The reported revenue represents a surprise of +3.15% over the Zacks Consensus Estimate of $981.89 million. With the consensus EPS estimate being $0.12, the EPS surprise was +9.71%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations ...

Core Insights - AppFolio reported revenue of $248.19 million for the quarter ended December 2025, marking a year-over-year increase of 21.9% and exceeding the Zacks Consensus Estimate of $246.09 million by 0.86% [1] - The company's EPS for the same period was $1.39, compared to $0.92 a year ago, resulting in an EPS surprise of 13.93% against the consensus estimate of $1.22 [1] Revenue Breakdown - Revenue from Other services was $7.87 million, significantly higher than the average estimate of $2.9 million, reflecting a year-over-year change of 191.5% [4] - Revenue from Value Added Services was $184.61 million, slightly below the average estimate of $186.84 million, with a year-over-year increase of 20.4% [4] - Revenue from Core Solutions was $55.72 million, compared to the average estimate of $56.01 million, showing a year-over-year growth of 17% [4] Stock Performance - Over the past month, AppFolio's shares have returned -6.3%, while the Zacks S&P 500 composite has increased by 0.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Dover Corporation reported $2.1 billion in revenue for Q4 2025, an 8.8% year-over-year increase, with an EPS of $2.51 compared to $2.20 a year ago, exceeding the Zacks Consensus Estimate of $2.07 billion by 1.49% [1] Financial Performance - Revenue by segment: - Engineered Products: $275.55 million, -4.4% year-over-year, below the estimate of $291.22 million [4] - Clean Energy & Fueling: $551.89 million, +4.5% year-over-year, slightly above the estimate of $549.96 million [4] - Climate & Sustainability Technologies: $387.27 million, +11.4% year-over-year, above the estimate of $375.89 million [4] - Pumps & Process Solutions: $583.62 million, +21.8% year-over-year, exceeding the estimate of $546.35 million [4] - Imaging & Identification: $302.24 million, +4.7% year-over-year, slightly below the estimate of $303.93 million [4] - Intersegment eliminations: -$1.5 million, worse than the estimate of -$1.26 million, representing an -18.6% change year-over-year [4] - Adjusted EBITDA by segment: - Engineered Products: $67.98 million, above the estimate of $65.37 million [4] - Clean Energy & Fueling: $114.68 million, below the estimate of $121.44 million [4] - Climate & Sustainability Technologies: $68.12 million, above the estimate of $64.83 million [4] - Pumps & Process Solutions: $186.49 million, above the estimate of $179.26 million [4] - Imaging & Identification: $83.61 million, below the estimate of $87.1 million [4] Stock Performance - Dover's shares have returned +5.5% over the past month, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

Core Insights - Renasant reported a revenue of $278.52 million for the quarter ended December 2025, marking a 66.7% increase year-over-year, with an EPS of $0.91 compared to $0.73 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $269 million by 3.54%, and the EPS surpassed the consensus estimate of $0.80 by 13.75% [1] Financial Performance Metrics - Net Interest Margin was reported at 3.9%, slightly above the average estimate of 3.8% from three analysts [4] - The Efficiency Ratio (GAAP) was 60.2%, compared to the estimated 59.7% by three analysts [4] - Total Nonperforming Loans amounted to $176.02 million, exceeding the average estimate of $170.5 million from two analysts [4] - Annualized Net Loan Charge-offs as a percentage of average loans stood at 0.2%, matching the estimate from two analysts [4] - Total Nonperforming Assets were reported at $191.21 million, higher than the average estimate of $180.98 million from two analysts [4] - Average Balance of Total Interest-Earning Assets was $23.75 billion, slightly above the average estimate of $23.74 billion from two analysts [4] - Net Interest Income reached $227.39 million, surpassing the average estimate of $223.56 million from three analysts [4] - Net Interest Income (FTE) was reported at $232.36 million, exceeding the average estimate of $228.17 million from three analysts [4] - Total Noninterest Income was $51.13 million, higher than the average estimate of $45.43 million from three analysts [4] Stock Performance - Renasant shares returned +3.9% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Viewpoint - Community Trust Bancorp (CTBI) demonstrated strong financial performance for the quarter ended December 2025, with significant year-over-year growth in revenue and earnings per share (EPS) [1] Financial Performance - Revenue for the quarter was reported at $74.72 million, reflecting a 13.3% increase compared to the same period last year [1] - EPS was reported at $1.51, an increase from $1.25 in the year-ago quarter, resulting in a surprise of +5.97% over the consensus estimate of $1.43 [1] - The revenue exceeded the Zacks Consensus Estimate of $73.15 million by +2.15% [1] Key Metrics - Efficiency ratio stood at 48.7%, better than the average estimate of 50.5% based on two analysts [4] - Net Interest Margin was reported at 3.7%, slightly above the average estimate of 3.6% [4] - Average Balances of Interest-earning assets were $6.32 billion, compared to the estimated $6.29 billion [4] - Total Non-Interest Income was $16.6 million, surpassing the average estimate of $16 million [4] - Net Interest Income reached $58.12 million, exceeding the average estimate of $57.2 million [4] Stock Performance - Shares of Community Trust Bancorp have returned +1.4% over the past month, contrasting with the Zacks S&P 500 composite's -0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - HP reported $14.64 billion in revenue for the quarter ended October 2025, a year-over-year increase of 4.2% [1] - The EPS for the same period was $0.93, unchanged from a year ago, with a surprise of +2.2% compared to the consensus estimate of $0.91 [1] - The reported revenue fell short of the Zacks Consensus Estimate of $14.97 billion, resulting in a surprise of -2.23% [1] Financial Performance Metrics - HP's shares have returned -12.7% over the past month, underperforming the Zacks S&P 500 composite's -1.2% change [3] - The company currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3] Key Operational Metrics - Days in accounts payable: 139 days, slightly above the estimated 137 days [4] - Days of sales outstanding in accounts receivable: 35 days, exceeding the estimated 31.5 days [4] - Days of supply in inventory: 66 days, close to the estimated 67 days [4] Revenue Breakdown - Personal Systems - Commercial PS: $6.97 billion, below the estimated $7.34 billion, with a year-over-year change of +6.9% [4] - Personal Systems - Consumer PS: $3.38 billion, matching the estimated $3.38 billion, with a year-over-year change of +10.2% [4] - Total Personal Systems revenue: $10.35 billion, below the estimated $10.72 billion, with a year-over-year change of +7.9% [4] - Printing - Supplies: $2.76 billion, below the estimated $2.81 billion, with a year-over-year change of -3.6% [4] - Printing - Commercial Printing: $1.21 billion, slightly above the estimated $1.18 billion, with a year-over-year change of -4.2% [4] - Printing - Consumer Printing: $296 million, below the estimated $302.61 million, with a year-over-year change of -8.9% [4] - Total Printing revenue: $4.27 billion, slightly below the estimated $4.29 billion, with a year-over-year change of -4.2% [4] Earnings from Operations - Earnings from operations in Personal Systems: $597 million, below the estimated $632.41 million [4] - Earnings from operations in Corporate Investments: -$34 million, significantly better than the estimated -$156.27 million [4]

Core Insights - Axos Financial reported revenue of $323.39 million for the quarter ended September 2025, reflecting a year-over-year increase of 0.9% and a surprise of +0.79% over the Zacks Consensus Estimate of $320.85 million [1] - The company's EPS for the quarter was $2.07, up from $1.96 in the same quarter last year, resulting in an EPS surprise of +11.29% compared to the consensus estimate of $1.86 [1] Financial Metrics - The efficiency ratio was reported at 48.3%, slightly above the average estimate of 47.2% based on two analysts [4] - The net interest margin stood at 4.8%, matching the average estimate from two analysts [4] - Net annualized charge-offs to average loans were 0.1%, consistent with the average estimate of 0.1% from two analysts [4] - Total non-interest income was $32.34 million, exceeding the average estimate of $32.09 million based on two analysts [4] - Net interest income was reported at $291.05 million, surpassing the average estimate of $288.73 million from two analysts [4] Stock Performance - Over the past month, shares of Axos Financial have returned -5.7%, contrasting with the Zacks S&P 500 composite's increase of +3.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Electronic Arts (EA) reported a revenue of $1.82 billion for the quarter ended September 2025, marking a year-over-year decline of 12.6% [1] - The earnings per share (EPS) for the same period was $1.21, down from $2.15 a year ago, indicating a significant decrease [1] - The reported revenue fell short of the Zacks Consensus Estimate of $1.86 billion by 2.45%, and the EPS also missed the consensus estimate of $1.27 by 4.72% [1] Financial Performance Metrics - Net Bookings for EA were $1.82 billion, slightly below the average estimate of $1.86 billion from six analysts [4] - Live services and other Non-GAAP Net Bookings were $1.12 billion, compared to the estimated $1.14 billion, reflecting a year-over-year decline of 10.3% [4] - Full game downloads generated Non-GAAP Net Bookings of $438 million, which was lower than the average estimate of $479.41 million, representing a year-over-year decrease of 19.6% [4] - Packaged goods for full games achieved Non-GAAP Net Bookings of $262 million, exceeding the average estimate of $255.83 million, but still showing an 8.7% decline year-over-year [4] Stock Performance - EA's shares have returned -0.8% over the past month, contrasting with the Zacks S&P 500 composite's increase of 3.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Avidbank Holdings Inc. reported revenue of $24.19 million for the quarter ended September 2025, reflecting an 18.6% increase year-over-year [1] - The company's EPS was $0.72, down from $0.77 in the same quarter last year, indicating a decline despite revenue growth [1] - The reported revenue exceeded the Zacks Consensus Estimate of $23.8 million by 1.63%, while the EPS fell short of the consensus estimate of $0.77 by 6.49% [1] Financial Performance Metrics - Net charge-offs to average loans were reported at -0%, outperforming the average estimate of 0.1% from two analysts [4] - The net interest margin was 3.9%, matching the average estimate from two analysts [4] - The efficiency ratio was reported at -35.3%, significantly better than the average estimate of 54.1% from two analysts [4] - Total Non-Interest Income was $1.54 million, exceeding the average estimate of $1.3 million [4] - Net Interest Income was reported at $22.65 million, slightly above the average estimate of $22.51 million [4] Stock Performance - Avidbank Holdings' shares returned +1.7% over the past month, outperforming the Zacks S&P 500 composite's +0.2% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Fulton Financial reported revenue of $334.61 million for the quarter ended September 2025, marking a year-over-year increase of 3.9% and exceeding the Zacks Consensus Estimate of $332.85 million by 0.53% [1] - The company achieved an EPS of $0.55, up from $0.50 a year ago, and surpassed the consensus EPS estimate of $0.48 by 14.58% [1] Financial Performance Metrics - Net Interest Margin was reported at 3.6%, slightly above the average estimate of 3.5% from two analysts [4] - The Efficiency Ratio stood at 56.5%, better than the estimated 59.9% by two analysts [4] - Total Non-Interest Income reached $70.41 million, exceeding the average estimate of $69.35 million from two analysts [4] - Net Interest Income (FTE) was reported at $268.63 million, surpassing the average estimate of $263.5 million from two analysts [4] Stock Performance - Fulton Financial's shares have returned -7.7% over the past month, contrasting with the Zacks S&P 500 composite's increase of 1.2% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]