PRESS RELEASE Arcadis Third Quarter 2025 Trading UpdateReturn to growth, continued margin expansion Net Revenues of €936 million, return to organic growth1): 1.0% year-on-yearOrder Intake of €882 million, resulting in backlog of €3.5 billion with 1.6% organic growth1) year-on-yearOperating EBITA Margin2) expanded to 11.6% (Q3’24: 11.4%), investments in line with strategyContinued portfolio shift towards high growth solutions for energy, water, climate and technology clientsSales process enhancement underway ...

SATO Corporation, Stock Exchange Release 29 October 2025 at 1:00 pm SATO Corporation’s financial reports and AGM in 2026In 2026, SATO will publish its financial reports according to the following schedule: 6 February 2025Financial Statements Release for 20258 May 2026Interim Report for 1 January–31 March 2026 (Q1)14 July 2026Half-year Report for 1 January–30 June 2026 (H1)23 October 2026Interim Report for 1 January–30 September 2026 (Q3) The Annual Report for 2025 will be published on SATO’s website at www ...

Core Insights - The APEC Economic Leaders' Meeting in South Korea is a crucial event as geopolitical tensions rise and global economic uncertainty deepens [1][3] Group 1: Global Governance and Cooperation - The panel discussion highlighted the need for stronger shared governance due to increasingly intertwined national interests, emphasizing cooperation and mutual benefit [3][4] - China's Global Governance Initiative (GGI) is presented as a solution for establishing a fairer global system, with a focus on economic resilience as a stabilizing force for global growth [4][6] - Participants stressed that addressing challenges such as climate change and economic uncertainty requires dialogue, cooperation, and collective planning for sustainability [3][5] Group 2: Importance of APEC - APEC is recognized as a vital platform for regional opportunities, with calls for transparency to counter rising trade barriers [5] - The need for open and inclusive partnerships within APEC was emphasized to balance common interests and differences among member nations [5][6] - The overarching message from the discussions is that dialogue, cooperation, and shared prosperity are essential for renewal amid global fragmentation and mistrust [6]

Investor Presentation SBAB Bank AB (publ) Executive summary Total deposits (SEK bn) Total lending (SEK bn) OOD ● Founded in 1985 and 100% owned by the Kingdom of Sweden ● Swedish mortgage portfolio, predominantly residential mortgages (5th largest mortgage player in Sweden) ● Financial targets from owner covering profitability, capitalisation and dividend ● Increased funding needs in 2025 (approximately SEK 90 bn) Contents Business update Macro development 6 1 2 Credit portfolio and asset quality 3 Financia ...

Financial Performance & Outlook - Waste Connections reported approximately $945 billion in revenue for 2025[8] - The company anticipates an adjusted EBITDA of around $312 billion for 2025[8] - Adjusted free cash flow is projected to be approximately $130 billion for 2025[8] - In 2024, Waste Connections achieved revenue of $892 billion, reflecting an 112% increase[53] - The adjusted EBITDA for 2024 was $2902 billion, marking a 150% rise[53] Strategic Positioning & Growth - Approximately 40% of Waste Connections' markets are exclusive or franchise-based, while around 60% are competitive, primarily secondary or rural, with high market share[15] - Waste Connections has completed over 100 acquisitions in the last five years, representing approximately $22 billion in annualized revenue[34] - The company's acquisition pipeline includes approximately $5 billion of private company revenue in the U.S/Canada[34] ESG & Sustainability - Waste Connections has committed $500 million in capital towards achieving its ESG targets[39] Shareholder Returns - Waste Connections' 10-year total shareholder return (TSR) is approximately 500%[32] - The company's TSR is greater than 15x the returns of the DJ Waste Index, 19x the returns of the S&P500, and greater than 30x the returns of the TSX60[32]

Core Points - Eramet has announced the purchase of 16,400 of its own shares to allocate bonus shares to employees and corporate officers under specific provisions of the French Commercial Code [1] - The total aggregated daily volume of shares purchased over the specified period was 16,400, with a daily weighted average price of €61.99 [2] - Detailed transaction information for the week of October 13, 2025, is available on Eramet's website [3] Company Overview - Eramet is focused on transforming Earth's mineral resources to provide sustainable solutions for industrial growth and energy transition challenges [3][4] - The company is involved in the recovery and development of essential metals such as manganese, nickel, mineral sands, and lithium, contributing to a more sustainable world [4] - Eramet aims to be a reference for the responsible transformation of mineral resources, supporting robust infrastructures and efficient technologies [5]

Core Insights - rYojbaba Co., Ltd. is expanding its legal consulting and osteopathic clinic services internationally through strategic partnerships and corporate developments [1] - CEO Ryoji Baba has been appointed as a Board Member of Koyamada International Foundation (KIF) and its affiliated organization, Guardian Girls International (GGI) [2] - The partnership with KIF and GGI aims to address global challenges such as gender equality and the prevention of gender-based violence [3] Group 1: International Expansion Initiatives - rYojbaba will provide medical care and recovery support through its osteopathic clinics and licensed judo therapists to GGI-affiliated self-defense training participants and athletes [4] - The company plans to collaborate with national sports associations and educational institutions to create an integrated support model that spans training to recovery [4] - This initiative aims to broaden access to osteopathic care and expand the clinic network within KIF and GGI-affiliated communities [4] Group 2: Legal and Mental Health Support - rYojbaba aims to launch the world's first Free Labor Union Program, offering free online legal advisory services to address issues like sexual harassment and domestic violence [5] - The company will leverage its expertise in workplace equality and parental leave support to create localized support frameworks tailored to different countries' legal systems [5] - This initiative is part of a broader strategy to expand rYojbaba's labor and legal consulting services globally [5] Group 3: Corporate Commitment to ESG - The partnership with KIF and GGI aligns with rYojbaba's commitment to sustainable and socially responsible initiatives [8] - The company aims to enhance long-term corporate value through social impact and adherence to legal and ethical standards [8] - Collaborating with KIF and GGI is seen as a step forward in strengthening rYojbaba's brand credibility and international reputation [9]

Company Overview - Sanlam manages over R1.5 trillion in assets[14] - The company's market capitalization is R188 billion[14] - Sanlam operates in 30 countries across Africa and Asia[14] - The company touches over 96 million lives[14] Strategic Goals to 2030 - The company targets operating profit growth exceeding RSA CPI + 6% per annum[27, 45] - The company targets return on equity exceeding 20% per annum[30, 45] - The company targets dividend growth exceeding RSA CPI + 4% per annum[36, 45] - The company targets return on GEV exceeding RSA RFR + 4% per annum[33, 45] Santam's Lloyd's Syndicate 1918 - Santam's Lloyd's Syndicate 1918 aims for over 20% of GWP by 2030 from international business[125, 375] - The syndicate expects an underwriting margin exceeding 10% by 2030[125] - The syndicate targets a return on capital exceeding 24% by 2030[125, 375] SanlamAllianz Pan-Africa - SanlamAllianz aims to more than double its earnings off the 2024 baseline by 2030[155] - SanlamAllianz aims to achieve a top 3 market position across its remaining markets[155, 156] - SanlamAllianz's footprint captured 16% of the overall pan-African R372 billion insurance market[154]

Community & Social Impact - The speaker emphasizes the importance of community involvement and taking action to address local issues, rather than just complaining about the lack of action from others [52] - The initiative to restore the lake in பேராவூர்ணி (Peravurni) began with a small association fund of ₹1,000, highlighting the power of collective effort, despite initial skepticism [27][28] - The community rallied together to support the lake restoration project, with contributions ranging from cricket tournament winnings to savings from a 100-day work program, and even a newly married couple donating their treat money [30][31][32] - The speaker was deeply moved when an elderly farmer, who had been forced to cultivate land in other districts due to water scarcity, presented him with the first harvest as a symbol of gratitude, acknowledging him as a "சாமி" (god) [48][49][50][51] Water Management & Agriculture - The speaker highlights the issue of water wastage in the காவேரி (Cauvery) delta region, with 110 TMC (Thousand Million Cubic feet) of water being wasted in the speaker's region during 2016-2017, enough to supply Chennai for 20 years [21][22] - The restoration of a 564-acre lake in பேராவூர்ணி (Peravurni) led to a significant rise in the water level (50 feet), revival of failed borewells, and a resurgence in farming activities [25][38] - The cost of restoring the lake was ₹27 lakhs, significantly lower than the government's estimated budget of ₹4 crore, showcasing the efficiency of community-led initiatives [39] - In Ramanathapuram, where people used to walk 8-10 kilometers daily for water, the lake restoration projects saved women 8 hours of travel time, enabled children to attend school, and brought people back to farming [56][57][58][59] Disaster Relief & Resilience - The speaker initiated a Facebook group called "கஜா புயல் மீட்பு குழு" (Gaja Cyclone Relief Team) to provide assistance during the கஜா (Gaja) cyclone, despite facing ridicule and skepticism from the community [9][10] - The speaker extended his vacation and stayed back to help with disaster relief efforts after the கஜா (Gaja) cyclone, recognizing the potential for significant impact [8] - The speaker and his team initially focused on providing emergency relief, clearing roads, and distributing groceries after the கஜா (Gaja) cyclone [15]

Core Viewpoint - The ministerial visit emphasizes the strategic significance of high-purity phosphate for Canada's energy transition and the development of a North American supply chain for lithium iron phosphate (LFP) batteries [4][5]. Company Overview - First Phosphate Corp. is focused on producing high-purity phosphate for the LFP battery industry, utilizing a vertically integrated approach that connects sustainable phosphate mining in Quebec with North American battery supply chains [9]. - The company's flagship Bégin-Lamarche Property in Saguenay-Lac-Saint-Jean is noted for being one of North America's rare igneous phosphate resources, yielding high-purity phosphate with minimal impurities [9]. Ministerial Visit Highlights - The visit by Canada's Minister of Energy and Natural Resources, Timothy Hodgson, and other MPs underscores the importance of First Phosphate's project in supporting Canada's energy transition and economic prosperity [3][4]. - Parliamentary Secretary Claude Guay expressed confidence in Quebec's potential to leverage its natural resources for economic growth, highlighting the province's leadership in clean technology and sustainable mining [7]. - MP Mario Simard emphasized the constructive discussions regarding the First Phosphate project and its alignment with regional economic diversification objectives [7]. Industry Context - High-purity igneous phosphate is identified as a critical resource for the future of energy storage, mobility, data centers, robotics, and defense sectors in North America [5][4]. - The phosphate industry is seen as being on the right track, with ongoing efforts to ensure that projects like First Phosphate can benefit from federal programs supporting critical minerals [7].