RT THE HUNTER ✴️ (@TrueGemHunter)NFTs finally found gravity, it’s called @spaace_io 🌌Spaace didn’t reinvent NFTsit just made them profitable. 🌍💫 https://t.co/Vxc2Qr56Ek ...

Speaking of movers, by the way, Door Dash shares are uh down rather sharply. You see that almost 15% after a miss on earnings. Mackenzie Sagalas is here and she's got more for us.Mac, >> hey, David. So, Door Dash, it is in sell-off mode after missing on earnings and warning of rising investment costs heading into 2026. Now, the company beat on revenue in orders, showing no sign of consumer weakness.You were just talking to the Chime CEO about that. And it actually saw revenue growth accelerate to 27%. But t ...

Financial Data and Key Metrics Changes - Q3 GAAP revenue was $27 million, representing a 9% increase quarter over quarter and an 11% increase year over year [6][15] - Adjusted EBITDA loss was $12 million, a 3% decrease quarter over quarter and a 15% increase year over year [6][16] - Paying MAU reached 155,000, up 6% quarter over quarter and 28% year over year [6][15] Business Line Data and Key Metrics Changes - The launch of "Solitaire Skills" as an owned and operated title is showing early promise and serves as a testing ground for new features [8] - Aarki's ad tech business experienced accelerating revenue growth, supported by new AI-driven product launches [8][10] - R&D expenses increased by 15% year over year to $5 million, while sales and marketing expenses decreased by 10% year over year to $17 million [15][16] Market Data and Key Metrics Changes - The competition platform showed stability, contributing to the overall revenue growth despite a typically softer seasonal period [6][10] - Aarki's net revenue increased by more than 100% year over year, indicating strong growth in the ad tech market [10] Company Strategy and Development Direction - The company is focused on enhancing player and developer engagement, operational efficiency, and a path to profitability [9][10] - The Fair Play initiative aims to protect players and maintain fair competition, with ongoing litigation against competitors for alleged bot usage [10][11] - The company is exploring growth opportunities beyond gaming into e-commerce and interactive entertainment [13] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the progress across both Skillz and Aarki, highlighting the potential for long-term growth [12][13] - The company is committed to achieving compliance with New York Stock Exchange listing standards and expects to file necessary reports by December 17, 2025 [4][16] Other Important Information - The company is working to complete its financial statements for previous quarters and is under scrutiny for compliance with listing standards [3][4] - The balance sheet remains healthy with $213 million in cash and $129.7 million in total debt principal outstanding [16] Q&A Session Summary - The Q&A session was concluded without any specific questions being recorded, indicating a focus on the presentation rather than audience inquiries [17]

Financial Data and Key Metrics Changes - For Q3 2025, the company reported revenue of $4.3 million, a decrease of approximately 6% compared to $4.6 million in Q3 2024, and a decrease of $73,000 or 2% from Q2 2025 [12] - Year-to-date revenues through September 30, 2025, were $13.4 million, down approximately 14% from $15.6 million in the same period last year [12] - GAAP net loss attributable to common stockholders for Q3 2025 was $5.2 million, or $0.25 loss per share, compared to a loss of $6.4 million, or $0.54 loss per share in Q3 2024 [19] - Non-GAAP net loss for Q3 2025 was $2.6 million, or $0.12 loss per share, compared to a loss of approximately $3.6 million, or $0.30 loss per share in Q3 2024 [19] Business Line Data and Key Metrics Changes - Family safety revenue for Q3 2025 was $3.5 million, a decrease of approximately $410,000 or 10% compared to Q3 2024 [13] - CommSuite revenue was $792,000, an increase of approximately $148,000 compared to Q3 2024 [13] - The company sold its ViewSpot product for $1.3 million in June 2025, resulting in minimal revenue from this product in Q3 2025 [13] Market Data and Key Metrics Changes - The company is witnessing a shift in the carrier market with a renewed focus on family subscribers, which represent a high-value opportunity due to lower churn rates and higher lifetime value [8][9] - The expanded SafePath platform is tailored to family needs, aligning with carriers' core business strategies [9] Company Strategy and Development Direction - The company implemented strategic changes to realign its cost structure, aiming for approximately $7.2 million in annualized cost savings [5][6] - The company expects to be close to breakeven and profitable by mid-2026 [6] - The SafePath platform is being enhanced to support families, with ongoing trials and engagements with mobile operators worldwide [22][23] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about entering a new phase of growth and profitability, supported by a strong pipeline and ongoing customer trials [7] - The company is focused on continuous improvement and operational efficiency while investing in strategic areas [6] - Management highlighted the importance of the family focus in the carrier market as a significant growth opportunity [25][26] Other Important Information - The company completed a follow-on offering of approximately $1.5 million and a private placement expected to raise about $2.7 million [10][11] - GAAP operating expenses for Q3 2025 were $7.7 million, a decrease of $2.1 million or 22% compared to Q3 2024 [16] Q&A Session Summary - There were no questions during the Q&A session, and the call concluded without any inquiries from participants [27]

Financial Data and Key Metrics Changes - Tutor Perini reported a strong third-quarter revenue of $1.42 billion, representing a 31% year-over-year increase [16] - Operating cash flow reached $289 million for the quarter and $574 million for the first nine months of 2025, both setting new records [4][23] - Adjusted earnings per share (EPS) for the third quarter was $1.15, a significant improvement from an adjusted loss of $1.61 per share in the same quarter last year [8][22] - GAAP EPS was $0.07 for the third quarter, compared to a loss of $1.92 per share in the same quarter last year [9][21] Business Line Data and Key Metrics Changes - Civil segment revenue was $770 million, up 41% year-over-year, with operating income from construction operations at $99 million, a substantial improvement from a loss of $13 million last year [16][17] - Building segment revenue was $419 million, slightly down from last year, but operating income improved to $14 million from a loss of $4 million [16][18] - Specialty contractor segment revenue surged 124% to $226 million, with a return to profitability, reporting an income of $6 million compared to a loss of $57 million last year [16][19] Market Data and Key Metrics Changes - The company's backlog reached a record $21.6 billion, up 54% year-over-year, driven by $2 billion in new awards and contract adjustments in the third quarter [6][27] - The civil segment continues to perform at record levels, while the specialty contractor segment has shown significant recovery and profitability [8][19] Company Strategy and Development Direction - Tutor Perini aims to capitalize on favorable macroeconomic conditions and strong market demand for construction services, particularly in civil and building segments [5][10] - The company is focused on pursuing projects with favorable contractual terms and higher margins, emphasizing a selective approach to bidding [12] - Future bidding opportunities are expected to exceed $25 billion over the next 12 to 18 months, with significant projects primarily located in California, New York, and the Midwest [11][12] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's performance and raised guidance for adjusted EPS for 2025 to a range of $4-$4.20, up from previous guidance [13] - The outlook remains positive beyond 2025, with expectations for significantly higher adjusted EPS in 2026 and 2027 [14] - Management does not foresee significant impacts from government funding cuts or the recent federal government shutdown on major projects [15] Other Important Information - The company plans to continue building its cash position until it reaches a level suitable for initiating strategic capital allocation alternatives, such as dividends or share repurchase programs [5] - Total debt decreased by 23% to $413 million, with cash on hand exceeding total debt by $283 million [23] Q&A Session Summary Question: Can you give a little more color on specialty turning positive? - Management indicated that the specialty performance is driven by successful non-claim resolution work, leading to improved results [33] Question: Does the specialty revenue trend up from the Q3 level? - Management confirmed that specialty revenue is expected to increase as larger projects ramp up [34] Question: How many of the legacy disputes are remaining? - Management estimated about a dozen significant legacy disputes remain [35] Question: Is bidding activity staying robust? - Management affirmed that bidding activity remains strong across major geographies, particularly in New York and California [41] Question: Could you exit the fourth quarter at another record? - Management suggested that while new records may occur, the growth may be lumpier and not consistently increasing [49] Question: What is the outlook for building segment margins? - Management expects building segment margins to improve significantly by mid-2026 due to the mix of higher-margin projects [72] Question: What are the dynamics with government funding? - Management does not anticipate significant impacts from government funding changes, maintaining active dialogue with customers [74]

Core Insights - Provident Financial Services Inc (PFS) reported strong quarterly performance with net income of $71.7 million, slightly down from $72.0 million in the previous quarter, resulting in an EPS of $0.55, meeting consensus expectations [1][7] - Total revenue reached a record $221.8 million, an increase from $214.2 million in the prior quarter, driven by robust loan production and disciplined deposit pricing [1][7] - Pre-tax, pre-provision earnings rose 9% sequentially to a record $109 million, reflecting a 1.76% return on average assets, indicating improving core profitability [1][7] Financial Performance - Net interest income was $194.3 million and non-interest income was $27.4 million, contributing to the record revenue [7] - The net interest margin improved to 3.43% [7] - Total commercial loans increased by $191.2 million to $16.70 billion, while total deposits rose by $387.7 million to $19.10 billion [7] - Non-performing assets improved to 0.41% of total assets, indicating better asset quality [7]

Core Insights - Merrill Lynch aims to expand its service offerings and investment options for affluent clients while enhancing its client-lending operations to drive asset growth and profitability in the coming years [2]. Group 1: Growth Strategy - The company plans to increase its market share by building its advisor force [2]. - Merrill Lynch is promoting alternative investments as part of its strategy to improve margins [2]. - The firm intends to offer more banking and lending services to support its growth objectives [2].

Group 1 - Amgen's stock rose over 8% following the release of its third-quarter results, indicating strong investor confidence [1] - The company reported a 12% year-over-year increase in total revenue, reaching $9.6 billion, driven by significant sales growth of key drugs [2] - Non-GAAP net income increased by 1% to just under $3.06 billion, or $5.64 per share, surpassing analyst expectations [2][3] Group 2 - Amgen attributed its better-than-expected performance to volume growth and emphasized its focus on expanding access and innovation for long-term growth [4] - The company raised its full-year 2025 revenue guidance to a range of $35.8 billion to $36.6 billion, up from the previous range of $35 billion to $36 billion [5] - Adjusted net income forecast was also increased to $20.60 to $21.40 per share, compared to the prior forecast of $20.20 to $21.30 [5]

Welcome back. Shares of Lemonade are surging today after the AI powered insurance company posted a third quarter beat on the top and bottom lines. The stock has nearly doubled this year, still down more than 50% from its all-time high in 2021.Joining us now first on CNBC to break down the quarter is Lemonade co-founder and CEO Daniel Shriber. Daniel, it's good to have you back on. I mean, you're definitely back on the radar because the stock has been incredible lately um coming off of those lows.So what wha ...

Financial Data and Key Metrics Changes - The company reported a strong net income of BRL 11.9 billion, reflecting a growth of 3.2% compared to Q2 2025 and 11.3% year over year [3] - The consolidated Return on Equity (ROE) reached 23.3%, with Brazil's ROE at 24.2%, indicating profitability expansion [3][4] - The Common Equity Tier 1 (CET1) capital ratio increased to 13.5%, with a profitability level of nearly 27% in Brazil [4][29] Business Line Data and Key Metrics Changes - The loan portfolio grew to BRL 1.4 trillion, up 0.9% from Q2 and 6.4% year over year, with a 1.7% growth excluding foreign exchange impact [5] - Mortgage loans increased by 2.0% quarter over quarter and 15.2% year over year, with a market share of 47% among private banks [6] - The SME loan portfolio rose by 1.1% in the quarter and 7.5% year over year, with government programs showing a growth of 10.9% in the quarter [11][12] Market Data and Key Metrics Changes - The company reported a total transaction volume of BRL 258 billion, an increase of 6.6% in the quarter and 12.8% year over year [17] - The revenue from advisory services and brokerage grew by 33.7% in the quarter, although it declined for the nine-month period due to last year's exceptional performance [18] Company Strategy and Development Direction - The company aims to maintain a balanced portfolio with solid results in both wholesale and retail businesses, focusing on long-term value creation [31] - The management emphasized the importance of capital discipline and efficient growth, particularly in a mixed macroeconomic scenario [35][39] Management's Comments on Operating Environment and Future Outlook - The management acknowledged the challenges posed by high interest rates and a selective credit market but expressed confidence in finding growth opportunities [35] - The company is committed to a proactive approach in managing its portfolio and capital allocation, ensuring a robust capacity to react to market changes [36] Other Important Information - The efficiency ratio for the nine-month period was reported at 36.9% in Brazil, the lowest in the industry compared to peers [27] - The company updated its guidance for market NII, narrowing the range to between BRL 3 billion and BRL 3.5 billion for the year [30] Q&A Session Summary Question: How does the current macroeconomic scenario affect strategic decisions for 2026? - The management highlighted the importance of maintaining a strong discipline in capital allocation and emphasized the existence of growth opportunities despite uncertainties [35] Question: What is the trajectory for the SME segment, particularly regarding government programs? - The management expressed confidence in the growth of the SME segment, citing effective management of government programs and a commitment to quality client selection [40][41] Question: Can you elaborate on client margins and the dynamics affecting them? - The management explained that recent fluctuations in margins were influenced by seasonal factors and the performance of structured operations, indicating a return to stability moving forward [44][46]