Broadridge is a Gold sponsor of this year’s SmartCon.The global fintech leader underpins over $10 trillion in daily capital markets activity and is one of the world’s most admired companies, according to Fortune.It’s on, NYC. ...

Core Insights - SoFi Technologies' stock increased by 6.6% to close at $22.40 following a strong Q2 earnings report that surpassed Wall Street expectations [2] - The company reported Q2 revenue of $858 million, marking a 44% year-over-year growth, and earnings per share (EPS) of $0.08, exceeding consensus estimates [2] - Net income rose to $97 million, and management raised the full-year revenue guidance to $3.375 billion with an EPS target of $0.31, indicating a positive profitability trend [2] Market Performance - SoFi's stock performance outpaced broader market trends, with the S&P 500 and Nasdaq Composite declining by 0.3% and 0.38% respectively [3] - Compared to fintech peers, SoFi's performance was notably strong, as Affirm Holdings saw a modest gain of 0.67%, while Robinhood Markets declined by 3.23% [3] Trading Activity - The stock experienced exceptional trading volume of approximately 222 million shares, about 3.5 times its 200-day average, reflecting strong investor interest [4] - This heightened trading activity and technical breakout near new highs highlighted investor confidence following SoFi's earnings beat and raised guidance [4]

Overview - Fintech company is helping immigrants access to credit [1] Business Focus - The company is experiencing an unlikely turnaround [1]

Group 1: Overview of Bank of America and PNC Financial - Bank of America (BAC) and PNC Financial Services (PNC) are significant U.S. banks with extensive national reach, with BAC focusing on scale and diversified services, while PNC emphasizes prudent growth and regional expansion [1][2] - Both banks are positioning themselves to benefit from increasing client interest in digital assets due to favorable legislation and a crypto-friendly environment [2] Group 2: Bank of America Insights - BAC is preparing to launch a stablecoin, indicating readiness to move forward as client demand grows [3] - The bank is focusing on organic growth by expanding its physical and digital presence, planning to open over 150 financial centers by 2027 [4] - BAC's investment banking business is expected to recover as macroeconomic conditions improve, despite a weak performance in the first half of 2025 [5] - The bank's credit quality has weakened due to prolonged high interest rates, impacting asset quality in the near term [6] Group 3: PNC Financial Insights - PNC is also expanding into digital assets, partnering with Coinbase to offer secure crypto solutions for clients [7] - The bank is enhancing its business through acquisitions and partnerships, including the acquisition of Aqueduct Capital Group and a partnership with Plaid [8] - PNC acquired loan commitments worth $16 billion from Signature Bank, which is expected to strengthen its financial position [9] - The bank plans to invest $1.5 billion to open over 200 new branches across 12 U.S. cities [10] Group 4: Performance and Valuation Comparison - In 2025, BAC shares gained 9.8%, while PNC shares increased by 0.6%, with BAC outperforming the S&P 500 Index [13][16] - BAC has a forward P/E ratio of 12.01X, while PNC's is 11.75X, both below the industry average of 14.90X [16][18] - BAC increased its dividend by 8% to $0.28 per share, while PNC raised its dividend by 6% to $1.76 per share, resulting in dividend yields of 2.16% for BAC and 3.51% for PNC [18] - PNC has a higher return on equity (ROE) of 11.07% compared to BAC's 10.25%, indicating more efficient use of shareholder funds [21] Group 5: Future Growth Projections - The Zacks Consensus Estimate projects BAC's revenue growth of 5.8% and 5.7% for 2025 and 2026, respectively, with earnings expected to rise by 11.9% and 16.3% [23] - PNC's revenue is estimated to grow by 6.2% and 5.8% for 2025 and 2026, with earnings growth of 10.8% and 12.4% [26] Group 6: Investment Considerations - BAC is well-positioned for long-term capital appreciation due to its scale, digital leadership, and improving earnings outlook [29] - PNC appeals to conservative investors with its higher dividend yield and disciplined lending approach [30]

Media Contact Dan Ury press@dave.com Dave (Nasdaq: DAVE) is a leading U.S. neobank and fintech pioneer serving millions of everyday Americans. Dave uses disruptive technologies to provide best-in-class banking services at a fraction of the price of incumbents. For more information about the company, visit: www.dave.com. For investor information and updates, visit: investors.dave.com and follow @davebanking on X. Investor Relations Contact Sean Mansouri, CFA Elevate IR DAVE@elevate-ir.com LOS ANGELES, July 2 ...

Group 1 - Innovator Deepwater Frontier Tech ETF (NYSEARCA: LOUP) targets high achievers in technology sectors such as AI, EVs, and fintech, focusing on future potential rather than current valuations [1] - Vasily Zyryanov emphasizes the importance of analyzing Free Cash Flow and Return on Capital in addition to profit and sales to gain deeper investment insights [1] - The research covers a wide range of industries, including energy (oil & gas), mining, chemicals, and luxury goods, highlighting the need for thorough analysis to identify underappreciated equities [1] Group 2 - The article reflects the author's personal opinions and does not represent any investment recommendations or advice [2][3] - There is no current investment position in any mentioned companies, indicating an unbiased perspective in the analysis [2]

🇺🇸 JUST IN: Circle partners with fintech company FIS to enable US financial institutions to use $USDC for transactions. https://t.co/382fvblIh8 ...

Core Viewpoint - MercadoLibre, Inc. is set to release its financial results for the second fiscal quarter ending June 30, 2025, on August 4, 2025, and will host a video conference and conference call for investors and analysts [1]. Company Overview - MercadoLibre is the largest online commerce ecosystem in Latin America, recognized for its unique visitors and processed orders, and is also a leading fintech platform in the region [5]. - The company operates in 18 countries, including Argentina, Brazil, Mexico, Colombia, Chile, and Peru, focusing on enabling e-commerce and digital financial services [5]. E-commerce Platform - MercadoLibre provides a robust and safe environment for buyers and sellers, fostering a large e-commerce community in Latin America, which has a population exceeding 650 million and is experiencing rapid internet penetration and e-commerce growth [6]. Fintech Services - Through its fintech platform, MercadoPago, the company offers a comprehensive set of financial technology services, including digital accounts, debit cards, online payments, insurance, savings, investments, and credit lines for individuals, as well as payment processing services for merchants [7].

Industry Relations - Tyler Winklevoss 指出，在批评摩根大通对开放银行的立场后，摩根大通暂停了 Gemini 的重新加入流程 [1] - Gemini 将揭露针对金融科技和加密货币的反竞争行为 [1]

According to Bloomberg, Tyler Winklevoss accused JPMorgan of pausing the re-onboarding of crypto exchange Gemini after he criticized the bank’s new policy to charge fintech firms for access to customer data. He said Gemini was previously offboarded during Operation ChokePoint 2.0, and JPMorgan had earlier deemed the relationship unprofitable. https://t.co/Eac0DeMCgh ...