Core Insights - Community Financial System (CBU) reported revenue of $197.14 million for Q1 2025, marking a year-over-year increase of 10.6% and an EPS of $0.93 compared to $0.82 a year ago, with a slight revenue surprise of -0.20% against the Zacks Consensus Estimate of $197.54 million and an EPS surprise of +2.20% over the consensus estimate of $0.91 [1] Financial Performance Metrics - The efficiency ratio (GAAP) was reported at 63.8%, better than the average estimate of 65.2% from three analysts [4] - The net interest margin stood at 3.2%, matching the average estimate from three analysts [4] - Total interest-earning assets averaged $15.17 billion, slightly above the estimated $15.16 billion [4] - Net charge-offs as a percentage of average loans were 0.1%, aligning with the two-analyst average estimate [4] - Fully tax-equivalent net interest income was $121.11 million, close to the average estimate of $121.13 million [4] - Total non-interest income was $76.04 million, below the average estimate of $76.43 million [4] - Employee benefit services generated $32.62 million, lower than the two-analyst average estimate of $34.53 million [4] - Insurance services reported $14.20 million, exceeding the two-analyst average estimate of $11.96 million [4] - Wealth management services brought in $9.86 million, slightly below the two-analyst average estimate of $9.92 million [4] - Mortgage banking income was $1 million, surpassing the average estimate of $0.73 million from two analysts [4] - Deposit service and other banking fees totaled $18.11 million, compared to the average estimate of $19.26 million from two analysts [4] Stock Performance - Community Financial's shares have returned -2.1% over the past month, compared to a -0.8% change in the Zacks S&P 500 composite, with a current Zacks Rank of 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - COPT Defense reported revenue of $187.86 million for the quarter ended March 2025, a decrease of 2.8% year-over-year, with EPS at $0.65 compared to $0.29 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $185.72 million by 1.15%, while the EPS met the consensus estimate of $0.65 [1] Revenue Breakdown - Revenue from real estate operations was $177.60 million, surpassing the average estimate of $171.43 million, but reflecting an 8.1% decline year-over-year [4] - Revenue from construction contracts and other services was $10.26 million, significantly below the average estimate of $14.29 million, marking a 61.4% decrease year-over-year [4] Stock Performance - COPT Defense shares have returned -3.4% over the past month, compared to a -4.3% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Viewpoint - Saia reported a revenue of $787.58 million for the quarter ended March 2025, reflecting a year-over-year increase of 4.3%, but fell short of the Zacks Consensus Estimate of $810.08 million, resulting in a revenue surprise of -2.78% [1] - The company's EPS was $1.86, significantly lower than the $3.38 reported in the same quarter last year, leading to an EPS surprise of -32.85% against the consensus estimate of $2.77 [1] Financial Performance Metrics - Operating Ratio was reported at 91.1%, which is higher than the five-analyst average estimate of 87.6% [4] - LTL (Less-Than-Truckload) Shipments totaled 2,170, slightly below the three-analyst average estimate of 2,219 [4] - LTL Revenue Per Hundredweight (CWT) was $24.97, exceeding the three-analyst average estimate of $24.75 [4] - LTL pounds per shipment were 1,424, surpassing the three-analyst average estimate of 1,405 [4] - LTL Tonnage was reported at 1,545 KTon, compared to the three-analyst average estimate of 1,558.55 KTon [4] - LTL revenue per CWT, excluding fuel surcharge, was $21.12, lower than the average estimate of $21.50 [4] - LTL revenue per shipment, excluding fuel surcharge, was $300.76, compared to the average estimate of $302.52 [4] - LTL revenue per shipment was $355.48, slightly above the two-analyst average estimate of $353.03 [4] Stock Performance - Saia's shares have returned -5.8% over the past month, compared to a -4.8% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]