Core Viewpoint - Ant Group's Alipay and Ant International have become the first institutions to participate in the cross-border QR code unified gateway pilot program, enhancing payment convenience for international travelers in China [1] Group 1: Cross-Border Payment Initiatives - The initiative is guided by the People's Bank of China and the China Payment and Clearing Association [1] - Alipay now supports international bank cards from 7 major brands and 31 e-wallets from 12 countries and regions [1] - Recent additions to supported e-wallets come from Indonesia, Uzbekistan, and Thailand [1] Group 2: Economic and Cultural Impact - The cross-border QR code unified gateway is expected to facilitate new partnerships that will soon be implemented [1] - This initiative aims to enable overseas travelers to use "one wallet to travel across China," promoting tourism and enhancing economic and cultural exchanges [1]

Core Viewpoint - New Zhisoft's stock price has shown volatility, with a year-to-date increase of 42.55%, but recent trading indicates a mixed performance in the short term [2]. Group 1: Stock Performance - On September 17, New Zhisoft's stock price fell by 2.02% to 22.85 CNY per share, with a trading volume of 57.14 million CNY and a turnover rate of 0.94% [1]. - Year-to-date, New Zhisoft's stock has increased by 42.55%, with a 6.48% rise over the last five trading days, a 6.08% decline over the last 20 days, and a 7.83% increase over the last 60 days [2]. Group 2: Financial Performance - For the first half of 2025, New Zhisoft reported revenue of 897 million CNY, a year-on-year decrease of 3.40%, while net profit attributable to shareholders was 30.35 million CNY, reflecting a year-on-year increase of 42.84% [3]. - Since its A-share listing, New Zhisoft has distributed a total of 98.88 million CNY in dividends, with 29.71 million CNY distributed over the past three years [4]. Group 3: Shareholder Information - As of July 20, New Zhisoft had 12,600 shareholders, a decrease of 3.34% from the previous period, with an average of 20,899 circulating shares per shareholder, an increase of 3.45% [3]. - As of June 30, 2025, the top ten circulating shareholders included E Fund Supply-side Reform Mixed Fund, which held 2.82 million shares, a decrease of 595,100 shares from the previous period [4]. Group 4: Business Overview - New Zhisoft, established on June 4, 1994, and listed on December 7, 2020, provides IT solutions and services primarily to financial institutions and other industries, with 84.23% of its revenue coming from IT solutions [2]. - The company operates in the computer software development sector, focusing on vertical application software, and is involved in various concept sectors including data rights confirmation and RPA [2].

Group 1 - The Ministry of Commerce and nine other departments released measures to expand service consumption, proposing 19 initiatives to enhance service quality and promote new consumption models [2][8] - The document emphasizes the development of new consumption scenarios and the support for high-level opening of the service industry, including sectors like telecommunications, healthcare, and education [2][8] - The agricultural sector reported that China's grain production is expected to exceed 1.4 trillion jin in 2024, marking an increase of 74 billion jin compared to 2020, ensuring food security [2][8] Group 2 - Shanghai Construction Group issued a risk warning after three consecutive days of stock price increases, indicating potential market overheating and irrational speculation [7] - China Shenhua reported a 3.1% year-on-year decline in coal sales for August, reflecting challenges in the coal market [7] - Brother Technology anticipates a net profit increase of 207.32% to 253.42% year-on-year for the first three quarters, driven by rising prices of certain vitamin products [7]

本报北京9月16日电（记者吴秋余）中国人民银行副行长陆磊9月16日在第十四届中国支付清算论坛上表 示，经过产业各方不懈努力，支付服务实体经济质效进一步提升，行业治理持续深入，金融基础设施支 撑有力，高水平开放不断推进，现代支付体系建设取得新成效。目前，人民币跨境支付系统（CIPS） 业务覆盖全球189个国家和地区，2025年上半年，共处理业务笔数402.95万笔、业务金额90.19万亿元， 成为人民币国际化的重要支撑。 陆磊介绍，为推动外籍来华人员支付服务便利化工作，今年，人民银行指导支付清算协会和中国银联建 设了跨境二维码统一网关，已于7月底上线试运行，有效解决了"外包内用"多头连接等问题。统一网关 作为跨境支付基础设施，坚持公共性、包容性、普惠性原则，支持符合条件的市场机构接入开展跨境二 维码支付业务。截至9月11日，统一网关办理业务198.1万笔，金额4.27亿元。同时，中国银联、网联清 算公司积极推进与泰国、越南、印尼等多国二维码网络互联，通过双向开放二维码受理网络，推动跨境 支付合作成果更多惠及中外民众。 ...

Core Viewpoint - Newland Technology Group showcased its cross-border payment capabilities at the 25th China International Investment and Trade Fair, emphasizing its role in empowering a new ecosystem for global trade [1][3]. Group 1: Event Overview - The 25th China International Investment and Trade Fair took place from September 8 to 11 in Xiamen, attracting representatives from over 120 countries and regions, along with 11 international organizations [1]. - The theme of the fair was "Join Hands with China, Invest in the Future," making it a significant platform for showcasing cutting-edge technology, discussing industry trends, and promoting international cooperation [1]. Group 2: Company Innovations - Newland Technology Group presented a series of innovative technology products and smart scene solutions, particularly in cross-border and foreign card payment sectors, highlighting its leading position in digital commerce and global layout [3]. - The company has obtained the U.S. Money Services Business (MSB) license and launched a one-stop cross-border payment solution, focusing on the needs of outbound merchants and providing multi-currency B2B payment services [3]. Group 3: Product Developments - Newland's subsidiary, Guotong Xingyi Network Technology Co., Ltd., has enhanced terminal products, including the T9 smart terminal, which processes mainstream foreign card transactions quickly and addresses power outage issues [5]. - The non-contact scanning box redefines the "Card Code PAY" payment method, improving user experience by enabling instant payment and reducing transaction time, thus addressing pain points in traditional foreign card payments [5]. Group 4: Strategic Goals - Newland aims to leverage the investment fair to deepen its engagement in the digital commerce sector, expand its international vision and cooperation network, and drive the globalization of its product and service offerings [5].

本报讯 （记者李冰）9月16日，由中国支付清算协会举办的第十四届"中国支付清算论坛"在北京召开。 论坛上，中国人民银行副行长陆磊首次透露"跨境二维码统一网关"进展。为进一步提高跨境支付效率， 满足境外用户来华高效、便捷的移动支付需求，将支持境内外参与机构通过"跨境二维码统一网关"开展 跨境支付合作，加快推进跨境二维码支付互联互通，提升跨境支付体验。 腾讯公司副总裁、财付通总经理郑浩剑表示："我们全力参与'跨境二维码统一网关'建设，在近年来微 信支付持续升级'外卡内绑'、'外包内用'服务的基础上，通过'跨境二维码统一网关'接入更多境外钱包， 进一步提升跨境支付效率与体验。" 据介绍，"统一网关"是在中国人民银行指导下，由中国支付清算协会牵头建设，支持境内外机构通 过"一点对接"开展跨境二维码支付合作，为其提供统一技术接口、跨境交易信息转接分发、交易监测与 分析等服务的跨境支付基础设施。 微信支付方面表示，未来微信支付还将与更多境外钱包机构合作上线"外包内用"服务，既便利更多外籍 人员体验中国，也帮助中国商户打开更广阔的国际化市场。 论坛上，腾讯宣布将通过"跨境二维码统一网关"进一步开放微信支付"外包内用"服务， ...

Group 1 - CoGoLinks has obtained a payment business license in the UAE, becoming the first Chinese cross-border payment platform to do so [1] - The UAE's e-commerce market is projected to grow from 32.3 billion AED (approximately 8.8 billion USD) in 2024 to over 50.6 billion AED (approximately 13.8 billion USD) by 2029, with a compound annual growth rate of 56% [1] - The UAE's free trade zone policies, including zero corporate income tax and 100% foreign ownership, enhance its attractiveness for cross-border e-commerce and payment services [2] Group 2 - The UAE's Ministry of Economy has launched the "Free Zone Strategy 2030" and "Digital Economy Strategy 2025," further strengthening the region's appeal for cross-border payment services [2] - The process of obtaining payment licenses varies by country, with significant regulatory and cultural differences posing challenges for companies [2] - Several payment institutions, including Payoneer and PingPong, have announced obtaining overseas licenses this year, indicating a trend of Chinese payment companies expanding internationally [3]

Group 1 - The 25th China International Investment and Trade Fair (CIFIT) was held in Xiamen from September 8 to 11, attracting representatives from over 120 countries and regions, and 11 international organizations, making it a significant platform for showcasing cutting-edge technology and discussing industry trends [1] - Newland Technology Group showcased a series of innovative technology products and smart scene solutions in the Fujian Pavilion, highlighting its leading position in the digital commerce sector and its global layout, providing valuable "Chinese solutions" for the digital transformation of global commerce [3] - The company has obtained the Money Services Business (MSB) license in the United States and launched a one-stop cross-border payment solution, focusing on the needs of outbound merchants and supporting multiple trade scenarios, significantly improving fund circulation efficiency [3] Group 2 - Newland's subsidiary, Fujian Guotong Xingyi Network Technology Co., Ltd., is enhancing terminal product upgrades and innovations, with the T9 smart terminal achieving high-speed processing of mainstream foreign card transactions, addressing issues of frequent power outages [5] - The non-contact scanning box redefines the "Card Code PAY" payment method, improving user experience by enabling instant payment and reducing transaction complexity and wait times, thus helping merchants retain customers [5] - The company aims to leverage CIFIT to deepen its engagement in the digital commerce sector, expand its international vision and cooperation network, and inject new momentum into the rapid development of digital commerce and the digital transformation of global trade [7]

CoGoLinks结行国际相关负责人表示：在阿联酋获得支付业务许可是公司全球化战略布局的关键里程 碑，我们将以此为契机，进一步深化国际化服务能力，赋能中国企业以及阿联酋本土企业开拓国际市 场。未来，CoGoLinks结行国际将依托阿联酋牌照的辐射效应，构建覆盖中东地区的本地化支付服务体 系，重点解决货物贸易、服务贸易流程中的数字化结算痛点，为企业提供更加安全、便捷、低成本的跨 境收付款服务。 本报讯(记者李冰)日前，全球化跨境支付服务平台CoGoLinks结行国际宣布，其海外主体公司递交的验 收材料已通过迪拜金融服务管理局(DFSA)审核，正式在阿联酋获得金钱服务许可。该项资质允许 CoGoLinks结行国际在阿联酋境内开展支付账户运营、支付交易处理及支付工具发行等业务。 由于各国法律法规及金融环境均不相同，在各国申请支付牌照的监管标准及流程各异。支付平台从项目 筹备到申请展业往往需经过较为复杂的程序，且由于海外监管政策、风俗文化与中国存在极大差异，企 业在牌照申请阶段还面临着多重不确定性因素。因此，在海外核心地区申请支付牌照也是检验跨境支付 平台综合实力的"试金石"。 ...

Core Insights - The article highlights the preparations made by overseas merchants to welcome Chinese tourists during the upcoming "Golden Week" holiday, emphasizing the convenience of using Alipay+ for cross-border services [1][2]. Group 1: Alipay+ and Cross-Border Services - Alipay+ has partnered with Grab, Southeast Asia's largest ride-hailing platform, allowing users from Alipay, AlipayHK, and GCash to book rides directly through their home wallet apps in Southeast Asia [2]. - The service covers eight Southeast Asian countries, enabling Chinese tourists to book Grab rides in their native language and pay in RMB, along with exclusive discounts [2][4]. - Alipay's cross-border payment services are now available in over 70 countries and regions, providing tailored travel solutions and discounts for various destinations [4]. Group 2: Enhancements for Chinese Tourists - In Singapore, public transport services are now accessible to Chinese tourists through Alipay, allowing them to purchase NETS cards for seamless travel across the city [4]. - The Fairprice Group in Singapore has integrated Alipay+ across over 500 stores, enabling tourists from 12 countries to use their home wallets for payments [7]. - Cheers convenience stores in Singapore are preparing to launch a dedicated mini-program on Alipay, enhancing the shopping experience for Chinese visitors [5][8]. Group 3: Expanding Payment Options - Alipay+ connects with 36 e-wallets and national QR payment systems, reaching over 1.7 billion users and 100 million merchants, primarily small and medium-sized enterprises [10]. - The service addresses common pain points for tourists, such as cashless payments for public restrooms and vending machines in Europe, enhancing the overall travel experience [10]. - New features on Alipay's "overseas travel" section include booking services for popular attractions, allowing users to interact with a smart assistant for personalized travel recommendations [10].