Core Insights - Coop Pank experienced strong growth in its loan portfolio due to a significant issuance of business and home loans in April 2025 [1] - The bank's loan portfolio quality remains robust despite economic uncertainties, with a new leasing product introduced for used vehicle financing [2] - A deliberate reduction in deposit volume was linked to a successful issuance of covered bonds, providing a stable funding source [3] Financial Performance - The number of clients increased by 1,700 to reach 214,400, while active clients decreased by 100, marking a 12% growth in the customer base year-over-year [5] - Customer deposits decreased by 107 million euros to 1.81 billion euros, with corporate deposits down by 74 million euros and private deposits down by 5 million euros [5] - The loan portfolio grew by 53 million euros to 1.87 billion euros, with business loans increasing by 39 million euros and home loans by 13 million euros [5] - The bank's net profit for April was 1.8 million euros, with a 19% decrease in net profit for the first four months compared to the previous year [5] - Return on equity stood at 10.3% and the cost-income ratio was 53% in April [5]

AI 发展的关键，HBM 堆叠工艺的演变-从 TC- NCF、MR-MUF 到 Advanced MR-MUF20250512 摘要 • 国内 HBM 产业链面临国际供应链挑战，需自主研发关键设备和材料，以 追赶海力士等海外龙头企业。海力士已推出 36GB HBM 产品，并计划推 出 48GB 新产品，国内企业需加速从四层堆叠向八层、十二层迭代。 • 键合技术在半导体封装中应用广泛，包括引线键合、FC 倒装封装和热压键 合。先进封装技术推动 pitch size 缩小至 25-40 微米，增加了键合难度， 英特尔 Foveros 和台积电 CoWoS 等技术均在此范围内。 • 热压键合（TCB）是高密度封装的关键，通过加热粘合芯片与基板，适用 于 die to interposer 连接。Advanced MR-MUF 工艺通过大规模回流焊 提高生产效率，海力士在该领域具有优势。 • 韩美半导体通过与海力士合作研发 MR Max 设备，占据 HBM 用 TCB 设备 市场 60%-70%的份额。海力士正引入更多供应商如 APT、韩华，以分散 风险并促进竞争。 • Hybrid Bonding 技术在高层 HB ...

J P M O R G A N Europe Equity Research 09 May 2025 First Principles - Advanced packaging European Tech Hardware & Payments Sandeep Deshpande AC (44-20) 7134-5276 sandeep.s.deshpande@jpmorgan.com J.P. Morgan Securities plc Craig A McDowell (44-20) 7742-4576 craig.mcdowell@jpmorgan.com J.P. Morgan Securities plc Anchal Sahu (91-22) 6157-3038 anchal.sahu@jpmchase.com J.P. Morgan India Private Limited Specialist Sales contact details: Scott Silver - Specialist Sales - European TMT (44-20) 7134-0412 scott.silver ...

Core Points - Municipality Finance Plc has issued EUR 40 million notes with a maturity date of 14 May 2029, bearing interest at a floating rate of 3-month EURIBOR plus 22.5 basis points per annum [1][2] - The notes are part of MuniFin's EUR 50 billion debt issuance program and are expected to commence public trading on the Helsinki Stock Exchange on 12 May 2025 [2][3] - DNB Bank ASA is acting as the dealer for the issuance of these notes [3] Company Overview - Municipality Finance Plc is one of Finland's largest credit institutions, with a balance sheet exceeding EUR 53 billion, and is owned by Finnish municipalities, the public sector pension fund Keva, and the State of Finland [3] - MuniFin's customers include municipalities, joint municipal authorities, wellbeing services counties, corporate entities, and non-profit organizations, focusing on environmentally and socially responsible investments [4] - The company operates in a global business environment and is recognized as the first Finnish issuer of green and social bonds, with funding guaranteed by the Municipal Guarantee Board [5]

Full House Resorts (FLL) Q1 2025 Earnings Call May 08, 2025 04:30 PM ET Speaker0 Afternoon, ladies and gentlemen, and welcome to the Full House Resorts First Quarter twenty twenty five Earnings Call. At this time, all lines are in listen only mode. Following the presentation, we will conduct a question and answer session. This call is being recorded on Thursday, 05/08/2025. I would now like to turn the conference over to Adam Campbell. Please go ahead. Speaker1 Thank you. Good afternoon. Welcome to our firs ...

Olaplex (OLPX) Q1 2025 Earnings Call May 08, 2025 09:00 AM ET Company Participants Allison Malkin - PartnerAmanda Baldwin - CEO & DirectorCatherine Dunleavy - COO & CFOJonna Kim - DirectorSydney Wagner - Equity Research Senior Associate - Beauty & Personal CareKate Grafstein - VP - Equity ResearchDana Telsey - CEO and Chief Research Officer Conference Call Participants Susan Anderson - Managing Director & Senior AnalystShovana Chowdhury - AnalystKorinne Wolfmeyer - Vice President & Senior Equity Research An ...

Olaplex (OLPX) Q1 2025 Earnings Call May 08, 2025 09:00 AM ET Speaker0 Greetings, and welcome to the Olaplex Holdings First Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. A question and answer session will follow the formal presentation. As a reminder, this conference is being recorded. It is now my pleasure to introduce Alison Malkin, Investor Relations. Alison, please go ahead. Speaker1 Good morning, everyone. Welcome to our first quarter fis ...

Greystone Housing Impact Investors LP (GHI) Q1 2025 Earnings Call May 07, 2025 04:30 PM ET Company Participants Jesse Coury - Chief Financial OfficerKenneth Rogozinski - Chief Executive OfficerMatthew Erdner - DirectorChris Muller - Director - Equity Research Conference Call Participants Jason Stewart - Director & Equity Research Analyst Operator and welcome to First Quarter twenty twenty five Earnings Call for Greystone Housing Impact Investors. At this time, all participants are in a listen only mode. A q ...

Core Viewpoint - Crédit Agricole S.A. has announced the redemption of its outstanding ¥5,800,000,000 Japanese Yen Callable Subordinated Bonds, which were issued on June 4, 2020, effective June 4, 2025, at 100% of the principal amount plus accrued interest [1][2]. Group 1 - The redemption will take place on June 4, 2025, and the holders of the bonds will receive the redemption amount, which includes the principal and interest accrued up to the redemption date [2][3]. - On the redemption date, the bonds will cease to bear interest unless the redemption amount is improperly withheld or refused [3]. - Holders of the bonds will receive formal notice regarding the redemption in accordance with the bond conditions [3].

Core Viewpoint - Crédit Agricole S.A. has announced the redemption of its outstanding ¥105,500,000,000 Japanese Yen Callable Senior Non-Preferred Bonds, which were issued on June 4, 2020, effective June 4, 2025 [1][2]. Group 1 - The redemption will occur at a price equal to 100% of the principal amount, along with interest accrued up to the redemption date [2][3]. - On the redemption date, the redemption amount will become due and payable, and the bonds will cease to bear interest unless the redemption amount is improperly withheld or refused [3]. Group 2 - Holders of the bonds will receive formal notice of the redemption in accordance with the conditions of the bonds [3].