Core Insights - Royal Caribbean reported $4.54 billion in revenue for Q2 2025, a year-over-year increase of 10.4% and an EPS of $4.38 compared to $3.21 a year ago, with a slight revenue miss of -0.25% against the Zacks Consensus Estimate [1] - The EPS exceeded the consensus estimate of $4.10 by +6.83% [1] Financial Performance Metrics - Available passenger cruise days (APCD) were reported at 12,942.38 days, slightly above the average estimate of 12,923.00 days [4] - Net yields were $283.56, surpassing the average estimate of $282.52 [4] - The occupancy rate reached 110.3%, exceeding the average estimate of 109.6% [4] - Passenger cruise days totaled 14,277.89 days, compared to the average estimate of 14,167.96 days [4] - Net cruise costs excluding fuel per APCD were $126.76, lower than the average estimate of $129.25 [4] - Net cruise costs per APCD were $148.34, compared to the average estimate of $151.33 [4] - The number of passengers carried was 2.25 million, below the average estimate of 2.34 million [4] - Onboard and other revenues were $1.34 billion, slightly above the average estimate of $1.33 billion, reflecting a year-over-year change of +9.5% [4] - Passenger ticket revenues were $3.2 billion, compared to the average estimate of $3.21 billion, with a year-over-year change of +10.8% [4] Stock Performance - Royal Caribbean shares returned +12.4% over the past month, outperforming the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - TFI International Inc. reported a revenue of $2.04 billion for the quarter ended June 2025, reflecting a 10% decrease year-over-year, and an EPS of $1.34, down from $1.71 in the same quarter last year [1] - The revenue fell short of the Zacks Consensus Estimate of $2.05 billion by 0.77%, while the EPS exceeded the consensus estimate of $1.24 by 8.06% [1] Financial Performance Metrics - Adjusted Operating Ratio for Truckload was reported at 90.1%, better than the average estimate of 91% from three analysts [4] - Adjusted Operating Ratio for Less-Than-Truckload was 89.5%, compared to the average estimate of 91.6% [4] - Overall Adjusted Operating Ratio stood at 90.5%, against an average estimate of 91.1% [4] - Canadian LTL Tonnage was reported at 593.00 KTons, below the average estimate of 612.68 KTons [4] - U.S. LTL Tonnage was 842.00 KTons, slightly above the average estimate of 841.42 KTons [4] Revenue Breakdown - Revenue before fuel surcharge was $1.79 billion, matching the four-analyst average estimate, but representing an 8.5% year-over-year decline [4] - Fuel surcharge revenue was $243.62 million, below the average estimate of $263.28 million, marking a 19.7% decrease year-over-year [4] - Revenue from Logistics was $393.11 million, compared to the average estimate of $418.03 million, reflecting an 11.1% year-over-year decline [4] - Revenue from Less-Than-Truckload was $703.7 million, below the average estimate of $776.06 million, indicating an 11.4% year-over-year decrease [4] - Revenue from Truckload was $712.28 million, exceeding the average estimate of $665.74 million, but still showing a 3.4% decline year-over-year [4] Stock Performance - TFI International's shares returned +3.6% over the past month, while the Zacks S&P 500 composite increased by +4.9% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Financial Performance - For the quarter ended June 2025, Booz Allen Hamilton (BAH) reported revenue of $2.92 billion, down 0.6% year-over-year [1] - EPS for the quarter was $1.48, an increase from $1.38 in the same quarter last year [1] - The reported revenue was a surprise of -0.54% compared to the Zacks Consensus Estimate of $2.94 billion, while the EPS surprise was +1.37% against a consensus estimate of $1.46 [1] Key Metrics - Booz Allen's total backlog stood at $38.27 billion, below the two-analyst average estimate of $40.23 billion [4] - Revenue from U.S. Government Defense Clients was $1.52 billion, slightly below the estimated $1.53 billion, but represented a year-over-year increase of +7.1% [4] - Revenue from U.S. Government Civil Clients was $923 million, which was lower than the average estimate of $973.22 million, reflecting a year-over-year decline of -13.2% [4] - Revenue from U.S. Government Intelligence Clients was $484 million, slightly above the average estimate of $483.07 million, with a year-over-year increase of +5% [4] Stock Performance - Shares of Booz Allen have returned +11.5% over the past month, outperforming the Zacks S&P 500 composite's +4.6% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), indicating potential underperformance in the near term [3]

For the quarter ended June 2025, Carter Bankshares, Inc. (CARE) reported revenue of $37.44 million, up 10.7% over the same period last year. EPS came in at $0.41, compared to $0.21 in the year-ago quarter.The reported revenue represents a surprise of -0.88% over the Zacks Consensus Estimate of $37.77 million. With the consensus EPS estimate being $0.31, the EPS surprise was +32.26%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wal ...

For the quarter ended June 2025, Esquire Financial Holdings, Inc. (ESQ) reported revenue of $35.83 million, up 17.1% over the same period last year. EPS came in at $1.38, compared to $1.25 in the year-ago quarter.The reported revenue represents a surprise of +3.69% over the Zacks Consensus Estimate of $34.56 million. With the consensus EPS estimate being $1.38, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and h ...

Core Insights - Waste Connections reported $2.41 billion in revenue for the quarter ended June 2025, marking a year-over-year increase of 7.1% and an EPS of $1.29, up from $1.24 a year ago, exceeding Zacks Consensus Estimates for both revenue and EPS [1] Revenue Breakdown - E&P Waste Treatment, Recovery and Disposal generated $169.84 million, surpassing the six-analyst average estimate of $140.55 million, with a year-over-year change of +37.4% [4] - Intermodal and Other revenue was $43.34 million, below the $51.51 million average estimate from four analysts, reflecting a year-over-year decline of -11.7% [4] - Solid Waste Disposal and Transfer revenue reached $441.62 million, slightly above the $433.42 million average estimate from two analysts, but showing a significant year-over-year decrease of -41.6% [4] - Solid Waste Collection revenue was $1.69 billion, matching the two-analyst average estimate, with a year-over-year increase of +6.5% [4] - Solid Waste Recycling revenue amounted to $66.81 million, exceeding the $65.33 million estimate by two analysts, representing a +5.5% change compared to the previous year [4] Stock Performance - Shares of Waste Connections have returned -1.8% over the past month, contrasting with the Zacks S&P 500 composite's +5.9% change, and the stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3]

Core Insights - Fiserv reported $5.2 billion in revenue for Q2 2025, an 8.4% year-over-year increase, with an EPS of $2.47 compared to $2.13 a year ago, indicating positive growth in earnings [1] - The revenue was slightly below the Zacks Consensus Estimate by -0.03%, while the EPS exceeded the consensus estimate by +2.49% [1] Revenue Breakdown - Merchant Solutions generated $2.64 billion, slightly below the average estimate of $2.69 billion [4] - Financial Solutions revenue was $2.55 billion, surpassing the average estimate of $2.52 billion [4] - Product revenue reached $1.21 billion, exceeding the estimated $1.06 billion, reflecting a significant year-over-year increase of +25.3% [4] - Corporate and Other revenue was $320 million, below the average estimate of $336 million [4] - Processing and services revenue totaled $4.3 billion, compared to the average estimate of $4.45 billion, marking a +4% year-over-year change [4] Operating Income Analysis - Corporate and Other operating income was reported at -$462 million, better than the average estimate of -$512.86 million [4] - Financial Solutions operating income was $1.24 billion, slightly below the average estimate of $1.27 billion [4] - Merchant Solutions operating income was $914 million, compared to the average estimate of $991.11 million [4] Stock Performance - Fiserv's shares have returned -3.9% over the past month, contrasting with the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Western New England Bancorp (WNEB) reported a revenue of $21.05 million for the quarter ended June 2025, reflecting a 15% increase year-over-year [1] - The earnings per share (EPS) for the quarter was $0.23, up from $0.17 in the same quarter last year, indicating a strong performance [1] - The reported revenue exceeded the Zacks Consensus Estimate of $19.06 million by 10.46%, while the EPS surpassed the consensus estimate of $0.14 by 64.29% [1] Financial Performance Metrics - The efficiency ratio for WNEB was reported at 74.4%, better than the average estimate of 78.5% from three analysts [4] - The net interest margin stood at 2.8%, compared to the average estimate of 86.7% based on three analysts [4] - Average interest-earning assets were $2.53 billion, slightly below the average estimate of $2.54 billion from two analysts [4] - Total non-interest income was $3.41 million, exceeding the average estimate of $2.81 million from three analysts [4] - Net interest income reached $17.64 million, surpassing the average estimate of $16.36 million from three analysts [4] Stock Performance - Shares of Western New England Bancorp have returned +14.4% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Peapack-Gladstone (PGC) reported a revenue of $69.74 million for the quarter ended June 2025, reflecting a year-over-year increase of 23.2% [1] - The earnings per share (EPS) for the quarter was $0.45, up from $0.42 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $69.43 million by 0.46%, while the EPS fell short of the consensus estimate of $0.61 by 26.23% [1] Financial Performance Metrics - The net interest margin was reported at 2.8%, matching the average estimate from two analysts [4] - The efficiency ratio stood at 74.4%, which is higher than the average estimate of 72.5% from two analysts [4] - Total non-interest income was $21.45 million, surpassing the average estimate of $20 million from two analysts [4] Stock Performance - Peapack-Gladstone shares have returned +12.1% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Comerica Incorporated (CMA) reported revenue of $849 million for the quarter ended June 2025, reflecting a 3% increase year-over-year, with EPS at $1.42, down from $1.53 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $844.72 million by 0.51%, while the EPS surpassed the consensus estimate of $1.23 by 15.45% [1] Financial Performance Metrics - Efficiency Ratio stood at 65.8%, better than the six-analyst average estimate of 70.1% [4] - Net interest margin was reported at 3.2%, slightly below the six-analyst average estimate of 3.3% [4] - Net charge-offs (recoveries) to average total loans were at 0.2%, matching the average estimate [4] - Average balance of total earning assets was $70.34 billion, close to the $70.4 billion average estimate [4] - Total nonperforming assets amounted to $249 million, significantly lower than the three-analyst average estimate of $306.34 million [4] - Total nonperforming loans were reported at $248 million, compared to the average estimate of $308.51 million [4] - Net interest income was $575 million, slightly below the average estimate of $576.45 million [4] - Total noninterest income reached $274 million, exceeding the six-analyst average estimate of $263.45 million [4] - Service charges on deposit accounts were $47 million, slightly above the average estimate of $46.96 million [4] - Commercial lending fees totaled $17 million, compared to the average estimate of $16.82 million [4] - Fiduciary income was reported at $57 million, above the average estimate of $54.69 million [4] - Letter of credit fees were $10 million, below the three-analyst average estimate of $11.94 million [4] Stock Performance - Comerica's shares have returned +11.8% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]