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Orchid Projects Loss for Q2: Is RMBS Strategy Backfiring?
ZACKS· 2025-07-10 18:51
Core Insights - Orchid Island Capital, Inc. (ORC) estimates a net loss of 29 cents per share for Q2 2025, primarily due to losses on residential mortgage-backed securities (RMBS) and derivative instruments [1][9] - The estimated book value per share is $7.21, reflecting a 15.9% year-over-year decline, with a negative total return on equity of 4.7% as of June 30, 2025 [2][9] Financial Performance - As of June 30, 2025, Orchid's RMBS portfolio value is estimated at $6.9 million, indicating a challenging quarter due to net realized and unrealized losses [3][9] - Over the past three months, ORC shares have increased by 18.6%, outperforming the industry growth of 14% [7] Competitive Landscape - AGNC Investment focuses on leveraged investments in Agency RMBS, with a portfolio value of $70.5 billion as of March 31, 2025, and a tangible net book value of $8.25 per share [5] - Annaly Capital Management primarily invests in Agency mortgage-backed securities, holding $75 billion in Agency MBS as of March 31, 2025, with a book value per share of $19.02 [6] Valuation Metrics - Orchid trades at a forward price-to-tangible (P/TB) ratio of 1.03X, which is above the industry average of 1X [10] - The Zacks Consensus Estimate for ORC's earnings in 2025 and 2026 suggests significant year-over-year increases of 394.4% and 24.5%, respectively [13]
X @Ash Crypto
Ash Crypto· 2025-07-10 18:32
🇺🇸 FED BOARD MEMBER WALLER JUST SAID THE FED CAN CONSIDER CUTTING INTEREST RATES THIS MONTH.LETS FUCKING GO !!!! 🚀 https://t.co/ltL6ELxPaP ...
Interest payments on student loans to resume
NBC News· 2025-07-10 18:27
roughly 8 million student loan borrowers can now expect to see interest charges resume. It's going to start August 1st. The Department of Education says interest will pick back up for those borrowers.This is under the SAVE plan. It's after payments have been on hold for nearly a. ...
X @Bloomberg
Bloomberg· 2025-07-10 16:55
Monetary Policy - Egypt's central bank decided to hold interest rates steady, pausing a period of monetary easing [1] - The decision reflects concerns about regional tensions and the impact of President Trump's tariffs [1] - These concerns outweighed the influence of slowing inflation on monetary policy [1]
X @Bloomberg
Bloomberg· 2025-07-10 15:55
Mexico’s central bank signaled that the pace of interest rate cuts is likely to slow after last month’s half percentage-point reduction https://t.co/ZfEiJZih5v ...
Rebecca Patterson: These three things are driving dollar weakness
CNBC Television· 2025-07-10 15:34
Welcome back. Watching Bitcoin this morning, a day after touching a new all-time high just shy of $112,000 trading in a pretty tight range for several weeks now despite billions of dollars flowing into Bitcoin exchange traded funds. Some of the Bitcoin related names like block and micro strategy strategy also rising over the last month of trading.Coinbase the biggest beneficiary up more than 45% in that time frame. All right. Joining us now uh to talk markets and a lot of other things is former Bridgewater ...
年入$10万也能在悉尼买房!Campsie榜上有名,做对这件事很关键
Sou Hu Cai Jing· 2025-07-10 15:18
据View网站7月10日报道,对澳洲房市来说,这是有趣的一周——尽管经济信号喜忧 参半,但全国房价 依旧坚挺。 澳联储7月决定将官方利率维持在3.85%不变,这让本 就备受压力的借款者感到失望。 澳联储董事会在声明中表示:"我们可以再等待一些信息,以确认通胀率确实在以 可持续的方式朝着 2.5%的目标迈进。" 但据view.com.au报道,本次暂停加息对市场降温的作用有限,因为买家需求依旧 强劲,而房源供应有 限,这使得全澳大部分地区的房价保持坚挺。 在这种背景之下,加上有人猜测降息只会进一步推高房价,工资增长和借贷能力仍 是潜在购房者的关 键考虑因素。 (图片来源:View网站) *年收入10万澳元能买到什么房?* 澳洲统计局的最新数据显示,澳洲全职工作者的平均年薪刚刚超过10万澳元。 Canstar的模型显示,考虑到当前的利率环境以及8月预期降息的影响,这个薪资水 平能买到什么房? 贷款利率为5.75%时 目前,一名年入10万澳元的单身人士,相比今年年初能多贷到2.1万澳元。 | | | | Impact of rate cuts on borrowing power | | | | | --- | - ...
X @Ash Crypto
Ash Crypto· 2025-07-10 14:42
BREAKING:🇺🇸 TRUMP JUST SAID FED SHOULDRAPIDLY LOWER THE INTEREST RATES.RATE CUTS ARE VERY CLOSE !!!! ...
BAC Shares Lag Peers in First Half: Can it Regain Momentum?
ZACKS· 2025-07-10 14:26
Key Takeaways BAC rose just 7.6% in 1H 2025, underperforming peers JPMorgan and Citigroup, which surged more than 20%. Despite headwinds, BAC expects NII to grow 6-7% in 2025, supported by loan demand and solid deposits. BAC aims to boost its dividend by 8% to $0.28 per share starting Q3 2025 after passing the Fed's stress test.Bank of America (BAC) witnessed a modest 7.6% gain in the first half of 2025, trailing behind key industry peers. Citigroup (C) and JPMorgan (JPM) surged 20.9% each over the same p ...
X @The Wall Street Journal
The Wall Street Journal· 2025-07-10 13:59
Student Loans Overview - The best student loans feature low interest rates [1] - High borrowing limits are a key characteristic of optimal student loans [1] - Flexible repayment options are desirable in student loans [1]