Core Insights - Affordability is a significant concern for both auto lenders and dealers, impacting consumer participation in the market [2] - 2026 vehicle sales are projected to decline due to higher prices and economic uncertainty [2] Vehicle Financing Trends - Average monthly payments for new-vehicle loans reached $785 in Q4 2025, marking a 3.7% increase from the previous year [3] - The average amount financed for new-vehicle loans was $44,650 in Q4 2025, up 5.3% year-over-year [4][6] - Average used-vehicle payments were $541 for loans originated in Q4 2025, reflecting a 3.6% increase from the prior year [5] Credit Market Conditions - Overall delinquencies in the auto loan market appear manageable by historical standards, with good access to credit for most new-vehicle shoppers [6] - Despite a low share of loans to subprime borrowers, losses and potential losses on subprime loans are increasing due to rising delinquencies [7]

Group 1 - Wall Street is preparing for trading scenarios ahead of the US midterm elections, focusing on the American consumer's sentiment and spending behavior [1][2] - Investors are looking at financial firms and homebuilders that may benefit from the Trump administration's efforts to lower living costs, including potential tax changes and lower mortgage rates [2][6] - Citi Research has launched a "tactical" trade basket targeting fintech companies that cater to lower-income consumers, anticipating increased demand for credit access due to affordability policies [3][6] Group 2 - Consumer confidence has dropped to its lowest level since 2014, raising concerns about potential declines in consumer spending, despite high expenditure levels [7] - The impact of Trump's tariffs is keeping some prices elevated, affecting margins for import-sensitive consumer stocks, which may influence investment strategies [8]

CARRIING OUT THE LAST THING ABOUT THESE IMMIGRATION RAIDS IS BECOMING A GROWING POLITICAL VULNERABILITY FOR REPUBLICANS. THE WALL STREET IMMIGRATION ENFORCEMENT THAT TURNS UGLY IN THE STREETS IS TURNING OFF THE SWING VOTERS WHO WILL DETERMINE WHO WINS THE RACE FOR CONGRESS THIS YEAR. AND IT SEEMS TO TO HAVE ALREADY PLAYED OUT AT THE BALLOT BOX WHERE THIS WEEKEND DEMOCRATS PICKED UP A STUNNING VICTORY IN A SPECIAL ELECTION RUNOFF FOR A STATE SENATE SEAT.WHERE DISTRICT 9 WHICH REPRESENTS FORT WORTH AND SOME S ...

Hello everyone. Today we are going to talk about what I think the government should be doing to get prices down and make life more affordable for everyday Americans. We're live today from the desk of Anthony Pompiano.Before we get into today's episode, I need your help. We've got over 42,000 subscribers, but you watching right now, you ain't hit the button yet. Hit the subscribe button and let's get into today's show.All right. I don't think it's a secret to anybody that affordability is the single biggest ...

The US government needs to get prices down to make life more affordable.Here is exactly how I would do it. https://t.co/2XwlYP9vLr ...

WORD AFFORDABILITY AND THAT'S INTERESTING BECAUSE TODAY DONALD TRUMP SAID YOU DON'T TALK ABOUT THAT ANYMORE. LET'S LISTEN TO WHAT HE SAID ABOUT THAT WORD TODAY. YOU DON'T HEAR THE WORD AFFORDABILITY ISSUED BY THE DEMOCRATS ANYMORE.NOW THEY'RE GOING INTO OTHER THINGS BECAUSE THEY'RE GETTING BEATEN BADLY ON AFFORDABILITY. WHAT'S YOUR RESPONSE TO THAT. MAYBE HE WANTS TO MEET ABIGAIL SPANBERGER AND MIKEY SHERRELL AND ALL OF THESE STATE CANDIDATES ACROSS THE COUNTRY.WHETHER IT'S LEGISLATIVE RACES, WHETHER IT'S M ...

Welcome to Meet the Press Now. I'm Kristen Welker in Washington where we're following multiple developments surrounding the nationwide backlash over the Trump administration's deadly immigration enforcement operation in Minneapolis, including from lawmakers on Capitol Hill, where a dispute over ICE funding could lead to a government shutdown tomorrow. That comes as White House borders Tom Hman, who is now in charge of ICE operations in Minneapolis, is trying to turn down the temperature, acknowledging there ...

As we mentioned a moment ag the FBI executed a search warrant at the Fulton County, Georgia, Elections Office yesterday. A spokeswoman for the county confirming to MSNOW agents at the Fulton County Election Hub and Operations Center were focused on the 2020 RACE WHERE JOE BIDEN DEFEATED DONALD TRUMP AND FLIPPED THE STATE. AGENTS SEARCH FOR EVIDENCE OF ALLEGED VOTER FRAUD AND POTENTIAL VIOLATIONS OF A FEDERAL STATUTE THAT REQUIRES OFFICIALS TO MAINTAIN PRESIDENTIAL ELECTION RECORDS FOR 22 MONTHS, THAT'S ACCO ...

>> LIVE FROM WASHINGTON, D. C. , THIS IS "BALANCE OF POWER," WITH JOE MATHIEU.JOE: AS WE COUNT DOWN TO THE FED, WELCOME TO THE WEDNESDAY EDITION WITH AN ANNOUNCEMENT ON INTEREST RATES POLICY STATEMENT JUST ABOUT ONE HOUR AWAY. WE WILL TALK ABOUT EXPECTATIONS FOR CATHERINE EDWARDS FROM BLOOMBERG OPINION AND GET A LIVE REPORT FROM TYLER KENDALL ON CAPITOL HILL WITH ONLY THREE DAYS TO A LIKELY PARTIAL GOVERNMENT SHUTDOWN. ANALYSIS FROM OUR POLITICAL PANEL, RICK DAVIS AND JEANNE SHEEHAN ZAINO ARE WITH US.FED DA ...

By our measure, most are unaffordable. These charts reveal how much you’d need to earn to rent alone in the continent’s big cities https://t.co/ICPOejRTna https://t.co/suIX2miKo6 ...