Core Insights - Analysts project that Meta Platforms (META) will report quarterly earnings of $6.60 per share, reflecting a year-over-year increase of 9.5% [1] - Revenue is expected to reach $49.43 billion, marking a 21.8% increase from the same quarter last year [1] Earnings Estimates - There has been a 0.4% upward revision in the consensus EPS estimate over the last 30 days, indicating analysts' reassessment of their forecasts [2] - Revisions to earnings projections are crucial for predicting investor behavior and stock price performance [3] Revenue Projections - Revenue from Reality Labs is estimated at $338.99 million, a 25.6% increase year-over-year [5] - Revenue from the Family of Apps (FoA) is projected at $49.05 billion, reflecting a 21.7% year-over-year change [5] - Advertising revenue is expected to reach $48.50 billion, indicating a 21.6% increase from the previous year [5] Geographical Revenue Estimates - Revenue from Other is forecasted to be $584.35 million, a 34.6% increase year-over-year [6] - Advertising Revenue in the US & Canada is expected to be $21.70 billion, up 24.8% year-over-year [6] - Advertising Revenue in Europe is projected at $11.65 billion, reflecting a 24.5% increase year-over-year [6] - Geographical Revenue by User in the Rest of World is estimated at $6.64 billion, a 26% increase from the previous year [7] - Geographical Revenue by User in the US & Canada is expected to reach $21.53 billion, a 22.3% increase year-over-year [7] - Advertising Revenue in the Rest of the World is projected at $6.37 billion, indicating a 25.1% year-over-year change [7] Key Company Metrics - Family daily active people (DAP) is expected to be 3.49 billion, up from 3.29 billion in the same quarter last year [8] - Headcount is projected to reach 76,888, compared to 72,404 a year ago [8] - Average Revenue Per Person (ARPP) is estimated at $14.08, an increase from $12.29 in the previous year [8] Stock Performance - Meta Platforms shares have decreased by 2% over the past month, contrasting with a 1.3% increase in the Zacks S&P 500 composite [9] - With a Zacks Rank 1 (Strong Buy), META is expected to outperform the overall market in the near term [10]

Core Viewpoint - Electronic Arts (EA) is expected to report a significant decline in quarterly earnings and revenues, indicating potential challenges in its financial performance [1]. Financial Performance Estimates - Analysts predict EA will post quarterly earnings of $1.27 per share, a decline of 40.9% year-over-year [1]. - Revenues are forecasted to be $1.86 billion, reflecting a year-over-year decrease of 10.4% [1]. - The consensus EPS estimate has been adjusted downward by 0.2% over the past 30 days, indicating a reassessment of projections by analysts [2]. Revenue Composition Insights - Estimated 'Net revenue by composition- Live services and other- Non-GAAP (Net Bookings)' is projected to reach $1.14 billion, down 8.7% from the prior-year quarter [5]. - 'Net revenue by composition- Full game- Full game downloads- Non-GAAP (Net Bookings)' is estimated at $479.41 million, indicating a year-over-year change of -12% [5]. - 'Net revenue by composition- Full game- Packaged goods- Non-GAAP (Net Bookings)' is forecasted to be $255.83 million, reflecting a change of -10.9% from the year-ago quarter [6]. - Overall, 'Net Bookings' is estimated at $1.86 billion, contrasting with the previous year's figure of $2.08 billion [6]. Market Performance - Over the past month, EA shares have returned +20%, significantly outperforming the Zacks S&P 500 composite's +0.2% change [6]. - EA currently holds a Zacks Rank 3 (Hold), suggesting its performance may align with the overall market in the near future [6].

Core Insights - OceanFirst Financial (OCFC) reported revenue of $102.96 million for the quarter ended September 2025, reflecting a year-over-year increase of 6.3% [1] - The earnings per share (EPS) for the quarter was $0.36, down from $0.39 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $102.35 million by 0.6%, while the EPS surpassed the consensus estimate of $0.34 by 5.88% [1] Financial Performance Metrics - Net Interest Margin was reported at 2.9%, matching the average estimate from two analysts [4] - The Efficiency Ratio was 74.1%, higher than the estimated 69.9% by two analysts [4] - Total Non-Interest Income was $12.3 million, exceeding the estimated $11.25 million [4] - Net Interest Income was reported at $90.66 million, slightly below the estimated $91.25 million [4] Stock Performance - OceanFirst shares have returned +6.1% over the past month, outperforming the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - IBM reported $16.33 billion in revenue for Q3 2025, a year-over-year increase of 9.1%, with EPS of $2.65 compared to $2.30 a year ago, exceeding Zacks Consensus Estimates for both revenue and EPS [1][2] Revenue Breakdown - Software revenue was $7.21 billion, slightly below the average estimate of $7.27 billion, reflecting a year-over-year increase of 10.5% [4] - Consulting revenue reached $5.32 billion, surpassing the average estimate of $5.24 billion, with a year-over-year change of 3.3% [4] - Financing revenue was reported at $200 million, exceeding the average estimate of $171.23 million [4] - Infrastructure revenue was $3.56 billion, above the estimated $3.42 billion, showing a significant year-over-year increase of 17% [4] - Other revenue was $38 million, compared to an average estimate of -$6.47 million, indicating a year-over-year decline of 44.1% [4] - Intelligent Operations revenue was $2.4 billion, exceeding the average estimate of $2.34 billion [4] - Automation revenue was $1.9 billion, above the average estimate of $1.78 billion [4] - Strategy and Technology revenue was $2.9 billion, slightly above the estimated $2.87 billion [4] - Hybrid Cloud revenue was $1.9 billion, below the average estimate of $1.99 billion [4] - Infrastructure Support revenue was $1.3 billion, exceeding the average estimate of $1.27 billion, with no change year-over-year [4] - Data revenue was $1.5 billion, slightly above the average estimate of $1.47 billion [4] - Transaction Processing revenue was $1.9 billion, below the average estimate of $2.05 billion, with no change year-over-year [4] Stock Performance - IBM shares returned +3.6% over the past month, outperforming the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Sallie Mae (SLM) is expected to report quarterly earnings of $0.84 per share, marking a significant increase of 465.2% year-over-year [1] - Revenue projections stand at $375.85 million, reflecting a year-over-year growth of 4.6% [1] Earnings Estimates - The consensus EPS estimate has been revised down by 8.4% over the last 30 days, indicating a reevaluation by analysts [2] - Changes in earnings estimates are crucial for predicting investor reactions and have shown a strong correlation with short-term stock performance [3] Key Metrics Projections - Analysts predict a 'Net Interest Margin' of 5.1%, slightly up from 5.0% a year ago [5] - 'Net Interest Income' is estimated at $375.85 million, compared to $359.40 million in the same quarter last year [5] - 'Other income' is projected to be $23.75 million, down from $28.39 million reported in the same quarter of the previous year [5] - The consensus estimate for 'Total Non-Interest Income' is $168.34 million, significantly higher than the year-ago figure of $24.52 million [6] Stock Performance - Sallie Mae shares have decreased by 4.4% over the past month, contrasting with a 1.1% increase in the Zacks S&P 500 composite [6] - The company holds a Zacks Rank 4 (Sell), suggesting it is expected to underperform the overall market in the near term [6]

Core Viewpoint - Analysts project AutoNation (AN) will report quarterly earnings of $4.85 per share, a 20.7% increase year over year, with revenues expected to reach $6.86 billion, up 4.1% from the same quarter last year [1]. Earnings Estimates - Over the last 30 days, the consensus EPS estimate has been revised downward by 0.1%, indicating a collective reconsideration by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong relationship between earnings estimate revisions and short-term stock performance [3]. Revenue Projections - Analysts estimate 'Revenue- Other' at $5.43 million, reflecting a decrease of 24.5% year over year [5]. - The consensus for 'Revenue- New Vehicle' is $3.33 billion, indicating a 5% increase from the previous year [5]. - 'Revenue- Used Vehicle' is expected to be $1.93 billion, showing a 1.7% increase from the year-ago quarter [5]. - 'Revenue- Parts and service' is projected to reach $1.24 billion, a 5.5% increase from the prior year [6]. Vehicle Sales and Metrics - Total retail vehicle unit sales are expected to be 133,511, up from 129,604 in the same quarter last year [6]. - 'Revenue per vehicle retailed - New' is forecasted at $50,923.59, compared to $50,217.00 from the previous year [6]. - 'Revenue per vehicle retailed - Used' is estimated at $26,737.32, up from $26,205.00 year over year [7]. - 'Gross profit per vehicle retailed - Finance and insurance' is expected to be $2,639.71, compared to $2,588.00 last year [7]. - 'Retail vehicle unit sales - Used' are projected at 68,140, compared to 66,454 in the same quarter last year [8]. - 'Retail vehicle unit sales - New' are estimated at 65,371, up from 63,150 year over year [8]. - 'Gross profit per vehicle retailed - Used' is forecasted at $1,513.42, down from $1,589.00 last year [8]. - 'Gross profit per vehicle retailed - New' is expected to be $2,499.23, compared to $2,804.00 from the previous year [9]. Stock Performance - AutoNation shares have returned -0.8% over the past month, while the Zacks S&P 500 composite has changed by +1.1% [10].

Core Insights - Analysts project Textron (TXT) will report quarterly earnings of $1.47 per share, reflecting a 5% year-over-year increase, with revenues expected to reach $3.71 billion, an 8.1% increase from the same quarter last year [1] Earnings Estimates - The consensus EPS estimate has been revised upward by 1.8% in the past 30 days, indicating a reassessment by covering analysts [2] - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3] Revenue Projections - Analysts predict 'Revenues- Textron eAviation' will reach $9.33 million, a 55.6% increase year-over-year [5] - 'Revenues- Manufacturing- Bell' is expected to be $990.66 million, reflecting a 6.6% year-over-year change [5] - 'Revenues- Manufacturing- Textron systems' is projected at $364.73 million, indicating a 21.2% increase from the prior-year quarter [5] - 'Revenues- Manufacturing- Textron Aviation' is estimated at $1.56 billion, suggesting a 16.7% year-over-year change [6] - 'Revenues- Finance' is expected to be $12.48 million, a 4% increase from the prior-year quarter [6] - Overall, 'Revenues- Manufacturing' is projected at $3.69 billion, reflecting an 8.2% year-over-year increase [6] - 'Revenues- Manufacturing- Industrial' is expected to decline to $766.29 million, an 8.8% decrease year-over-year [7] Segment Profit Estimates - 'Segment Profit- Textron Aviation' is forecasted to reach $196.50 million, up from $128.00 million in the same quarter last year [7] - 'Segment Profit- Bell' is estimated at $89.61 million, down from $98.00 million in the same quarter last year [8] - 'Segment Profit- Textron Systems' is projected at $41.21 million, slightly up from $39.00 million in the same quarter last year [8] - 'Segment Profit- Industrial' is expected to be $35.28 million, compared to $32.00 million a year ago [9] - 'Segment Profit- Manufacturing' is projected to reach $346.17 million, up from $279.00 million in the same quarter last year [9] Stock Performance - Textron shares have shown a return of -2.7% over the past month, contrasting with the Zacks S&P 500 composite's +1.1% change, but the company holds a Zacks Rank 2 (Buy), indicating expectations of outperforming the market in the near future [10]

Core Viewpoint - Analysts expect IBM to report quarterly earnings of $2.43 per share, reflecting a year-over-year increase of 5.7%, with revenues projected at $16.09 billion, up 7.5% from the previous year [1] Earnings Projections - The consensus EPS estimate has been revised upward by 0.4% over the past 30 days, indicating a collective reassessment by analysts [1][2] Revenue Estimates - Revenue from Software is expected to reach $7.27 billion, an increase of 11.4% year-over-year [4] - Revenue from Consulting is projected at $5.26 billion, suggesting a 2% increase from the prior year [4] - Revenue from Infrastructure is anticipated to be $3.40 billion, reflecting an 11.9% year-over-year change [4] - Revenue from Other is expected to be -$6.47 million, indicating a significant decline of 109.5% from the previous year [5] - Revenue from Infrastructure Support is estimated at $1.25 billion, down 3.9% year-over-year [5] - Revenue from Transaction Processing is projected to reach $2.05 billion, up 7.8% from the prior year [5] - Revenue from Hybrid Infrastructure is forecasted at $2.08 billion, indicating a 15.5% increase year-over-year [6] Profit Estimates - Gross Profit from Consulting is expected to be $1.48 billion, slightly up from $1.46 billion year-over-year [6] - Gross Profit from Infrastructure is projected at $1.82 billion, compared to $1.67 billion in the same quarter last year [6] - Gross Profit from Software is anticipated to be $6.07 billion, up from $5.43 billion year-over-year [7] - Segment Profit from Software is expected to reach $2.32 billion, compared to $1.97 billion in the previous year [7] - Segment Profit from Infrastructure is projected at $468.62 million, up from $422.00 million year-over-year [8] Stock Performance - IBM shares have increased by 4.1% over the past month, outperforming the Zacks S&P 500 composite, which moved up by 0.7% [8]

Core Viewpoint - Analysts project that CME Group will report quarterly earnings of $2.63 per share, reflecting a year-over-year decline of 1.9%, with revenues expected to reach $1.54 billion, down 3% from the same quarter last year [1]. Earnings Projections - The consensus EPS estimate has been revised downward by 1.2% over the past 30 days, indicating a collective reassessment by analysts [2]. - Revisions to earnings projections are crucial for predicting investor behavior and are strongly linked to short-term stock price performance [3]. Revenue Estimates - Analysts estimate 'Revenues- Other' at $110.22 million, indicating a year-over-year increase of 1% [5]. - 'Revenues- Clearing and transaction fees' are expected to be $1.25 billion, reflecting a decline of 3.3% year over year [5]. - The consensus for 'Revenues- Market data and information services' stands at $195.57 million, suggesting a year-over-year increase of 9.8% [5]. - 'Revenues- Clearing and transaction fees- Interest rates' are projected to reach $417.39 million, down 6.4% from the prior year [6]. - 'Revenues- Clearing and transaction fees- Foreign exchange' are expected to be $44.84 million, indicating a decline of 13.6% year over year [6]. Average Daily Volume Estimates - The average daily volume (including NYMEX and COMEX) is projected at 26.26 million, down from 28.29 million in the same quarter last year [7]. - 'Average daily volume - Metals (including NYMEX and COMEX)' is estimated at 844.53 thousand, up from 728.00 thousand year over year [7]. - 'Average daily volume - Interest rates (including NYMEX and COMEX)' is forecasted at 13.77 million, compared to 14.88 million in the previous year [8]. - 'Average daily volume - Equity indexes (including NYMEX and COMEX)' is expected to be 6.65 million, down from 7.41 million year over year [8]. - 'Average daily volume - Foreign exchange (including NYMEX and COMEX)' is projected at 936.02 thousand, down from 1.09 million in the same quarter last year [9]. - 'Average daily volume - Energy (including NYMEX and COMEX)' is expected to reach 2.36 million, down from 2.57 million year over year [9]. - 'Average daily volume - Agricultural commodities (including NYMEX and COMEX)' is projected at 1.70 million, compared to 1.61 million in the same quarter last year [10]. Market Performance - CME shares have changed by +0.7% in the past month, matching the +0.7% movement of the Zacks S&P 500 composite [11]. - With a Zacks Rank 4 (Sell), CME is expected to underperform the overall market in the near future [11].

Core Insights - Wintrust Financial (WTFC) is expected to report quarterly earnings of $2.63 per share, a 6.5% increase year-over-year, with revenues projected at $681.43 million, reflecting a 10.7% year-over-year growth [1] Earnings Projections - The consensus EPS estimate has been adjusted downward by 0.4% over the past 30 days, indicating a reassessment by analysts [1][2] - Analysts emphasize the importance of earnings estimate revisions as a predictor of investor behavior and stock price performance [2] Key Financial Metrics - Analysts project the 'Efficiency Ratio' to reach 56.3%, down from 58.9% in the same quarter last year [4] - The 'Net Interest Margin' is expected to remain stable at 3.5%, consistent with the previous year's figure [4] - 'Average balance - Total earning assets' is forecasted to be $63.50 billion, up from $57.27 billion year-over-year [4] Additional Financial Estimates - The 'Tier 1 leverage ratio' is expected to be 9.6%, slightly up from 9.4% a year ago [5] - 'Total Non-Interest Income' is projected at $122.13 million, an increase from $113.15 million year-over-year [5] - 'Net interest income - FTE' is anticipated to reach $563.57 million, compared to $505.73 million in the same quarter last year [5] Other Metrics - The average prediction for 'Net Interest Income' stands at $558.27 million, up from $502.58 million year-over-year [6] - 'Service charges on deposit accounts' are expected to be $19.90 million, compared to $16.43 million last year [6] - 'Wealth management' is projected at $37.10 million, slightly down from $37.22 million year-over-year [7] - 'Mortgage banking' is estimated to reach $26.41 million, significantly up from $15.97 million last year [7] - The consensus for 'Operating lease income, net' is $15.20 million, compared to $15.34 million in the same quarter last year [8] Stock Performance - Over the past month, Wintrust shares have recorded a return of -0.8%, while the Zacks S&P 500 composite has seen a +1% change [8] - Wintrust is currently rated Zacks Rank 4 (Sell), indicating a likely underperformance compared to the overall market [8]