LIVE NOW - FinTech Meets Crypto: The Future of Global PaymentsWhat if payment chains are the “AWS moment for money”?@sytaylor, fintech veteran, ex-Barclays crypto lead, and author of FinTech Brainfood joins Bankless to map the convergence of fintech and crypto.From stablecoins serving as the Trojan horse for tokenisation to @tempo's push for a payments chain, Simon explains why finance is on the brink of its biggest infrastructure shift since Visa.--------------TIMESTAMPS0:00 Intro4:28 FinTech Meets Crypto9 ...

Summary of Global Payments Conference Call Company Overview - **Company**: Global Payments - **Industry**: Payments and IT Services - **Transaction**: Acquisition of Worldpay Key Points Company Growth and Transformation - Global Payments has grown from over $1 billion in revenue to nearly $10 billion over the past 11 years, indicating significant growth driven by M&A activities [4][5] - A transformation effort was launched to reorient the business from a holding company structure to a unified operating company model, aimed at long-term growth and sustainability [5][6] - The focus is shifting towards merchant solutions, with the exit from the issuer solutions business as part of the Worldpay acquisition strategy [6][7] Genius Platform - Genius is a unified point-of-sale platform aimed at enhancing capabilities for restaurant and retail customers globally [10][11] - The platform has met key milestones, including launches in the U.S. and U.K., with plans for expansion into Canada, Mexico, and other international markets starting in 2026 [12][15] - The platform is designed to be highly configurable and scalable, targeting both SMB and enterprise segments [12][13] Sales Transformation - A new sales compensation structure has been implemented, replacing a long-standing plan from 1994, with over 90% retention during the transition [19][20] - Investments are being made in marketing, lead generation, and customer experience to enhance sales execution and productivity [20][21] Worldpay Acquisition - The acquisition of Worldpay is expected to close in the first half of 2026, with regulatory approvals progressing well [29][30] - The combined entity will have pro forma revenues of nearly $13 billion and process $4 trillion in payments annually across 175 countries [35][36] - The integration plan focuses on positioning the combined business for long-term growth, competitive advantage, and leveraging the strengths of both organizations [34][35] E-commerce and Enterprise Focus - Worldpay's strengths in enterprise and e-commerce, which account for 50% of its business, are seen as key growth drivers [42][43] - Global Payments aims to leverage its product capabilities, including Genius, to enhance Worldpay's SMB offerings and re-accelerate growth in that segment [49][50] Alternative Payment Methods - The proliferation of various payment methods, including Buy Now, Pay Later and stablecoins, is viewed as net additive to the business, enhancing the value provided to clients [62][63] - Stablecoins are expected to play a role in B2B payments and cross-border transactions, with ongoing investments to support these capabilities [65][66] Divestitures and Capital Allocation - Global Payments has divested approximately $550 million in revenue, returning about $1 billion to shareholders, and is evaluating further divestitures post-Worldpay acquisition [68][70] - The company plans to return $7.5 billion to shareholders from regular cash flow between 2025 and 2027 while targeting a leverage ratio of three times [75][76] Future Outlook - The combined business is expected to generate nearly $5 billion in leverage-free cash flow by 2028, significantly enhancing shareholder return potential [79][81] - The payments industry is anticipated to undergo further consolidation, with scale becoming increasingly important for competitive positioning and regulatory compliance [89][90] Additional Insights - The integration of Global Payments and Worldpay is seen as a unique opportunity to create a powerful player in the payments industry, with complementary strengths and capabilities [40][41] - The focus on innovation and technology investment is critical for maintaining competitive advantage in a rapidly evolving market [85][88]

ICYMI: In our latest #KseniaConnects, we explored how @ConcordiumNet is shaping the future of Digital Identity, Privacy & Trust.🎯Key highlights from CEO Boris Bohrer-Bilowitzki @bbilowitzki :"Concordium is a scalable Layer 1 built for enterprise-ready stablecoins and real-world finance.""Identity is embedded at the base layer, and zero-knowledge proofs let users verify without exposing personal data.""The result is an infrastructure where privacy and compliance work together."📺 Catch the replay: https://t.c ...

Regulatory Concerns & Systemic Risk - Bank of England considers stablecoins a systemic risk and suggests a £20,000 limit on holdings [1] - Regulatory institutions are perceived as limiting individual financial decision-making capabilities [2] Fiat Currency & Digital Assets - Financial institutions are viewed as pushing draconian laws regarding fiat money usage [1] - The push for restrictive fiat currency laws may increase anger and potentially drive adoption of alternative assets [1]

UK AND US TO ALIGN ON DIGITAL ASSETS, STABLECOINS AT THE CENTER- The UK and the U.S. are set to announce tighter collaboration on digital assets, with stablecoins expected to take center stage, per Financial Times.- The move follows a meeting in London on Tuesday between UK Chancellor Rachel Reeves and U.S. Treasury Secretary Scott Bessent.- Leading crypto firms including Coinbase, Circle, and Ripple joined the talks, alongside major banks such as Citi, Bank of America, and Barclays.- Officials said any agr ...

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🗞️ Need to catch up on the news? Here's our top 10 from today:🔸 UK to strengthen ties with US on cryptocurrencies and digital assets, with the deal expected to specifically include stablecoins and closer regulatory alignment, FT reports.🔹 Tuttle Capital files for Bonk Income Blast ETF, Litecoin Income Blast ETF and SUI Income Blast ETF.🔸 The U.S. House is pushing to add a CBDC ban to the market structure bill.🔹 Bitwise filed for a Stablecoin & Tokenization ETF that will invest in stocks and crypto assets.🔸 ...

Regulatory Alignment - UK to strengthen ties with US on cryptocurrencies and digital assets [1] - Deal expected to include stablecoins and closer regulatory alignment [1] Focus Areas - Cooperation specifically targets stablecoins [1]

Hyperliquid has become a critical distribution venue for stablecoins.We just broke down the $USDH proposal + what it means for Hyperliquid’s stablecoin landscape in our latest Enterprise Note.Access the full analysis with Enterprise, 50% off for a limited time 👇 https://t.co/8UUN3G2yc8AJC (@AvgJoesCrypto):.@HyperliquidX has been critical to @circle's growth in 2025.$USDC supply on Hyperliquid is up 200% YTD to $6B. It's also been responsible for 14% of USDC's supply growth in 2025.Hyperliquid is critical fo ...

Bitwise files ETF proposal focused on tokenization and stablecoins amid growing interest https://t.co/EDAog5CXs1 ...