Bitcoin is the digital savings account, stablecoins are the digital checking account, and tokenization will be the digital brokerage account. ...

RESEARCH: How Stablecoins Are Building Tomorrow's Financial RailsOur latest research, in partnership with @OwlTing, explores how stablecoin rails could flip the equation:▪️ Settlement in seconds instead of days▪️ Costs shrinking to fractions of a cent▪️ Global reach without traditional banking constraintsThrough $5M+ in licensing investments and partnerships with networks like Visa, OwlTing aims to build the invisible connective tissue between TradFi and crypto.Read the full research report: https://t.co/Uk ...

How Stablecoins Are Building Tomorrow's Financial RailsJust as semiconductors power smartphones invisibly, stablecoins are emerging as the unseen infrastructure of tomorrow's payments.New research from CoinDesk, supported by @OwlTing 👇 ...

Three months after the US enacted its first legislation laying out a regulatory framework for stablecoins, concerns about the risks this type of cryptocurrency are on the rise https://t.co/bRXSzJL4ey ...

Core Insights - Warren Buffett plans to step down as CEO of Berkshire Hathaway at the end of the year, but there are still investment opportunities in his top stock picks [1] Group 1: Berkshire Hathaway Stock Recommendations - **Stock to Buy No. 1: Visa** Visa is a leading payments network that facilitates secure transactions globally, with a presence in over 200 countries and territories. The company serves 4.8 billion credit and debit cardholders and has partnerships with over 150 million merchants [3][4] - Visa processed 322 billion transactions totaling $16.4 trillion in the last 12 months, generating $5.8 billion in adjusted net income in the third quarter, a 19% increase year-over-year [5] - With anticipated interest rate cuts by central banks, Visa's profits are expected to rise. The company is also innovating with features like tap-to-pay mobile payments and AI-powered offerings, positioning itself at the forefront of digital commerce [6][7] Group 2: Additional Stock Recommendation - **Stock to Buy No. 2: Occidental Petroleum** Occidental Petroleum is highlighted as another attractive investment, having recently completed a significant deal that will enhance its oil and gas production capabilities in the coming years [8][10] - The company is undergoing asset sales to streamline operations, making it a stronger entity in the energy sector [9]

How Stablecoins Are Building Tomorrow's Financial RailsJust as semiconductors power smartphones invisibly, stablecoins are emerging as the unseen infrastructure of tomorrow's payments.New research from CoinDesk, supported by @OwlTing 👇 ...

Regulatory Landscape & Banking Influence - The banking sector actively lobbies against crypto initiatives like stablecoins that offer interest, fearing competition and potential business disruption [1] - New regulations, exemplified by the GENIUS Act, restrict stablecoin issuers from paying interest to holders due to banking lobbying efforts [1] Financial Crisis & Self-Custody - A potential financial crisis could drive individuals to seek self-custody solutions to mitigate counterparty risk associated with banks [1] - Banks may impose restrictions on withdrawals, potentially through centralized exchanges (CEXes), to prevent consumer deposit flight during a financial crisis [1] Private Money & Political Influence - Demand for self-custodied and private money solutions is expected to increase significantly in scenarios where banks attempt to control access to funds [1] - The severity of potential financial restrictions and regulations on crypto could be exacerbated depending on the political climate and regulatory figures in power [1]

Industry Recognition & Transformation - The IMF acknowledges digital money as a new financial reality, signaling the end of denial from establishment institutions [1][2] - The shift is architectural, diffusing the power to issue and control money from institutions to open systems [3] - Traditional finance's edge (regulation, custody, distribution) is eroding as users can hold sovereign digital cash directly [7] - Networks like Ethereum, Solana, Avalanche, and Bitcoin are emerging as new jurisdictions of trust, not just currencies [9] Central Bank Digital Currencies (CBDCs) & Control - Central bank digital currencies (CBDCs) will increase traceability and expand inclusion but also introduce new forms of control via programmable money [4] - The next economic divide will be between societies with open digital systems and those with centralized databases with surveillance [6] - Central banks will issue digital currencies to preserve control, while private institutions will tokenize assets to preserve relevance [14] Open Systems & Innovation - Open systems optimize for freedom and will likely win due to their compounding effect, attracting talent, energy, and trust [15][25] - The new financial order will reward interoperability over control, allowing money to flow freely like information [16] - Governments need to learn from the internet's evolution, creating flexible, innovation-friendly frameworks to become economic hubs [20] Meme Coins & Cultural Impact - Meme coins demonstrate how money can form bottom-up through culture and community, decoupling belief from authority [11] - In digital markets, fundamentals follow networks; memes come first, and infrastructure catches up [12] - Meme coins turn communities into monetary networks, expressing collective value at internet speed [13]

Stablecoins & Market Concerns - Paxos mistakenly minted $300 trillion PYUSD stablecoins, then burned them, raising concerns about stablecoin market security [1][2] - Tether's role as a stablecoin is trending due to discussions about its market impact, centralized control, and legitimacy, with 'usdt' highlighted in trading pairs and minting events [4] Ethereum Ecosystem & Developments - Ethereum is trending due to Ethereum Foundation's DeFi deposits, institutional demand, price predictions, and ETF inflows outperforming Bitcoin [2] - Ethereum is recognized as the leading ecosystem for new developers in 2025, reinforced by technological advancements like zkEVM real-time proving [2] Bitcoin's Market Position - Bitcoin is trending due to discussions about its market dominance, comparison with altcoins and gold, and perceived value as sound money [3] - Bitcoin's increasing market capitalization and its role as a hedge against inflation are highlighted [3] Crypto Project & Token Distribution - Monad's $MON tokens are trending due to distribution through Telegram bots, promoting free tokens and potential rewards [5] Cryptocurrency Exchange Implosion - FTX is trending due to its collapse, impacting the crypto market, leading to regulatory and financial consequences [6] - The FTX crash is compared to other financial crises, with ongoing litigation, recovery efforts, and increased regulatory scrutiny [6]

Cryptocurrency & Blockchain - Stablecoins are primarily based on the Ethereum network [1]