Core Viewpoint - JD Finance has officially transformed from Jiexin Consumer Finance to JD Consumer Finance, marking a significant step in its strategic expansion in the consumer finance sector with the appointment of Li Bo as chairman [1][5]. Group 1: Leadership and Management - Li Bo, born in 1975, has over 20 years of experience in the financial industry and previously served as the deputy branch manager of ICBC in Hunan Province. He joined JD Group in March 2021 and has held key positions in financial technology [3]. - The approval of Li Bo's appointment as chairman by the Tianjin Financial Supervision Administration signifies a new leadership era for JD Consumer Finance [1][5]. Group 2: Company Background and Strategic Moves - JD Consumer Finance, established in 2010, was one of the first four pilot consumer finance companies. JD Group acquired a 65% stake in Jiexin Consumer Finance in December 2024, becoming the controlling shareholder [3][5]. - Following the name change, JD Consumer Finance has solidified its independent identity and further enhanced JD's strategic landscape in consumer finance [5]. Group 3: Operational Plans and Focus Areas - JD Consumer Finance plans to establish a team of around 200 people in Tianjin to build an operation center, data center, risk control center, and research center. The company aims to focus on high-quality development, consumer support, financial ecosystem construction, and regional industrial chain collaboration [5]. - The company intends to leverage its consumer finance license to enhance the regional consumption environment and support the development of Tianjin as an international consumption center [5]. Group 4: Collaboration and Partnerships - JD Consumer Finance has begun testing offline consumer credit services in Tianjin, integrating into the JD ecosystem. Consumers can use the JD App for interest-free installment payments at JD malls [6]. - The company has disclosed a list of five internet loan partners and three post-loan partners, including companies associated with major internet platforms and JD Group subsidiaries [8][10][13].

互联网巨头旗下消金公司终于迎来新"掌舵人"。 10月10日，天津金融监督管理局发布批复公告称，核准李波天津京东消费金融有限公司（下称"京东消 金"）董事长的任职资格。 "75后"金融老将掌舵京东消金 公告显示，核准李波天津京东消金董事长的任职资格，要求其严格遵守金融监管总局有关监管规定，自 本行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。 公开资料显示，李波出生于1975年，为金融行业"老将"，有超过20年的金融从业经验，此前曾担任工商 银行湖南省分行副行长。于2021年3月加入京东集团后，李波一直担任金融科技群要职，今年以来曾多 次以京东集团副总裁、京东科技金融科技事业群总裁参与活动。 9月26日，在2025·青岛创投风投大会上，李波出席并发表主题演讲，他表示，金融在这几年一直在持续 探索大模型技术和金融业务的结合点，经过多年时间已经从技术验证逐步走向了场景新增，覆盖场景从 用户交互到体验创新到目前智能风控智能决策效率在提升。 "科技是手段，普惠才是目的。AI驱动的重构之路，最终还是要落在普惠上，做好科技金融、绿色金 融、普惠金融、养老金融、数字金融五章大文章，让供应链金融科技广泛汇集每一个 ...

21世纪经济报道记者林汉垚 见习记者冯紫彤 山东滨州、威海报道 在鲁北平原的滨州博华老年公寓，午后的太极拳队伍缓缓起手，一招一式间，映照出这里"慢"而"稳"的 养老生活；队伍前方，几位老人正结伴走向书法教室，那里有他们人生中第一张毛笔字帖。得益于民营 资本的深度参与，这里的老人们在不离乡土的环境中，享受专业照护与精神滋养并重的晚年生活。 与此同时，在胶东半岛最东端的威海，观澜国际养老公寓里，来自天南地北的"候鸟老人"们正收拾行 装，准备开启每周一次的"山海之旅"。这座山海相拥的城市，以其独特的自然禀赋和精心组织的旅居生 活，成为长者们安享岁月的理想之地。 一边是民营经济沃土上生长出的"全产业链"养老模式，另一边是凭借得天独厚自然环境打造的"旅居康 养"目的地——面对加速到来的银发浪潮，山东的滨州与威海，这两座禀赋各异、路径不同的城市，正 以金融为笔，共同探索着养老金融这篇"大文章"的齐鲁答卷。 日前，跟随中国人民银行山东省分行的调研步伐，21世纪经济报道记者深入两地，探寻金融如何赋能养 老事业和银发经济。调研发现，无论是滨州以民营资本驱动、服务本地刚需的"深度耕耘"，还是威海借 力自然禀赋、吸引全国需求的"广 ...

转自：新华财经 新华财经上海10月10日电（记者 王淑娟）在全国第16个敬老月来临之际，上海银行10日启动2025年"敬老月"活动。据悉，上海银行将从消费、公益、数 字、精神需求等维度出发，打造"乐享消费、情暖重阳、智享生活、活力银龄"四大板块主题活动，为老年群体提供全方位服务。 图为上海银行2025年"敬老月"活动启动现场。（王淑娟 摄） 上海银行行长施红敏表示，经过近30年深耕，上海银行服务的老年客户已近600万人，其中，由上海银行代发养老金的老年人超过160万人。 "上海银行努力从老年朋友的需求和体验出发，帮助老人跨越'数字鸿沟'，普及居家适老化改造惠民政策，开设老年大学教学点，开展乐龄申城志愿服务活 动，与广大合作伙伴携手共建养老服务生态，共同打造'医食住行康娱游学'八大服务场景，共同实现每年3000余场社区延伸服务。"施红敏指出，上海银行 搭建了养老金融产品与服务体系，"安心财富"系列理财销售的300余个"美好款"产品，迄今为止100%达成业绩比较基准；推出"安心付"小额支付账户服务， 帮助老年客户更安全、便捷地体验移动支付。 以养老金融为特色，上海银行致力于成为最具特色、体验最佳的民生服务金融机构 ...

Core Viewpoint - Ping An Bank has achieved a significant upgrade in its ESG rating from MSCI, moving from BB to AA over five years, reflecting its strong performance in consumer protection, green finance, and data security [1][11]. ESG Rating and Recognition - MSCI, a leading financial index and ESG rating agency, recognized Ping An Bank's ESG management and overall performance, which is crucial for global investment data analysis and decision-making [1]. - The upgrade to AA rating signifies international acknowledgment of the bank's commitment to sustainable development [1][11]. Sustainable Development Strategy - Ping An Bank emphasizes sustainable development as a long-term strategy, ensuring the maximization of long-term value [3]. - The bank actively engages in financial services that support economic, social, and environmental sustainability [3]. Green Finance Initiatives - The bank is committed to the national carbon neutrality strategy, developing a diversified product system in green finance, including green loans and bonds [4]. - As of June 2025, the bank's green loan balance reached 251.746 billion yuan, and it provided 1.34 billion yuan in green supply chain services [4]. Inclusive Finance Efforts - Ping An Bank focuses on inclusive finance, supporting small and micro enterprises, with a loan balance of 499.524 billion yuan as of June 2025, and a year-on-year growth of 33.6% in new loans [5]. - The bank has also invested 31.259 billion yuan in rural revitalization efforts, with a cumulative investment of 183.506 billion yuan [5]. Technology and Data Security - The bank has developed a technology finance system, offering specialized products for tech enterprises, with a loan balance of 193.436 billion yuan as of June 2025 [7]. - It maintains a robust data security management system, achieving 100% employee training coverage on information security [7]. Pension Finance Development - Ping An Bank has diversified its pension finance product offerings, with 239 personal pension products available as of June 2025 [8]. - The bank enhances customer experience through its app, integrating various services related to health and insurance [8]. Corporate Governance and Transparency - The bank prioritizes corporate governance, enhancing compliance and ethical standards, and improving ESG information disclosure [9]. - It was recognized in the S&P Global Corporate Sustainability Assessment, being one of only two banks in mainland China to be included in the Sustainable Development Yearbook 2025 [9]. Future Outlook - The AA rating from MSCI is expected to bolster the bank's brand influence, investor confidence, and green finance business [11]. - Ping An Bank aims to continue its commitment to sustainable development, contributing to social, economic, and environmental progress [11].

Core Insights - The public fund industry in China is entering a phase of high-quality development, where long-termism is essential and not optional [1] - The China Securities Regulatory Commission has emphasized long-term investment behavior in its action plan, focusing on long-term returns and investor interests [1] - As of August 2025, the total scale of public funds is expected to exceed 36 trillion yuan, reflecting investor trust and the need for fund companies to adhere to fiduciary duties [1] Industry Challenges - The path to high-quality development for public funds is not straightforward, with increasing industry differentiation posing challenges [2] - The action plan suggests creating demonstration schemes for small and medium-sized fund companies to support differentiated development [2] - Small and medium-sized fund companies are encouraged to embrace innovation and leverage financial technology for competitive advantages [2] Company Strategies - Changsheng Fund emphasizes a long-term investment philosophy, focusing on customer-centric approaches and avoiding short-term profit-seeking [3] - The company is exploring its unique development path while contributing to the industry's high-quality growth [3] - Changsheng Fund integrates sustainable investment strategies into its overall development, focusing on ESG ratings and risk analysis [4] Financial Innovations - The company is enhancing its investment capabilities in technology and directing funds towards key industries [4] - Changsheng Fund is committed to improving its research, risk control, and customer service across its business chain [4] - The firm is actively involved in pension finance, managing social security funds with a focus on long-term and responsible investment [4]

Core Insights - The Shanghai Financial "Five Major Articles" initiative aims to align with the strategic needs of high-quality economic and social development in Shanghai, focusing on financial supply-side structural reforms and enhancing the city's role as an international financial center [2][3] Group 1: Meeting Overview - The meeting was attended by key officials from the Shanghai government and the People's Bank of China, discussing the progress of the Shanghai Financial "Five Major Articles" initiative [1] - A total of 92 tasks and 275 specific projects have been established under the initiative, with a clear framework of four lists: target list, task list, project list, and responsibility list [1] Group 2: Financial Performance - As of August 2025, the loan balance for the "Five Major Articles" initiative is projected to reach 4.8 trillion yuan, representing a year-on-year growth of 13.7%, which is 6.6 percentage points higher than the overall loan growth rate [1] Group 3: Strategic Focus Areas - The initiative emphasizes the importance of supporting high-level technological self-reliance and innovation, leveraging platforms like the Sci-Tech Innovation Financial Reform Pilot Zone to enhance the synergy between Shanghai's international innovation and financial centers [2] - There is a strong focus on green and digital development, with plans to enhance Shanghai's role as an international green finance hub and to implement actions for building a global financial technology center [2] Group 4: Collaborative Efforts - The meeting called for enhanced collaboration among relevant units to deepen the development of the financial "Five Major Articles" initiative, including better integration of industry and finance [2] - It was emphasized that financial services should be more accessible to the real economy, with a focus on policy coordination and risk prevention to avoid systemic financial risks [2]

民生无小事，枝叶总关情。 始终坚持以人民为中心的发展思想，中国人寿保险股份有限公司（以下简称"中国人寿"，股票代码： 601628.SH，2628.HK）主动发挥主责主业优势，以寿险头雁引航之姿，毅然擎起民生保障的火炬，照 亮人民美好生活前行之路。 三湘大地上，中国人寿积极发挥保险经济"减震器"和社会"稳定器"功能，全面贯彻中央决策部署，深度 融入国家战略，全力做好金融"五篇大文章"，用心用情服务乡村振兴战略落地，奋力擘画保险为民惠民 新图景。 发展普惠金融 守护百姓稳稳的幸福 始终将民生保障置于核心位置，用心洞察不同群体的需求，中国人寿持续精心打磨并推出一系列普惠保 险产品，为特殊群体编织起一张多维度、广覆盖的风险保障网。 面对湖南日益严峻的人口老龄化现状（60岁以上人口占比达23.49%），中国人寿湖南省分公司积极响 应省老龄办推广"银龄安康"工程的号召，积极推出老年人意外伤害保险。2025年上半年，累计为113.07 万人次的老年朋友提供了坚实保障，为超1.87万名老人送去"快捷、温暖"的理赔，给他们的晚年生活筑 起了一道坚实有力的风险屏障。 为呵护女性健康，该公司贴心推出"湘女关爱保"，惠及74.11 ...

Core Insights - The event organized by the Bank of China Henan Branch focused on promoting pension finance, attracting nearly 50 enterprise representatives from across the province [1] - Experts from the People's Bank of China Henan Branch and the Bank of China Pension Finance Center provided insights on aging population trends, pension finance development paths, and enterprise annuity systems [1] - The participating enterprises gained a comprehensive understanding of pension finance policies and products, aiding in employee pension security and pension industry layout [1] Group 1 - The conference facilitated in-depth discussions on practical issues related to pension finance between banks and enterprise representatives [1] - Multiple cooperation intentions were established during the meeting, laying a solid foundation for future collaboration [1] - The Bank of China Henan Branch plans to continue focusing on pension finance, innovating financial products, and optimizing service processes [1] Group 2 - The initiative aims to provide high-quality and efficient pension financial services to the public [1] - The Bank of China is committed to contributing more financial strength to the high-quality development of the pension industry [1]

Core Insights - The article emphasizes the importance of investor education and engagement in the capital market, highlighting the initiatives taken by Changcheng Fund to promote rational investment and risk awareness [1][2][3]. Group 1: Investor Education Initiatives - Changcheng Fund launched a series of educational activities during the "8·18" Financial Festival, focusing on rational investment and promoting the concept of regular investment through engaging online and offline activities [2]. - The fund utilized various platforms, including social media and community events, to disseminate financial knowledge and raise awareness about common financial risks such as illegal fundraising and fraud [2][3]. - During the Financial Education Promotion Week, the fund emphasized protecting financial rights and enhancing risk awareness through interactive activities and educational materials [3]. Group 2: Specialized Activities and Community Engagement - In response to the national pension policy, Changcheng Fund conducted educational outreach in rural areas, collaborating with local governments to inform community leaders about personal pension systems and financial literacy [6]. - The fund also engaged in community service by providing educational resources and financial knowledge to students in underprivileged areas, aiming to instill a sense of financial awareness from a young age [7]. Group 3: Professional Support and Market Insights - Changcheng Fund continued its "Wealth Great Wall Journey" initiative, focusing on capital market knowledge dissemination and enhancing investor services [8]. - The fund organized live sessions with fund managers to discuss market trends and investment strategies, particularly in technology and new consumption sectors, providing investors with valuable insights [8][9]. - To lower the barrier to understanding professional investment knowledge, the fund introduced innovative educational content formats, making complex financial concepts more accessible to investors [9].