maginnislaura / envato Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. On a recent episode of the BiggerPockets Real Estate Podcast, host Dave Meyer spoke with On the Market co-host Henry Washington, author of Real Estate Deal Market, to discuss house flipping and real estate investment strategies. Meyer tapped Washington to answer a few questions directly from the BiggerPockets investing forum, including one from a member in his 50s, who had suddenly ...

Core Insights - Elevated interest rates and high home prices are squeezing American homebuyers' budgets, leading to predictions of skyrocketing rental rates and home prices over the next decade [2][5] - The real estate market is shifting towards a rental-centric model, with predictions that Americans will increasingly rent various aspects of their lives, including homes and cars [4][5] - Strategies for investing in real estate without substantial debt include using crowdfunding platforms, as many prospective buyers feel priced out of the market due to high mortgage rates [6][5] Economic Context - As of August 2025, the Consumer Price Index for All Urban Consumers increased by 2.9% compared to the previous year, indicating ongoing inflationary pressures [1] - The average 30-year fixed mortgage rate is around 6.5% in 2025, marking the highest levels since 2002 [6] Future Predictions - Grant Cardone forecasts a significant shift in mortgage terms, suggesting that longer mortgage durations (up to 100 years) may become common in the future as a response to high prices [7]

Dividend stocks can be a more predictable stream of income for investors.A great strategy for retail investors is to buy stocks that they can collect reliable passive income on every year. Another great strategy is to diversify your investment portfolio.Luckily, there is a way to kill two birds with one stone. Investors can buy an index fund or an exchange-traded fund (ETF) that purchases a basket of stocks, specifically in the dividend business. This can offload the pressure of stock selection to the exper ...

Investing in dividend stocks is a great way to generate passive income.Domino's (DPZ 3.08%) is holding up well considering the increase in competition since the rise of food delivery services.*Stock prices used were the afternoon prices of Sept. 23, 2025. The video was published on Sept. 25, 2025. ...

Core Insights - High-yielding dividend stocks are becoming harder to find as the S&P 500's dividend yield has dropped to less than 1.2%, nearing its lowest level on record [1][2] Group 1: Clearway Energy - Clearway Energy offers a dividend yield of 6.3%, supported by long-term, fixed-rate power purchase agreements (PPAs) that provide stable cash flow [4][5] - The company plans to distribute 70% to 80% of its cash flows as dividends while investing the remainder in renewable energy projects, aiming for over 20% cash flow per share growth in the next two years, which could lead to a dividend increase of more than 10% by the end of 2027 [5][6] - Clearway has multiple growth drivers, including repowering wind farms and acquiring new projects, with expectations of 5% to 8% annual cash flow growth beyond 2027 [6] Group 2: Realty Income - Realty Income has a dividend yield of 5.4% and pays dividends monthly, making it attractive for passive income investors [8] - The REIT has a strong history of dividend increases, having raised its payment 132 times since 1994, with a compound annual growth rate of 4.2% [8][9] - Realty Income's diversified portfolio and long-term triple net leases provide stable cash flow, with a significant $14 trillion investment opportunity in NNN real estate [9] Group 3: Verizon - Verizon leads the group with a 6.4% dividend yield, supported by substantial cash flows from consumer and business services [10][11] - The company expects $38 billion in operating cash flow this year, allowing for investments in network expansion, acquisitions, and debt repayment [11] - Verizon has a strong track record of dividend increases, recently marking its 19th consecutive annual increase, with expectations for continued growth [12] Group 4: Investment Opportunity - Clearway Energy, Realty Income, and Verizon are highlighted as strong options for investors seeking high-yielding dividends backed by solid financial profiles and consistent dividend growth [13]

Core Insights - Generating dividend income from stocks is an effective strategy for passive income while remaining invested in the market, especially when the S&P 500 is experiencing significant returns [1][2] Group 1: Dividend Stocks - Investing $28,000 in equal parts of ExxonMobil, Whirlpool, and the Vanguard Utilities ETF can yield at least $1,000 in annual dividend income [3] - ExxonMobil has a strong history of dividend growth, having raised its payout for 42 consecutive years, with a current forward yield of 3.4% [5][6] - The company maintains a conservative payout ratio of 68% over the past five years, ensuring financial health while rewarding shareholders [7] Group 2: Whirlpool - The recent sell-off of Whirlpool stock following a Federal Reserve rate cut presents a buying opportunity, as lower rates typically benefit the company [10] - Whirlpool's competitive positioning is expected to improve due to tariffs on Asian competitors, which will favor domestic producers [12][13] - The stock offers a 4.7% dividend yield, making it attractive for both income-seeking and speculative investors [13] Group 3: Utilities Sector - The utility sector is currently outperforming the S&P 500, driven by steady cash flow and increasing power demands, particularly due to AI [14][21] - AI's demand for power is creating opportunities for utility companies, especially those with off-grid solutions [18][21] - The Vanguard Utilities ETF offers a low expense ratio of 0.09% and a 2.8% yield, making it a simple way to invest in the growing demand for power [22]

Core Insights - The SPDR Portfolio S&P 500 High Dividend ETF is recommended for dividend-seeking investors due to its potential for passive income generation [1][4] - The current low-interest-rate environment makes dividends from stocks increasingly important for passive-income portfolios [2][3] ETF Overview - The SPDR Portfolio S&P 500 High Dividend ETF tracks the S&P 500 High Dividend Index, consisting of 80 high-yield stocks with equal weight assigned to each stock [6] - The ETF's largest sector allocation is in real estate at 22.4%, followed by consumer staples (16.7%), financials (15.5%), utilities (12.9%), and healthcare (8%) [6] Comparison with Other ETFs - In contrast, the SPDR S&P 500 ETF Trust has a significant allocation in information technology at 34.6%, with lower yields of 1.1% compared to the 4.7% yield of the SPDR Portfolio S&P 500 High Dividend ETF [7][8] Cost Efficiency - The SPDR Portfolio S&P 500 High Dividend ETF has a low expense ratio of 0.07%, which is lower than the average expense ratio of 0.14% for equity index ETFs in 2024 [9][10] Performance Metrics - Over the last five years, the SPDR Portfolio S&P 500 High Dividend ETF has returned an annualized 14.8%, slightly outperforming the S&P 500 ETF's 14.6% return, although it has higher volatility [11] - The ETF is expected to deliver strong returns and lower volatility in the current market environment due to its focus on dividend-paying stocks [12]

Target Corporation (NYSE:TGT) is included among the 12 Best Stocks to Buy Now for Passive Income.  How Target’s (TGT) Dividend History Strengthens its Passive Income Appeal Target Corporation (NYSE:TGT) ranks among the largest retailers in the US and is one of the few national chains offering a broad range of products. Throughout most of its history, it has been a reliable growth driver. The company operates across urban, suburban, and rural areas, with stores in all 50 states. Although Target Corporati ...

Altria Group, Inc. (NYSE:MO) is included among the 12 Best Stocks to Buy Now for Passive Income.  How Altria Group (MO) Supports Long-Term Passive Income Goals Altria Group, Inc. (NYSE:MO) is an American company that specializes in the production and marketing of tobacco and related products. The company has seen sales volumes drop as smoking rates decline in the US, but the addictive nature of tobacco gives it pricing power that helps maintain steady cash flow. While relying on price hikes isn’t a long- ...

Core Viewpoint - Franklin Resources, Inc. (NYSE:BEN) is recognized as one of the best stocks for passive income, boasting a strong dividend history and a significant asset management portfolio [1][4]. Group 1: Company Overview - Franklin Resources, Inc. manages a diverse range of investments, including equities, fixed income, alternatives, multi-asset strategies, and cash management, with assets under management (AUM) reaching $1.61 trillion in Q3 FY25 [2][3]. - The company's strength is attributed to its scale, broad product lineup, and global distribution network, which includes mutual funds, ETFs, separately managed accounts, and alternative strategies [3]. Group 2: Financial Performance - The company has demonstrated consistent performance with 49 consecutive years of dividend growth, currently paying a quarterly dividend of $0.32 per share and offering a dividend yield of 5.28% as of September 22 [4]. Group 3: Strategic Advantages - Key drivers of Franklin Resources' success include maintaining large AUM, aligning products with market shifts, and effectively integrating acquisitions such as Putnam and Apera Asset Management [3]. - The company's global reach, strong regulatory oversight, and tight cost control are essential for sustaining its competitive edge [3].