Core Insights - The article highlights the successful implementation of the "Cloud Certificate Issuance" service in Hangzhou, which has significantly improved the efficiency and convenience of property registration processes, making it a model for national reform in real estate registration [1][2]. Group 1: Reform and Innovation - The "Cloud Certificate Issuance" service was launched in January 2022 to address issues such as complex application materials and long waiting times, allowing homebuyers to complete the entire process via mobile devices, achieving "zero running" and "zero materials" [2]. - Since its launch, the service has processed 298,000 transactions, benefiting nearly 338,000 homebuyers and saving each household between 500 to 800 yuan in intermediary fees [2]. Group 2: Future Developments - The city plans to continue its reform efforts by focusing on the "second-hand property transfer" process, which has already seen over 140,000 users benefiting from the streamlined service, eliminating over 280,000 trips and processing more than 45,000 transactions [2]. - Future initiatives include the development of a 3.0 version of the registration system, integrating advanced AI technologies to enhance the efficiency and quality of property registration services [3].

Core Points - The core viewpoint of the article is that the continuous promotion of real estate registration facilitation reform has significantly reduced the processing time for property registration and mortgage registration across the country, achieving a reduction of 83% compared to 2015 [1] Group 1 - The general registration and mortgage registration can now be completed within 5 working days, down from 30 working days in 2015 [1] - The Ministry of Natural Resources reports that all cities and counties nationwide have implemented a "one-stop acceptance and parallel processing" system for property registration, transactions, and tax payments, with a total of 9,578 "comprehensive windows" established [1] - Materials that can be obtained through information sharing are no longer required to be provided by the public during the property registration process [1] Group 2 - There is an active promotion of electronic certificates and electronic materials, allowing the public to achieve "zero running" for certificate processing with minimal effort [1] - Currently, 2,663 counties and cities have implemented "Internet + real estate registration," with online registration business volume accounting for 33.7% of all business volume [1]