人工智能技术(AI)

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国泰海通证券殷振兴:AI浪潮下,“人机结合”的线上投顾是普惠金融服务的时代践行者
Xin Lang Zheng Quan· 2025-07-29 08:25
Group 1 - The "Second Golden Qilin Best Investment Advisor Selection" event is organized by Sina Finance and exclusively partnered with Yinhua Fund, highlighting the rapid growth of China's wealth management industry as residents' financial awareness increases [1] - Investment advisors play a crucial role in wealth management, impacting the direction of national asset allocation, and face both opportunities and challenges in this evolving landscape [1] - The event aims to provide a platform for investment advisors to showcase their capabilities, enhance their services, and build communication bridges with the public, thereby promoting the healthy development of the wealth management industry in China [1] Group 2 - Yin Zhenxing, Deputy General Manager of the Wealth Management Platform at Guotai Junan Securities, emphasizes that AI technology is injecting new momentum into the transformation of wealth management in the securities industry, accelerating the construction of digital and intelligent service models [2] - The integration of online and offline services allows for more efficient delivery of professional knowledge and personalized investment support, aligning with the industry's commitment to a customer-centric approach [2] - The essence of wealth management remains unchanged, focusing on deep research to anchor value and continuous service to cultivate trust, while embracing technological innovation and maintaining a commitment to service [2]
学者警示:AI正在削弱人类的存在感
Yang Zi Wan Bao Wang· 2025-05-08 11:14
近日,英国《卫报》刊发多伦多大学计算机科学副教授大卫·杜文诺(David Duvenaud)的一篇文章, 探讨人工智能技术(AI)快速发展可能引发的人类角色边缘化问题。文章指出,AI与机器人技术的持 续进步可能导致人类在经济、文化及社会关系等领域的全面替代,人类将逐渐沦为"可有可无"的存在。 他强调,这种转变并非源于AI的阴谋,而是其性能优势与成本效益驱动的"自然结果"。 文章强调,当前AI已突破单纯的技术工具属性,正在向替代人类核心职能的方向发展。在经济领域, AI不仅能够胜任基础劳动,更逐步渗透至法律判决、医疗决策、金融规划等专业领域,企业因AI系统 的可靠性与经济性优先选择其作为服务主体。在文化创作层面,AI生成内容的质量已接近甚至超越人 类创作者,而社交技能的习得使AI在心理咨询、教育辅导等需情感交互的场景中获得用户偏好。数据 显示,AI医生在诊疗沟通满意度上已超过人类医生,AI伴侣服务则因个性化情感支持形成新兴市场。 作者指出,这种替代效应将引发系统性连锁反应。政府机构可能因决策效率需求减少人力投入,公共政 策制定将更多依赖AI分析建议;传统民主机制因公民参与必要性降低而弱化,税收结构由企业向AI征 ...