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坚持合规管理、依法维权、从严治行、金融为民“四管齐下”——乐山商行:经营稳健增长 绘就发展新图景
Sou Hu Cai Jing· 2025-09-30 02:17
Core Viewpoint - Leshan Commercial Bank has demonstrated steady growth in its operations and core indicators, maintaining its position in the "200 billion club" and ranking among the top tier of city commercial banks in Sichuan as of mid-2025 [1][2]. Financial Performance - As of June 30, 2025, the total assets of Leshan Commercial Bank reached 215.5 billion, indicating a robust financial standing [1]. - The bank's ranking in the "2025 World’s Top 1000 Banks" by The Banker magazine improved by 68 places to 505, marking a significant advancement in its global standing [2][3]. Risk Management - The bank has maintained a long-term credit rating of AA+ for three consecutive years, with a stable outlook, reflecting improvements in governance and internal control mechanisms [3]. - Leshan Commercial Bank has implemented a comprehensive risk management strategy, focusing on risk identification, assessment, response, and monitoring, which has enhanced its asset quality [3]. Compliance and Governance - The bank emphasizes strict compliance and governance, launching a new three-year compliance culture initiative to strengthen its internal control systems [3][7]. - A robust supervisory framework has been established, integrating various oversight functions to ensure high-quality development [7]. Legal Rights Protection - The bank actively combats debt evasion, ensuring the protection of depositors and shareholders' interests while maintaining a healthy financial ecosystem [5][4]. Community Engagement - Leshan Commercial Bank has focused on serving the local economy, optimizing risk management while expanding its business across 11 cities in Sichuan [9]. - The bank has adopted a strategy of precise financial support for local economic development, effectively lowering funding costs and enhancing asset allocation [9][10]. Strategic Initiatives - The bank is transitioning towards a light capital model, leveraging digital transformation to enhance operational efficiency and profitability [7]. - It aims to support local initiatives, including tourism and urban development, by integrating financial services with community needs [10].