8月29日，乐山市商业银行（以下简称"乐山商行"）发布了2025年二季度信息披露报告。年中"成绩 单"显示，该行继2024年成功跻身"2000亿俱乐部"后，今年经营发展继续呈现稳健增长态势，多项核心 指标持续优化提升。 从乐山商行半年"成绩单"显示，截至2025年6月末，该行总资产达到2155亿，牢牢站稳四川城商行"第一 梯队"。该行各项经营指标稳中有进的增长从何而来？主要源于坚持合规管理出效益、依法维护金融债 权、管党治党从严治行、金融为民惠民利民，在主动融入地方经济发展大局中，积极履行服务实体经济 的使命担当，书写出稳健经营与发展创新的高质量发展新图景。 2025年以来，随着各项业务稳步推进，乐山商行的综合实力、抗风险能力及发展前景得到市场认可。7 月2日，在英国《银行家》杂志发布的"2025年世界银行1000强"榜单中，乐山商行排名第505位，较2024 合规管理：重塑内控防线"降本增效" 年上升68位，上升排名全国第2。7月30日，联合资信发布的《乐山市商业银行2025年跟踪评级报告》， 乐山商行主体长期信用等级连续三年AA＋，评级展望为稳定。 评级报告认为，乐山商行治理及内控机制更加完善，风险管理水 ...

Core Viewpoint - The 2025 "618" shopping festival has commenced, with various promotional activities from e-commerce platforms and merchants, but consumers are advised to shop rationally and protect their rights against potential consumption traps [2][3][4][5][6][7]. Group 1: Rational Consumption - Consumers are encouraged to plan their needs in advance by creating a list of required items, distinguishing between "necessities" and "items that can be postponed," to avoid impulsive purchases influenced by marketing tactics like "limited-time discounts" [2]. - It is recommended to set a reasonable budget for the "618" shopping period, adhering to the principle of "buying as needed" to prevent excessive waste and impulsive spending [2]. Group 2: Choosing Reliable Channels - When shopping online, consumers should prioritize official brand flagship stores or self-operated stores on platforms, as these typically have stricter qualification reviews and better after-sales service [3]. - Caution is advised against transactions through social media, private messages, or short video platforms, as these often lack platform guarantees, making dispute resolution more challenging [3]. Group 3: Understanding Terms and Protecting Rights - Consumers should carefully read the terms of sale, especially regarding the "7-day no-reason return" policy, which may not apply to certain products like fresh food, customized items, and activated electronics [4]. - For pre-sale items requiring a deposit, consumers should confirm their purchase intentions before payment and set reminders for the final payment to avoid losing the deposit [4]. Group 4: Protecting Personal Information - Consumers are advised to be cautious when providing sensitive information such as ID cards and bank details, and to disable unnecessary app permissions [5][6]. - When shopping through live streams, it is important to verify that the transaction page is official to avoid scams, and to be wary of unsolicited calls or links claiming to be customer service [6]. Group 5: Keeping Transaction Evidence - It is crucial for consumers to collect and retain evidence of online purchases, such as order screenshots, payment receipts, and promotional commitments, to support their rights in case of disputes [7]. - In the event of a dispute, consumers should first attempt to resolve the issue with the seller or platform, and if unsuccessful, they can contact local consumer complaint hotlines or use consumer protection platforms for assistance [7].

Group 1 - The core theme of the course is "Diversified Dispute Resolution and Legal Rights Protection - A Guide for Securities Investors" [5] - The course aims to protect the rights of small and medium investors by providing efficient, low-cost channels for dispute resolution and rights protection [5] - The course is part of the "Investment Education Navigation" series, which is a public welfare initiative aimed at helping investors understand rules and identify risks [5] Group 2 - The course covers common types of disputes faced by securities investors and detailed explanations of various dispute resolution methods such as mediation, arbitration, and litigation [5] - The course emphasizes the importance of non-litigation dispute resolution mechanisms and aims to prevent disputes at the source [5] - The initiative is supported by the China Securities Regulatory Commission, which promotes the "Fengqiao Experience" in capital market development [5]