近年来,兴业银行济南分行始终以"合规致胜、合规创造价值"为理念,以"强内控、防风险、促发展"为目 标,通过系统性制度建设、数字化转型、文化培育等举措,全面构建合规管理长效机制,为业务稳健发展奠 定坚实基础,持续提升金融服务实体经济质效。 织密责任网络 构建全员合规格局 兴业银行济南分行紧跟金融科技趋势,探索内控合规智能化升级。引入大数据分析工具,动态监测内控合 规关键指标；借鉴"机构内控合规画像"管理模式,通过定量与定性分析模型,精准评估分支机构合规状态, 实现风险分类管理。同时,强化法律审核与业务全流程嵌入,确保新产品、新业务合规性审查全覆盖,以科 技手段提升管理效能。 该行深入落实"网格化管理制度",将合规管理责任细化至每个岗位、每名员工,通过《基层经营负责人内 控工作指引》明确岗位职责,强化一线管理人员的合规引领作用,确保业务全流程规范执行。同时,将内控 合规纳入机构考核体系,建立"纵向到底、横向到边"的责任链条,实现全员参与、闭环管理,形成"人人知 合规、事事守底线"的良好氛围。 强化风险防控 筑牢业务发展屏障 该行通过开展"内控合规管理建设年""行业规范提升年"等专项活动,对企金、零售、运营等8大领 ...

每经编辑｜陈柯名 据中国基金报，记者从业内人士处获悉，近日中国证券业协会（以下简称中证协）向行业通报了2025年第三批自律处分典型案例，剑指从业人员水平评价 测试中的各类违规行为。此次披露的四起案例，涉及机构大规模组织外部人员参考、个人冒名替考、拍摄试题及有组织作弊等乱象，释放出监管强化行业 诚信建设与合规管理的强烈信号。 使用隐形耳机接收答案 《通报》案例显示，某从业人员参与组织证券行业专业人员水平评价测试作弊。 2024年3月，在证券行业专业人员水平评价专场测试期间，某投资咨询公司发生有组织作弊事件，多名考生被查实使用隐形耳机等作弊设备接收试题答 案。调查显示，作弊团伙在考前曾进入该公司办公场所进行联络，系统性地向考生提供作弊服务并收取费用。涉案考生在支付相关费用后，在考试过程中 通过微型耳机接收由虚拟号码传送的试题答案。 该公司虽开展过合规培训与考纪教育，但覆盖面不足，且部分在职从业人员直接参与组织作弊，暴露出内部管理存在严重缺陷。事后公司自查流于形式， 未能及时落实问责措施。 中证协根据《自律措施实施办法》相关规定对该公司采取行业内告诫的纪律处分。 中证协称，专场测试是面向行业内特定从业人员的专项考试 ...

11月25日，台州金融监管分局披露，台州银行因"内控管理不审慎"被罚款30万元，相关责任人倪某璞被 终身禁止从事银行业工作。2025年前三季度，该行营收与净利润均出现明显下滑，而此次处罚再次凸显 了这家以"小微金融标杆"闻名的城商行的经营挑战。 | 国家金融监督管理总局 | | | | | 无障器测值 发 EN 网 Q | | --- | --- | --- | --- | --- | --- | | | | | | | 请输入您要搜索的内容。 | | 合 机构概况 新闻资讯 | | | 政务信息 在线服务 | 互动交流 | 统计数据 专题专栏 | | 当前位置: 首页 > 政务信息> 行政处罚 > 监管分局本级 | | | | | | | 東源:浙江监管局 | 发布时间:2025-11-25 | | 文章类型:原创 | | SEE BE ME DORE ODES | | | | | 国家金融监督管理总局台州监管分局行政处罚信息公开表 | | | | 序号 | | 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | 台州银行股份有限 | 1 | 公司及相关责任人 | 内控管理不审慎。 ...

Core Viewpoint - The company has received an administrative regulatory decision from the Gansu Securities Regulatory Bureau, requiring it to rectify issues related to governance and decision-making processes to enhance its independence and compliance with regulations [1][2]. Summary by Sections Overall Rectification Arrangement - The company has established a comprehensive plan to address the issues raised in the regulatory decision, emphasizing adherence to laws, regulations, and internal systems while enhancing governance and protecting investor rights [2]. Issues Identified and Rectification Measures - **Identified Issues**: The company has been found to have insufficient independence due to salary and compensation matters being approved by the controlling shareholder instead of through internal decision-making processes, violating governance standards [3]. - **Rectification Measures**: 1. **Decision-Making Procedures**: The company has clarified the boundaries of authority between the controlling shareholder and itself, ensuring that decisions regarding executive compensation are made through proper board and shareholder meetings [4]. 2. **Regulatory Learning**: The company is committed to enhancing its governance by reinforcing legal and regulatory education among its management and board members, ensuring compliance awareness [5][6]. 3. **Internal Control System**: The company will strengthen its internal control framework and compliance oversight, including regular audits and the establishment of a robust internal audit function [7]. Rectification Status - **Responsibility**: The rectification efforts are overseen by key executives including the chairman, general manager, and finance director [8]. - **Completion**: The company has reported that all rectification measures have been completed [9]. - **Future Plans**: The company will maintain a commitment to standardized governance practices and ensure compliance with relevant regulations in future decision-making processes [9]. Rectification Summary - The regulatory inspection has provided significant guidance for improving the company's governance standards, prompting a commitment to ongoing legal education and diligent performance by key personnel to ensure sustainable development and investor protection [10].

Core Viewpoint - The recent regulatory actions against Founder Securities highlight significant compliance issues across various business lines, indicating a need for improved governance, internal controls, and compliance culture within the company [2][3][6]. Compliance Issues - Founder Securities' Guangzhou Jin Yu Er Street Securities Office received a warning letter from the Guangdong Securities Regulatory Bureau for five major violations, including sending answers to knowledge assessment questionnaires to investors and inadequate management of fund sales [2][3]. - The company has faced multiple regulatory penalties in recent years, reflecting ongoing concerns about its governance structure and internal controls [2][3]. Business Line Vulnerabilities - Violations have been particularly concentrated in branch operations, with issues such as unauthorized sales tasks assigned to unqualified personnel and breaches of client confidentiality [3][4]. - The investment banking sector has also been flagged for serious deficiencies, including inadequate due diligence and poor material review processes [3][4]. Research and Subsidiary Management - Compliance weaknesses in research operations were noted, with incidents of content leaks and unauthorized stock recommendations by analysts [4]. - Founder Securities has faced challenges in managing its subsidiaries, particularly in Hong Kong, where risk management was deemed insufficient [4]. Information Disclosure and Asset Quality - Regulatory scrutiny has increased regarding the company's financial asset investment returns and the quality of its disclosures, particularly in light of significant shareholder sell-offs and foreign capital withdrawal [5][6]. Recommendations for Improvement - To address these compliance issues, the company must enhance the authority and independence of its risk control systems and improve the integration of compliance metrics into performance evaluations [8]. - A cultural shift towards prioritizing compliance over mere performance metrics is essential for sustainable operations and regaining market trust [8].

中国经济网北京11月24日讯 中国证监会四川监管局网站近日公布关于对东方证券股份有限公司德 阳庐山南路证券营业部采取责令改正行政监管措施的决定。 根据《证券公司和证券投资基金管理公司合规管理办法》第三十二条第一款、《证券公司分支机构 监管规定》第十七条的规定，我局决定对你营业部采取责令改正的行政监督管理措施。 如果对本监督管理措施不服，可以在收到本决定书之日起60日内向中国证券监督管理委员会提出行 政复议申请，也可以在收到本决定书之日起6个月内向有管辖权的人民法院提起诉讼。复议与诉讼期 间，上述监督管理措施不停止执行。 根据《证券公司和证券投资基金管理公司合规管理办法》第三十二条第一款、《证券公司分支机构 监管规定》第十七条的规定，四川证监局决定对该营业部采取责令改正的行政监督管理措施。 以下为原文： 关于对东方证券股份有限公司德阳庐山南路证券营业部采取责令改正行政监管措施的决定 东方证券股份有限公司德阳庐山南路证券营业部： 经查，你营业部存在以下问题：一是营业部合规管理和从业人员执业管理不到位；二是未及时向我 局报告影响客户权益的重大事件。 上述问题违反了《证券公司和证券投资基金管理公司合规管理办法》（〔证 ...

江南时报讯 为深入贯彻联合银行与金融监管部门关于加强员工异常行为管理的相关要求，持续强化员 工"八小时外"行为监督，仪征农商银行积极组织开展员工家访活动，推动合规管理从行内延伸至家庭， 构建起单位与家庭的双向监督机制，凝聚合规共识。在"合规创造价值"主题活动推进过程中，仪征农商 银行系统总结家访工作经验，提炼形成"家访三式"微课，以务实举措推动合规文化扎根生长，为高质量 发展注入内生动力。 根植制度沃土 夯实合规发展根基 仪征农商银行坚持以制度为引领，制定并实施《家访活动工作方案》，建立"工会牵头、部门协同、分 级落实"的家访工作机制，将合规管理要求有机嵌入员工异常行为管控全流程，实现制度设计与执行落 地紧密衔接。同时，通过家访传递组织关怀，增强员工的归属感和凝聚力，激发干事创业热情，进一步 涵养健康积极的内部生态。此外，注重家风与行风共建，在家庭交流中融入廉洁理念与合规意识，培育 员工家庭对银行文化的认同，形成业务拓展与文化塑造相互促进的良性循环。 绽放服务之花 提升员工与客户双体验 仪征农商银行将家访作为传递人文关怀、优化内部治理的重要途径。在家访中介绍业务发展情况及员工 职业成长通道，协助解决实际困难， ...

中经记者 罗辑 实习生 吴依凡 北京报道 11月21日，浙江证监局发布行政监管措施决定书，对浙江浙商证券资产管理有限公司（以下简称"浙商 资管"）及其合规负责人采取出具警示函的监管措施，并将相关情形记入证券期货市场诚信档案。 决定书显示，2025年1月至7月，浙商资管对拟聘任董事尽调不充分、人员准入把关不严，所报送的监管 信息存在错误，对人员管理存在合规漏洞。 上述情形，违反了《证券基金经营机构董事、监事、高级管理人员及从业人员监督管理办法》《证券公 司和证券投资基金管理公司合规管理办法》相关规定。浙江证监局决定对浙商资管采取出具警示函的行 政监管措施，并记入证券期货市场诚信档案。 同时，杨某作为浙商资管合规负责人，未充分履行监督、报告职责，对上述违规情形负有责任，违反了 相关规定。浙江证监局决定对其采取出具警示函的行政监管措施，并记入证券期货市场诚信档案。 浙江证监局表示，浙商资管应审慎核查拟任用人员从业经历、兼职情况等任职资格，切实承担起人员选 任、履职监督、信息报送的主体责任，全面提高合规管理水平，杜绝违规情形再次发生。杨某也应当深 刻吸取教训，加强对公司及其工作人员的经营管理和执业行为的合规性审查、监 ...

Core Viewpoint - The Sichuan Securities Regulatory Bureau has imposed administrative supervision measures on the Deyang Lushan South Road Securities Business Department of Dongfang Securities due to compliance management and operational issues, including failure to report significant events affecting client rights in a timely manner [1][2][3]. Group 1: Compliance Management Issues - The Deyang Business Department has been found to have inadequate compliance management and operational personnel management, which are critical for the stable operation of the business and directly impact client rights and market order [2][3]. - The regulatory inspection highlighted weaknesses in the department's system construction, process execution, and personnel behavior constraints [2]. Group 2: Reporting Failures - The department failed to promptly report significant events that could affect client rights to the regulatory authority, which is essential for timely risk management and investor protection [2][3]. - This failure violates the requirement for securities branch institutions to report such events immediately to the local securities regulatory bureau [3]. Group 3: Regulatory Violations and Measures - The issues identified violate multiple regulatory provisions, including the Compliance Management Measures for Securities Companies and the Regulations on the Supervision of Securities Branch Institutions [3]. - The Sichuan Securities Regulatory Bureau has decided to take corrective measures against the Deyang Business Department, which may include administrative actions such as orders for correction and regulatory discussions [3]. Group 4: Rights and Remedies - The Deyang Business Department has the right to apply for administrative reconsideration or file a lawsuit if it disagrees with the regulatory measures, but these actions do not suspend the execution of the corrective measures [4]. - This situation underscores the strict requirements for compliance operations among securities company branch institutions and serves as a warning for the industry to enhance compliance awareness and adhere to regulatory requirements [4].

Core Viewpoint - Yangzhou Rural Commercial Bank emphasizes compliance and risk management as essential for stable and safe development, promoting a culture of accountability and ethical behavior among employees [1][2] Group 1: Compliance and Risk Management - The bank has established a strong compliance culture, focusing on "compliance, bottom line, and zero incidents" as necessary conditions for development [1] - A self-built "employee sensitive transaction" monitoring model has been developed to identify abnormal transactions, focusing on suspicious transfers such as non-integer amounts, high-frequency small transactions, and large transactions at night [1] - The bank is vigilant about "special counterpart transactions," investigating financial interactions between employees and loan intermediaries, dishonest individuals, and relatives of clients [1] Group 2: Collaborative Inspection Mechanism - A dual approach of "business + compliance" is employed to identify violations, examining both performance anomalies and employee service trajectories linked to high complaint rates [1] - The bank monitors employee social dynamics and external public sentiment to trace potential risks, ensuring a comprehensive verification of business issues and behavioral violations [1] Group 3: Governance and Control - A full-process control mechanism has been established, encompassing identification, verification, handling, and rectification of anomalies [2] - Responsibilities for verifying abnormal clues are clearly defined between business and compliance departments, with graded measures for confirmed violations, including reminders, position adjustments, and disciplinary actions [2] - The bank continuously optimizes monitoring models and summarizes typical cases to enhance the precision of its control measures [2]