最高人民法院今天发布7个人民法院依法平等保护民营企业合法权益典型民商事案例，内容涵盖融资环 境优化、股东有限责任激活、历史遗留问题处置、企业名誉信用保护等多个方面。 一、依法规范金融机构行为，助力破解民营企业融资难、融资贵问题 解决融资问题是保证民营企业"稳生存""谋发展"的基础支撑，是激发民营经济创新发展的关键举措。人 民法院坚持金融服务实体经济宗旨，依法助力民营企业拓宽融资渠道，降低融资成本。通过审理金融借 款纠纷案件，严格落实国家金融监管政策，推动金融机构持续优化普惠金融供给和服务，依法规范金融 机构利息和费用收取、单方面增加发放贷款条件、中止发放贷款、提前收回贷款等行为，协同金融监管 部门推动政策落实落地，确保民营企业的合法权益不受侵害。例如，在今天发布的"某银行与某地产开 发公司等金融借款合同纠纷一案"中，银行在发放3.5亿贷款前，向企业收取1000万元"融资承诺费"，却 未提供任何相对应的服务。人民法院认定银行违反金融服务收费公开透明、质价相符原则，在收取贷款 利息之外，超出金融监管规定准许的收费范围，不当增加了借款人的融资成本，按照"砍头息"的裁判规 则，将该"融资承诺费"在借款本金中予以扣除。 ...

Core Viewpoint - Wang Jianlin is selling off assets to maintain creditworthiness amid financial difficulties, with significant divestitures in his real estate and financial sectors [3][42]. Group 1: Asset Sales - Wang Jianlin announced the sale of a 30% stake in Kuaiqian Financial for 240 million yuan, with the ultimate beneficial owner being Wang himself [5][14]. - This sale is part of a broader trend, as Wang has sold over 55 Wanda Plazas and Wanda Hotels this year, generating more than 52 billion yuan in cash [9][30]. - The divestiture of Kuaiqian Financial marks a significant reduction in Wang's financial assets, as he previously invested 2 billion yuan to acquire control of the company [6][18]. Group 2: Financial Performance and Challenges - Kuaiqian Financial, once a core asset, has seen its valuation drop significantly, with its current estimated worth at 800 million yuan, down from 3 billion yuan when acquired [25]. - The company had transaction volumes exceeding 2 trillion yuan at its peak, but its market position has weakened, potentially falling out of the top ten in the industry [17][22]. - Wang's financial struggles are compounded by ongoing legal issues and debt obligations, with a total of 5 billion yuan in enforced execution against his companies [51]. Group 3: Strategic Shifts - The leadership of Kuaiqian Financial is now in the hands of Ke Liming, who has previously acquired multiple stakes from Wang, indicating a strategic shift in ownership [12][13]. - Wang's asset sales are part of a larger strategy to streamline operations and focus on core business areas, as he has divested from various sectors including hotels and financial services [39][54]. - The remaining valuable assets for Wang include approximately 200 self-owned Wanda Plazas and a 40% stake in Zhuhai Wanda Commercial Management [41].