中国经济网北京11月25日讯 中国人民银行深圳市分行近期发布行政处罚决定信息公示表（深人银罚〔2025〕56号-57号）。金蝶征信有限公司存在以 下违法行为：一、违反征信机构管理规定；二、违反征信业务管理规定。中国人民银行深圳市分行决定对其处以罚款4.4万元。 姜某杰（金蝶征信有限公司、金蝶征信有限公司数字信用事业部）对金蝶征信有限公司以下违法行为负有责任：违反征信业务管理规定。中国人民银行 深圳市分行决定对其处以罚款550元。 | | | | | 中国人民银行深圳市分行行政处罚决定信息公示表 | | | --- | --- | --- | --- | --- | --- | | | | | | (深人银罚(2025) 56号-57号) | | | 序号 | 当事人名称 | 行政处罚决定 | 违法行为类型 | 行政处罚内容 | 作出行政处罚 | | | | 书文号 | | | 决定机关名称 | | | 金蝶征信有限 | 深人银罚 ( | 一、违反征信机构管理规定 | 罚款4.4万元。 | 中国人民银行 | | | 公司 | 2025) 56号 | 二、违反征信业务管理规定 | | 深圳市分行 | | | 姜某 ...

记者丨陈归辞 编辑丨方海平 10月10日，上交所官网显示，企查查科技股份有限公司（下称"企查查"）的IPO申请获受理，拟于上交 所主板挂牌上市，中信证券担任保荐人。 这意味着，企查查的发展和经营状况得到一定认可，开始正式冲击A股上市。 在企查查、天眼查、启信宝、爱企查四大国内商业大数据服务商的竞争格局中，启信宝母公司合合信息 已率先登陆科创板，企查查有望成为继其之后第二家于A股上市的企业。 企查查成立于2014年，发展至今已成为累计注册用户数超1.5亿、月活跃用户数超8000万、年付费用户 数超100万的知名商业大数据综合服务商。 本次冲击上市，企查查拟募集资金约15亿元，拟投资于企查查C端商业大数据产品研发升级项目、企查 查B端商业大数据产品研发升级项目、企查查多维大数据库升级项目、企查查商业大数据人工智能研发 项目。 企查查业绩数据随招股书浮出水面。招股书显示，截至2025年6月末，企查查累计注册用户已突破1.5 亿，2024年实现营收7.08亿元、净利润3.17亿元。 尽管近年来规模稳定增长，但21世纪经济报道记者也注意到，作为企业征信机构、商业大数据服务商， 企查查面临一些不可回避的来自征信业务、个人 ...

Core Viewpoint - Qichacha's IPO application has been accepted by the Shanghai Stock Exchange, indicating recognition of its development and operational status, and it aims to raise approximately 1.5 billion yuan for various data product upgrades and AI research projects [1][12]. Group 1: Company Overview - Qichacha, established in 2014, has become a prominent commercial big data service provider with over 150 million registered users and over 80 million monthly active users [3][10]. - The company is led by Chairman Chen Deqiang, who holds a controlling stake of 53% in Qichacha [5][3]. Group 2: Financial Performance - Qichacha's revenue has shown stable growth, increasing from 518 million yuan in 2022 to 708 million yuan in 2024, with a compound annual growth rate of 16.89% [13]. - The net profit also grew from 160 million yuan in 2022 to 298 million yuan in 2024, with a compound annual growth rate of 35.42% [13]. - The gross profit margin has remained high, reaching 90.74% in the first half of 2025 [13]. Group 3: Product and Revenue Structure - Qichacha's revenue is primarily derived from membership products, which accounted for over 84% of its total revenue in 2024 [7][8]. - The company serves both C-end and B-end clients, with C-end revenue making up over 70% of total income [9][10]. Group 4: Compliance and Legal Risks - Qichacha faces compliance challenges, including recent penalties for violating credit business regulations and ongoing lawsuits related to data accuracy and personal information protection [15][20]. - The company has acknowledged risks associated with litigation and personal data protection, indicating potential vulnerabilities in its data processing practices [20].

Event Highlights - The event focuses on compliance and growth opportunities for payment companies going global, analyzing global compliance and fintech development trends [3] - Key topics include enterprise credit, merchant authentication, and risk control innovations [3] - Attendees will gain insights into global payment and compliance trends, as well as practical solutions and collaboration opportunities with industry experts [3] Agenda Summary - The event will take place on October 17, 2025, from 14:00 to 17:00 at the Amazon Cloud Technology Life and Health Digital Empowerment Center in Shanghai [4] - The agenda includes opening remarks, presentations on IT compliance practices, risk intelligence-driven AML compliance, future financial architecture, and payment network innovations [4] LSEG World-Check Overview - LSEG World-Check has been providing accurate and reliable information for over 25 years, assisting financial institutions and regulated non-bank sectors in complying with mandatory KYC, AML, and anti-corruption regulations [9][11] - The database includes information on politically exposed persons (PEPs), state-owned entities, global sanctions lists, and negative media [13] - LSEG employs hundreds of researchers and analysts to gather and organize information from reputable sources, ensuring compliance and risk management [11][14]