人民财讯1月27日电，中国人民银行统计，2025年四季度末，本外币住户贷款余额83.28万亿元，同比增 长0.5%，全年增加4412亿元。其中，经营性贷款余额25.11万亿元，同比增长4.0%，全年增加9378亿 元。不含个人住房贷款的消费性贷款余额21.16万亿元，同比增长0.7%，全年增加1802亿元。 转自：证券时报 ...

Group 1 - The total balance of household loans in both domestic and foreign currencies reached 84.01 trillion yuan at the end of Q2 2025, reflecting a year-on-year growth of 3% [1] - In the first half of the year, the household loan balance increased by 1.17 trillion yuan [1] - The balance of operational loans amounted to 25.09 trillion yuan, showing a year-on-year increase of 5.4%, with an increase of 923.8 billion yuan in the first half of the year [1] Group 2 - The balance of consumption loans, excluding personal housing loans, reached 21.18 trillion yuan, with a year-on-year growth of 6% and an increase of 195 billion yuan in the first half of the year [1]