人民财讯1月27日电，中国人民银行统计，2025年四季度末，本外币住户贷款余额83.28万亿元，同比增 长0.5%，全年增加4412亿元。其中，经营性贷款余额25.11万亿元，同比增长4.0%，全年增加9378亿 元。不含个人住房贷款的消费性贷款余额21.16万亿元，同比增长0.7%，全年增加1802亿元。 转自：证券时报 ...

Core Insights - The People's Bank of China released the loan allocation statistics report for financial institutions for Q3 2025, indicating a steady growth in household loans and business loans [1] Group 1: Household Loans - The balance of household loans in both domestic and foreign currencies reached 83.94 trillion yuan, reflecting a year-on-year growth of 2.3% [1] - In the first three quarters, household loans increased by 1.1 trillion yuan [1] Group 2: Business Loans - The balance of operating loans amounted to 25.21 trillion yuan, with a year-on-year increase of 4.8% [1] - Business loans saw an increase of 1.04 trillion yuan in the first three quarters [1] Group 3: Consumer Loans - The balance of consumption loans, excluding personal housing loans, stood at 21.29 trillion yuan, showing a year-on-year growth of 4.2% [1] - In the first three quarters, consumption loans increased by 306.2 billion yuan [1]