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央行报告:二季度房地产贷款增速回升,贷款支持科创企业力度较大|快讯
Hua Xia Shi Bao· 2025-07-22 10:45
Group 1 - As of the end of Q2 2025, the total balance of RMB loans from financial institutions reached 268.56 trillion yuan, with a year-on-year growth of 7.1%, and an increase of 12.92 trillion yuan in the first half of the year [2] - The balance of real estate loans at the end of Q2 2025 was 53.33 trillion yuan, showing a year-on-year growth of 0.4%, with an increase of 416.6 billion yuan in the first half of the year [2] - The balance of personal housing loans was 37.74 trillion yuan, a slight year-on-year decline of 0.1%, but with an increase of 51 billion yuan in the first half of the year [2] Group 2 - The number of technology-based small and medium-sized enterprises receiving loan support reached 274,000, with a loan acquisition rate of 50%, an increase of 3.2 percentage points compared to the same period last year [3] - The balance of loans for technology-based small and medium-sized enterprises was 3.46 trillion yuan, with a year-on-year growth of 22.9%, outpacing the growth of all loans by 16.1 percentage points [3] - The number of high-tech enterprises receiving loan support was 266,800, with a loan acquisition rate of 57.6%, an increase of 1 percentage point compared to the same period last year [3]
央行:二季度末,住户消费贷款余额同比增长3%
news flash· 2025-07-22 08:05
Group 1 - The total balance of household loans in both domestic and foreign currencies reached 84.01 trillion yuan at the end of Q2 2025, reflecting a year-on-year growth of 3% [1] - In the first half of the year, the household loan balance increased by 1.17 trillion yuan [1] - The balance of operational loans amounted to 25.09 trillion yuan, showing a year-on-year increase of 5.4%, with an increase of 923.8 billion yuan in the first half of the year [1] Group 2 - The balance of consumption loans, excluding personal housing loans, reached 21.18 trillion yuan, with a year-on-year growth of 6% and an increase of 195 billion yuan in the first half of the year [1]