开年以来，多地发布楼市新政。 1月7日，沈阳优化5项住房公积金贷款政策，包括延长最低首付款比例15%的政策适用期限，提高"商转公"贷 款比例限额，放宽新市民、青年人贷款政策等。 沈阳住房公积金管理中心有关负责人表示，这次政策调整进一步释放住房公积金低息贷款政策红利，降低了购 房资金压力，同时也能更好地支持合理住房消费，促进房地产市场平稳健康发展。 1月6日，河南发布《推动2026年第一季度经济发展实现良好开局若干政策措施》，其中提出，积极支持住房消 费。支持各地因地制宜发放购房补贴、契税补贴，组织住房促销活动200场（次）以上，支持各地加快发行地 方政府专项债券收购存量商品房用作保障性住房，加快推进郑州、洛阳市127个专项借款城中村改造项目建 设。 沈阳优化5项公积金贷款政策 1月7日，沈阳市召开"进一步优化住房公积金贷款政策"新闻发布会。 沈阳住房公积金管理中心副主任李赞介绍，为深入贯彻中央经济工作会议精神，更好支持刚性和改善性住房需 求，经沈阳住房公积金管理委员会审议通过，2026年1月起优化5项住房公积金贷款政策，具体内容发布如下： 一是延长最低首付款比例政策期限。将2024年11月实施的住房公积金贷款 ...

Group 1 - The core viewpoint of the news is the introduction of measures by the Henan Provincial Department of Housing and Urban-Rural Development to support housing consumption, including various initiatives to stimulate the real estate market [1][2] - The measures include organizing at least 100 real estate exhibitions and sales events across the province by the end of 2025, leveraging traditional consumption peaks and holidays to promote housing sales [1] - Multi-child families will be recognized as first-time homebuyers when purchasing a second property, allowing financial institutions to apply relevant policies accordingly [1] - The measures allow for an increase of up to 10% in the housing provident fund personal loan limits, with the maximum loan amount not exceeding the difference between the total purchase price and the down payment [1] Group 2 - The measures also emphasize the acquisition of existing commercial housing for use as affordable housing, utilizing funds such as guaranteed housing re-loans and local government special bonds [2] - Zhengzhou aims to acquire 1 million square meters of existing commercial housing for affordable housing by 2025, with other cities encouraged to pursue similar initiatives based on local conditions [2]