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邹城农商银行助企循环贷助力小微企业降本增效
Qi Lu Wan Bao Wang· 2025-07-19 04:48
Group 1 - The core viewpoint of the articles is that Zou Cheng Rural Commercial Bank is actively implementing national policies to stabilize the economy and support businesses by offering the "Enterprise Circulation Loan" product to address the financing difficulties faced by small and micro enterprises [1][2] - Zou Cheng Rural Commercial Bank has adopted a proactive marketing model involving "active visits, precise matching, and efficient service" to effectively resolve the issues of "difficult and expensive financing" for small and micro enterprises [1] - The bank has successfully provided a 2 million yuan (approximately 0.29 million USD) revolving loan to a local mining and trade company within three working days, significantly reducing the traditional loan approval time by 50% [2] Group 2 - Since the launch of the "Enterprise Circulation Loan," Zou Cheng Rural Commercial Bank has disbursed over 80 million yuan (approximately 11.3 million USD) in credit funds to 23 small and micro enterprises, effectively alleviating their financing challenges [2] - The bank plans to continue optimizing the "Enterprise Circulation Loan" and other specialized products, enhancing tailored services for individual enterprises to provide low-cost and high-efficiency financial support, thereby injecting financial vitality into the high-quality development of the regional economy [2]