体育竞技带来无上荣耀的同时也充斥着无法预计的风险，保险在体育赛事中发挥着重要的保障作用，不 仅为广大人民群众参与体育活动提供了安全保障，降低了人们参与体育活动的后顾之忧，而且促进体育 文化在基层的传播和发展，让更多的人有机会参与到体育赛事中，感受体育的魅力和乐趣，激发全民参 与体育的热情，推动全民健身事业的蓬勃发展。未来，瑞众保险上海分公司将继续加强和久事体育的合 作，持续关注和支持各类体育活动，不断丰富保险+体育的社会功能，为推动全民健身贡献更多瑞众力 量。 瑞众保险上海分公司党委委员、副总经理胡盛峰表示："我们非常荣幸能够再次为环上海・新城自行车 赛提供保障支持。为赛事安全有序开展筑牢 "防护网"。"连续两年参与赛事保障，是企业履行社会责 任，也是我们对上海体育事业发展的坚定支持。希望通过专业的保险服务，让参赛选手能够更安心地投 入比赛，同时也为推动群众体育赛事的规范化、安全化发展贡献力量。 2025年9月7日，一场充满速度与激情的体育盛宴——2025环上海・新城自行车赛滴水湖赛段落下帷幕。 环上海·新城自行车赛今年成功升级为国际自盟(UCI)2.2级别赛事，这也是上海首个跻身UCI亚巡赛的男 子公路自行 ...

Core Viewpoint - The insurance industry is transitioning from traditional post-event compensation to comprehensive risk management in the sports sector, driven by policy support and market demand [1][3]. Group 1: Insurance Integration in Sports - The integration of "insurance + sports" is emerging, with companies like ZhongAn Insurance providing comprehensive risk coverage for events like the "Village BA" basketball tournament in Sichuan [3][4]. - In Nepal, a comprehensive tourism insurance project has been launched, offering tiered products based on altitude, covering risks such as death, disability, and medical emergencies [3][4]. Group 2: Current Insurance Products and Consumer Awareness - Available insurance products for sports include accident insurance, high-risk sports accident insurance, and travel insurance, primarily covering risks related to accidents and medical expenses [5]. - Consumers are advised to choose insurance based on outdoor activities, frequency, and risk levels, ensuring they understand the coverage details [5]. Group 3: Challenges and Opportunities in the Insurance Market - The sports insurance market faces challenges such as limited product coverage, immature pricing models, and poor claims experiences [7]. - Despite opportunities for growth, the industry struggles with data barriers and risk assessment challenges, impacting pricing and risk management [6][8]. Group 4: Policy Support and Market Growth - Recent policies from various government departments aim to promote sports tourism and enhance insurance coverage in the sports industry [9]. - The sports consumption market in China has been growing rapidly, with an expected market size of 2.8 trillion yuan by 2025, indicating a significant opportunity for insurance products [9]. Group 5: Innovations in Insurance Products - Insurance companies are exploring innovative solutions to address the unique risks of outdoor sports, including improving response times and reducing moral hazards through technology [10][11]. - Proposed innovations include dynamic pricing based on smart device data, integrated claims processes, and embedding insurance into event management and service platforms [11].