Core Viewpoint - The company has reported preliminary financial data for the year 2025, indicating a steady growth in revenue and profit, while maintaining stable asset quality and a strong risk management framework [2][4][5]. Financial Data and Indicators - The company achieved an operating income of RMB 38.799 billion, a year-on-year increase of 1.09% [4]. - Net interest income reached RMB 27.594 billion, up 12.83% year-on-year [4]. - Net profit attributable to shareholders was RMB 19.030 billion, reflecting a growth of 12.05% compared to the previous year [4]. - Total assets amounted to RMB 2,364.902 billion, increasing by 11.96% from the previous year [5]. - Total loans reached RMB 1,071.876 billion, a growth of 14.33% year-on-year [5]. - Total deposits were RMB 1,440.579 billion, up 13.20% from the previous year [5]. Business Performance and Financial Condition - The company has focused on key business areas such as financial services for small and micro enterprises, technology, and green loans, with respective growth rates of 22.25%, 23.44%, and 22.75% [5]. - Retail financial services saw a total asset under management (AUM) growth of 15.73% [5]. - The company has maintained a non-performing loan (NPL) ratio of 0.76%, consistent with the previous year [6]. - The provision coverage ratio stands at 502.24%, indicating a strong buffer against potential loan losses [6].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：600926 证券简称：杭州银行 公告编号：2026-002 杭州银行股份有限公司2025年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 本公告所载2025年度主要财务数据为初步核算的合并报表数据，未经会计师事务所审计，具体数据以杭 州银行股份有限公司（以下简称"公司"）2025年年度报告中披露的数据为准，提请投资者注意投资风 险。 3、2025年1月，公司按照无固定期限资本债券（以下简称"永续债"）票面利率4.10%计算，向"20杭州银 行永续债"债券持有者支付利息人民币2.87亿元（含税）；2025年6月，公司按照票面利率2.41%计算， 向"24杭州银行永续债01"债券持有者支付利息人民币2.41亿元（含税）；2025年12月，公司按照杭银优 1票面股息率4.00%计算，对全体杭银优1股东合计发放现金股息人民币4.00亿元（含税）。在计算本业 绩快报披露的基本每股收益和加权平均净资产收益率时，公司考虑了相应的永续债利息和优先股股息。 4、上表" ...

| 项目 | 2025 年度 (未经审计) | 2024 年度 (经审计) | 增减变动幅度(%) | | --- | --- | --- | --- | | 营业收入 | 387.99 | 383.81 | 1.09 | | 营业利润 | 212.10 | 192.59 | 10.13 | | 利润总额 | 211.89 | 192.26 | 10.21 | | 归属于上市公司股东的净利润 | 190.30 | 169.83 | 12.05 | | 归属于上市公司股东的扣除非 经常性损益的净利润 | 188.33 | 167.62 | 12.36 | | 基本每股收益(元/股) | 2.66 | 2.74 | -2.92 | | 加权平均净资产收益率(%) | 14.65 | 16.00 | 下降 1.35 个百分点 | 营收、净利润增长分化，归母净利润超190亿元 1月23日，杭州银行发布2025年度业绩快报。财务数据显示，2025年，该行实现营业收入387.99亿元， 同比增长1.09%；其中，利息净收入275.94亿元，同比增长12.83%，手续费及佣金净收入42.07亿元，同 比增长13.10%；实 ...