Core Viewpoint - The company has reported preliminary financial data for the year 2025, indicating a steady growth in revenue and profit, while maintaining stable asset quality and a strong risk management framework [2][4][5]. Financial Data and Indicators - The company achieved an operating income of RMB 38.799 billion, a year-on-year increase of 1.09% [4]. - Net interest income reached RMB 27.594 billion, up 12.83% year-on-year [4]. - Net profit attributable to shareholders was RMB 19.030 billion, reflecting a growth of 12.05% compared to the previous year [4]. - Total assets amounted to RMB 2,364.902 billion, increasing by 11.96% from the previous year [5]. - Total loans reached RMB 1,071.876 billion, a growth of 14.33% year-on-year [5]. - Total deposits were RMB 1,440.579 billion, up 13.20% from the previous year [5]. Business Performance and Financial Condition - The company has focused on key business areas such as financial services for small and micro enterprises, technology, and green loans, with respective growth rates of 22.25%, 23.44%, and 22.75% [5]. - Retail financial services saw a total asset under management (AUM) growth of 15.73% [5]. - The company has maintained a non-performing loan (NPL) ratio of 0.76%, consistent with the previous year [6]. - The provision coverage ratio stands at 502.24%, indicating a strong buffer against potential loan losses [6].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：600926 证券简称：杭州银行 公告编号：2026-002 杭州银行股份有限公司2025年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 本公告所载2025年度主要财务数据为初步核算的合并报表数据，未经会计师事务所审计，具体数据以杭 州银行股份有限公司（以下简称"公司"）2025年年度报告中披露的数据为准，提请投资者注意投资风 险。 3、2025年1月，公司按照无固定期限资本债券（以下简称"永续债"）票面利率4.10%计算，向"20杭州银 行永续债"债券持有者支付利息人民币2.87亿元（含税）；2025年6月，公司按照票面利率2.41%计算， 向"24杭州银行永续债01"债券持有者支付利息人民币2.41亿元（含税）；2025年12月，公司按照杭银优 1票面股息率4.00%计算，对全体杭银优1股东合计发放现金股息人民币4.00亿元（含税）。在计算本业 绩快报披露的基本每股收益和加权平均净资产收益率时，公司考虑了相应的永续债利息和优先股股息。 4、上表" ...

| 项目 | 2025 年度 (未经审计) | 2024 年度 (经审计) | 增减变动幅度(%) | | --- | --- | --- | --- | | 营业收入 | 387.99 | 383.81 | 1.09 | | 营业利润 | 212.10 | 192.59 | 10.13 | | 利润总额 | 211.89 | 192.26 | 10.21 | | 归属于上市公司股东的净利润 | 190.30 | 169.83 | 12.05 | | 归属于上市公司股东的扣除非 经常性损益的净利润 | 188.33 | 167.62 | 12.36 | | 基本每股收益(元/股) | 2.66 | 2.74 | -2.92 | | 加权平均净资产收益率(%) | 14.65 | 16.00 | 下降 1.35 个百分点 | 营收、净利润增长分化，归母净利润超190亿元 1月23日，杭州银行发布2025年度业绩快报。财务数据显示，2025年，该行实现营业收入387.99亿元， 同比增长1.09%；其中，利息净收入275.94亿元，同比增长12.83%，手续费及佣金净收入42.07亿元，同 比增长13.10%；实 ...

Group 1 - The "Together Benefit Enterprises" initiative aims to support small and medium-sized enterprises (SMEs) through five key areas: policy support, environmental improvement, innovation enhancement, talent development, and legal protection [1][2] - The initiative will be implemented throughout 2025, with a focus on promoting new quality productivity, digital empowerment, collaborative chains, manufacturing expansion, and integration of production, education, and research [1][3] - The "Service Month" activity is part of this initiative, emphasizing innovation, specialized development, and digital upgrades for SMEs [2][3] Group 2 - The importance of SMEs as a driving force in the economy is highlighted, with a call for more market access and support for private enterprises to enhance their growth and competitiveness [2][3] - The need for SMEs to act as conduits for technological benefits and to ensure equitable distribution of new quality productivity outcomes is emphasized [3] - The upcoming 18th China Industrial Forum will focus on themes of quality improvement and future intelligence, alongside the release of a report on new quality productivity trends [3]

Group 1: Manufacturing and Economic Indicators - The manufacturing PMI for May is reported at 49.5%, an increase of 0.5 percentage points from the previous month, indicating an improvement in manufacturing sentiment [1] - Large enterprises have a PMI of 50.7%, up 1.5 percentage points, while medium-sized enterprises have a PMI of 47.5%, down 1.3 percentage points, and small enterprises have a PMI of 49.3%, up 0.6 percentage points [1] Group 2: Agricultural Developments - As of May 30, 1.29 million acres of summer wheat have been harvested nationwide, with over 30% of the harvest completed [1] Group 3: Telecommunications and Digital Economy - The APT ICT Ministerial Meeting in Tokyo resulted in the "Tokyo Declaration," focusing on six pillars for regional cooperation, including connectivity and sustainable development [1] Group 4: Support for SMEs - The National Small and Medium Enterprises Service Month will take place in June, focusing on eight key areas to promote high-quality development of SMEs [1] Group 5: Tax Policies and Economic Support - In the first four months of the year, tax reductions and refunds for private enterprises and individual businesses reached 351.88 billion yuan, accounting for 64.6% of the total benefits from tax policies [1] Group 6: Transportation and Travel - On May 31, the first day of the Dragon Boat Festival holiday, the national railway is expected to send 17.8 million passengers, with 1,029 additional trains planned [1] Group 7: Film Industry - The box office for the first day of the Dragon Boat Festival holiday reached 147 million yuan [1] Group 8: Financial Regulations - Hong Kong's Stablecoin Ordinance has officially become law, requiring licenses for issuing stablecoins pegged to the Hong Kong dollar [1] Group 9: Private Equity Developments - In 2024, Shenzhen's private equity and venture capital industry saw a total of 1,954 exit projects, the highest in three years, with exit principal amounting to 43.069 billion yuan [1] Group 10: Corporate Leadership Changes - China First Heavy Industries Group and China National Nuclear Corporation announced leadership changes, with new appointments for chairman and party secretary [1] Group 11: Steel Tariff Implications - The European Commission expressed strong regret over the U.S. decision to raise steel tariffs from 25% to 50%, indicating potential retaliatory measures [2] Group 12: Oil Production Increase - OPEC+ announced an increase in production by 411,000 barrels per day starting in July, marking the third consecutive month of such increases [2] Group 13: Corporate Announcements - Several companies, including China Construction Bank and Baili Tianheng, announced fundraising plans for various projects, with amounts ranging from 1.5 billion to 37.64 billion yuan [3]

Core Viewpoint - JD's government enterprise business has successfully passed the compliance assessment of the SME service standard by the China International Cooperation Association for SMEs, becoming one of the first certified service institutions with the highest rating of "Excellence" [1] Group 1: Certification and Standards - JD's government enterprise business achieved a 5-star maturity standard in SME service capability, meeting all requirements across five capability domains and 27 sub-domains [1] - The China International Cooperation Association for SMEs is the largest and most authoritative social organization in the SME sector in China, established in 1990 [1] Group 2: Government Support and SME Development - The Chinese government emphasizes the importance of SMEs in economic development, innovation, and employment, as highlighted in the "14th Five-Year Plan" for promoting SME development [3] - The government work report this year specifically calls for nurturing service providers that understand both the industry and digitalization to support SMEs' digital transformation [3] Group 3: Services Offered by JD - JD's government enterprise business provides comprehensive services for SMEs, including procurement, operations, technology, talent, and funding [4] - Initiatives such as a green entry channel, zero-cost trial operation, and various digital tools are designed to help SMEs expand business opportunities and achieve growth [4] - JD has served over 8 million enterprise clients, including 21,000 large enterprises and covering 91% of Fortune 500 companies in China [4][5] Group 4: Collaborative Ecosystem - JD collaborates with industry partners to create a comprehensive service model called "One Network, Four Platforms," offering tailored solutions to meet SMEs' needs [4] - Activities like "Walk into JD" and "Yiqi TALK" are organized to share practical experiences in business models, human resources, and technology development with SMEs [4]